First, the characteristic business of Ping An Bank
1. Bond business: RMB bond agency settlement business refers to the business that banks accept the entrustment of small and medium-sized financial institutions or non-financial institutions as legal persons to handle bond transactions, short-term financing and bond settlement, pay the principal and interest of bonds, and provide them with market information services.
2. Foreign exchange business: Ping An Bank provides exchange rate risk management, interest rate risk management, commodity price risk management, personal firm foreign exchange trading and spot foreign exchange trading.
3. Wealth management business: Ping An Bank provides structured wealth management products, including commodity linkage, index linkage, exchange rate linkage, mixed linkage and stock linkage.
4. Ping An Ju Jinbao: Ping An Ju Jinbao business is a trading platform provided by Ping An Bank to represent the precious metal business of Shanghai Gold Exchange. Shenzhen Development Bank, the predecessor of Ping An Bank, is the first institution in China to provide a trading platform for gold exchange customers.
5. Gold leasing: Gold leasing refers to the business that banks lease gold to enterprises that meet the prescribed conditions, collect the leasing fee according to the contract, and return the same amount of homogeneous gold to the expired enterprises.
Second, Ping An Bank's services
1. Integrated finance with concentrated advantages, making full use of Ping An Group's all-round resource advantages in products, channels and platforms, and striving to create a one-stop exclusive service for integrated finance for users.
2. Adhere to the consistent value concept, always adhere to the corporate values of "professional achievement value" of Ping An Group, give full play to professional advantages, and carefully provide users with professional investment advice and honorary services.
3. A professional and experienced elite team, selecting professional and experienced private bank account managers, deeply understanding users' financial objectives and investment needs, and helping users to fully cope with the challenges of the market environment.
4. Tailor-made investment plan, according to the different needs of users, tailor-made comprehensive financial plan, to obtain the best portfolio income.