At present, there are mainly three modes of old-age care in the world, namely, home-based care, community-based care and institutional care. At present, in China, the distribution of these three modes of providing for the aged accounts for about 96%, 1% and 3%. Home care for the aged is the absolute mainstream. According to the "9073" pension plan issued by many places, the institutional pension will remain unchanged at 3%, while the proportion of community pension will increase from the current 1% to 7%. Coupled with the incremental elderly population, this has brought great market space for community pension.

The five "golden combinations" of investment in the pension industry hope to inspire colleagues who have entered the pension industry:

1. Combination of light assets and heavy assets: light assets have less investment, high rate of return and easy replication, and capitalists favor light assets. Heavy assets can fully show the strategic landing of enterprises and the development of the whole industrial chain of culture, sports and medical care according to a long-term strategic plan.

2. Combination of medical care and nursing care: The essence of "combination of medical care and nursing care" is the compatibility and continuity of medical services and old-age care services.

3. Combination of centralized and decentralized old-age care: centralized old-age care mainly refers to centralized old-age care in nursing homes, nursing homes, old-age apartments and old-age communities; The decentralized service model, "where the elderly are, they will serve there", subverts the traditional service model of "building institutions first and then staying in the elderly".

4. Combination of artificial service and intelligent technology

5. Combination of short-term products and long-term products: short-term products mainly refer to derivative products and services such as conventional property sales, nursing services, medical rehabilitation services and medical catering services; Long-term products are mainly innovative products and services such as pension finance and pension wealth management products. Need to choose the right opportunity point according to the enterprise's own resources.