:
First, everyone's insurance group is unreliable.
To judge whether everyone's insurance is reliable, we must first start with Anbang Insurance. In the past, Anbang Insurance's assets amounted to RMB 2 trillion. Since its establishment more than ten years ago, Anbang has jumped from a small property insurance company with a registered capital of only 500 million to an international group covering banking, insurance and real estate. The scale of assets can even be compared with Ping An. However, Anbang Group has been taken over by the China Insurance Regulatory Commission for economic crimes committed by its former chairman. Most importantly, the takeover unit is China Insurance Protection Fund Co., Ltd. under the CIRC. This means that this is the first time that the China Insurance Regulatory Commission has personally taken over. It can be seen that the seriousness of the Anbang Group incident and the great influence of Anbang Group. It can be seen that it is difficult for insurance companies to have accidents, not to mention the insurance products we buy. And once your insurance contract comes into effect, it has legal effect. Instead of caring about whether Renren (Anbang) Company is reliable, it is better to pay more attention to whether the products sold by Renren Insurance are reliable and whether there are many pits.
2. The historical background of universal insurance:
The main shareholders of Anbang Insurance are Shanghai Automotive Group and China Unicom Leasing Group, and the largest shareholder is Sinopec. Anbang's initial prototype was Anbang Property Insurance, which was established in 2004. Anbang Life Insurance was founded on 20 10. In the same year, it acquired Ruifu Health Insurance and changed its name to "Harmonious Health". Anbang insurance group was established on 20 1 1. 20 13 anbang pension was established. From 20 14, Anbang Group began to make large-scale acquisitions, including Delta Lloyd's Bank of Belgium, Belgian insurance company FIDEA, Toyo Life Insurance of Korea and Allianz Insurance of Korea. , premiums and asset size have been leaping forward. 2065438+In February 2008, Wu Xiaohui, former chairman and general manager of Anbang Group, was prosecuted according to law for alleged economic crimes. In order to safeguard the healthy operation of Anbang Group and the legitimate rights and interests of consumers, the CIRC took over Anbang Group according to Article 144 of the Insurance Law. Since taking over, Anbang Group began to slim down and reorganize, transferring its shares in Century Securities, Bangyin Financial Leasing and Chengdu Rural Commercial Bank in turn, and simultaneously promoting the sale of overseas assets. On July 19, 20 1 1, everyone insurance group was established. Renren Insurance Group will accept the equity of Anbang Life Insurance, Anbang Pension and Anbang Asset Management in accordance with the law, and set up everyone's property insurance.