As we all know, the procedure of withdrawing the state-managed provident fund is simpler than before. I. Procedures for the Extraction of State-managed Provident Fund When employees apply for the extraction of housing provident fund, they first need to fill out the application information in the Letter of Commitment for the Extraction of Housing Provident Fund and make a commitment. After that, anyone who can obtain information through relevant departments for online audit will no longer be required to provide relevant certification materials, and it will be more convenient for units and employees to withdraw housing provident fund. For the business of withdrawing provident fund from retired employees, the process is also simplified. If the employee reaches the legal retirement age and the unit has sealed the employee's housing provident fund account, then the employee can handle the provident fund withdrawal business without submitting any materials. The biggest degree of "slimming" is Beijing. In the future, employees who have paid the state-controlled provident fund can purchase second-hand houses in Beijing, and they only need to pass identity verification to handle business, without submitting other materials. It is understood that this part of the business can account for 60% of the total extraction. Second, how to withdraw the first-hand house from the state-controlled provident fund: (1) The buyer is the employee himself or the first buyer 1, the purchase contract or loan contract; 2. Method of purchasing invoices/Step 2: (2) If the buyer is the employee's spouse or the second buyer 1, purchase contract or loan contract; 2. Purchase invoices; 3. Marriage certificate; 4. Spouse extraction record (the spouse needs to provide unemployment certificate if he has no job, and the unit needs to issue unpaid provident fund certificate if he has a job without provident fund) Second-hand house: (3) The buyer is the employee himself or the first buyer 1, and the real estate license; 2. Deed tax invoice (4) The purchaser is the employee's spouse or secondary purchaser 1, and the real estate license; 2. Deed tax invoice; 3. Marriage certificate; 4. Spouse withdrawal record sheet (the spouse needs to provide unemployment certificate if he has no job, and the employer needs to issue unpaid provident fund certificate if he has a job without provident fund) 3. Changes in the state-managed provident fund withdrawal process 1. Need to fill in the housing provident fund withdrawal commitment. /kloc-In August of 0/6, the Housing Fund Management Center of the Central State Organs issued the Notice on Improving the Housing Provident Fund Withdrawal Business to Facilitate the Work of Units and Employees (hereinafter referred to as the Notice), stipulating that before the promulgation of the Notice, buyers need to provide loan contracts, originals and photocopies of real estate licenses and other related materials to withdraw state-controlled provident funds to purchase houses. According to the relevant provisions of the Notice, employees need to fill in the declaration information of the Letter of Commitment on Withdrawal of Housing Provident Fund and make a commitment when purchasing a house. According to the online signing contract number, online signing password and loan information declared by the purchaser, it is no longer necessary to provide relevant certification materials for online audit for those who can obtain information through relevant departments. 2. Buying a second-hand house is expected to achieve "zero materials". According to the relevant provisions of the Notice, for the first time, the purchaser who does not withdraw the state-managed provident fund will no longer need the provident fund withdrawal record sheet. After the identity information is verified, the state-managed provident fund can be extracted with "zero materials". In addition, eligible buyers can purchase second-hand houses in Beijing, withdraw state-run provident fund, and achieve "zero materials" after passing identity verification. 3 increase the punishment for defrauding the state-owned provident fund. According to the relevant provisions of the Notice, the purchaser must truthfully fill in the Letter of Commitment on Housing Provident Fund Extraction, and relevant departments can simplify the extraction materials accordingly to improve the audit efficiency. If the purchaser fails to fill in the Letter of Commitment on Housing Provident Fund Withdrawal truthfully and provides false declaration information, the relevant departments will reduce the overall credit evaluation of the purchaser and his unit, and punish him for dishonesty.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 25 The employee's withdrawal of the storage balance in the housing provident fund account shall be verified by the unit to which he belongs, and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.