What is the payment standard of four insurances and one gold? How much is the monthly payment for four insurances and one gold? "Five insurances and one gold" began to slim down and became "four insurances and one gold", and maternity insurance and medical insurance will be merged. So, what impact will the merger have on us? If you only pay four risks, will your salary increase? With these questions, let's understand the payment standard of four insurances and one gold.

Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, industrial injury insurance, maternity insurance and housing accumulation fund. After the merger of maternity insurance and medical insurance, it was reduced to "four insurances and one gold". Incorporate maternity insurance into medical insurance, so that all participants in the basic medical insurance can enjoy maternity insurance benefits, thus better expanding the coverage of maternity insurance. After the merger, maternity insurance can basically achieve comprehensive coverage.

In the future, maternity protection will become an integral part of the medical insurance system, and medical insurance will become the main insurance, and maternity protection is similar to one of the compulsory additional insurances. As long as all kinds of people participate in medical insurance, they naturally get the rights related to maternity protection. At the same time, bringing maternity insurance into medical insurance can effectively solve the overlap between maternity insurance and basic medical insurance. When handling a case, the human and social departments do not need to judge whether it belongs to maternity insurance or medical insurance, but only need to settle the reimbursement normally.

Four insurances and one gold payment standard

How much is the monthly payment for four insurances and one gold? Social security is divided into units and individuals. Specific social security contributions are as follows:

Endowment insurance, units and individuals pay 22% and 8% respectively;

Medical insurance, units and individuals pay 12% and 2% respectively;

Unemployment insurance, units and individuals pay 2% and 0% respectively;

Maternity insurance units pay, individuals do not pay;

Industrial injury insurance units pay, individuals do not pay.

However, on 20 16, many places lowered the social security payment rate of enterprises to reduce the burden on enterprises. The specific situation still depends on provinces and cities. As for four insurances and one gold, how much do you have to pay each month? Depends on the social security contribution base and social security contribution ratio. It should be noted that maternity insurance will still be paid after the merger, and the total deposit fee will not change, so the salary you get will naturally not change.