How long can agricultural insurance be reimbursed?
There will be some differences in agricultural insurance policies in different places. The following contents are for your reference only. Please refer to the local policies and regulations or consult the local agricultural insurance department.
1. It is understood that if the newborn is insured normally, its insurance procedures will take effect after completion.
2. Adults are normally insured without interruption, and generally take effect the following year. If they have been in a state of intermittent or uninsured before, this payment is the cost of the second year. Some areas indicate that the observation period of the next year is 1-6 months, and the expenses incurred during this period will not be reimbursed.
How much can I reimburse for hospitalization with agricultural insurance?
1, rural insured people can be reimbursed after hospitalization, but the reimbursement ratio of different hospitals is different in a certain period of time.
2. Generally, hospitalization in township hospitals can be reimbursed 60%, hospitalization in secondary hospitals can be reimbursed 40%, and hospitalization in tertiary hospitals can be reimbursed 30%.
3. In addition, not only hospitalization can be reimbursed, but also outpatient medicine can be reimbursed. But there is a certain deductible and reimbursement ratio, and major diseases can also be reimbursed. You can consult relevant departments when reimbursing medical insurance.
What conditions are not reimbursed?
Not all rural medical insurance cases will be reimbursed. In any of the following circumstances, it will not be reimbursed, as follows:
1, not reimbursed within the specified time.
There is a certain time limit for rural medical insurance reimbursement. General medical expenses can only be reimbursed within one year, and those beyond the time limit will not be reimbursed.
2. Did not see a doctor in a designated medical institution.
(1) In addition to the time limit, the reimbursement of rural medical insurance is also restricted by some medical institutions, so it is necessary to see a doctor in a designated medical institution, otherwise it cannot be reimbursed.
(2) If you want to go to a better medical institution, you can go through the normal transfer procedures.
3. Medical expenses caused by illegal acts.
Medical expenses caused by illegal acts (such as theft, drunk driving, fighting, etc.). ) is also not within the scope of reimbursement.
4, compensation for the cost of the unit or individual.
Some medical expenses are caused by business or injuries caused by others. Generally, this situation is compensated by the unit or individual, so the medical expenses incurred in this situation are no longer reimbursed.
5. Medical expenses caused by other reasons.
(1) Abortion and medical expenses caused by subjective reasons are not included in the reimbursement scope.
(2) Medical expenses unrelated to the disease, such as beauty, plastic surgery and slimming, are not included in the reimbursement scope.
Because the policies implemented in different places may be different, please consult the relevant local departments for details. This article is for reference only. I hope this article can help friends who want to know about agricultural insurance.