On the 27th, Jin Weigang, director of Ministry of Human Resources and Social Security Research Institute of China, said in Beijing that the delayed retirement plan will be formally introduced next year. There will be a transition period of about five years after its introduction, or it will be officially implemented in 2022.
This year, the endowment insurance system for government agencies and institutions will be formally implemented.
Jin Weigang made the above remarks at the first summit of the 50-member Forum on China's Pension Finance held on the same day. In his speech at the forum, he said that one of the key points of the reform of the endowment insurance system during the 13 th Five-Year Plan period is to promote the implementation of the reform of the endowment insurance system in institutions and institutions. After the introduction of the reform plan last year, it has not been formally implemented and will be formally implemented this year.
He said that in response to the aging population, it is necessary to establish and improve the old-age security system and achieve full coverage of the system and the legal population. It is estimated that 50 million people will be included in the endowment insurance system of government agencies and institutions, including more than 38 million employees and retirees150,000.
Ministry of Human Resources and Social Security: We should moderately raise the legal retirement age.
Regarding the delayed retirement policy, Jin Weigang said that due to the low retirement age at present, it is necessary to moderately raise the statutory retirement age and realize the gradual method of delaying retirement age. This involves the vital interests of the broad masses of workers, especially the differences between various groups are quite large. We should adhere to the people-oriented principle, take into account the situation of different groups and make policies as safely as possible.
"Now there are many complicated situations. If we simply adopt a one-size-fits-all policy and let everyone do so, we may encounter some contradictions and problems, and we still need some flexibility in this regard. " Jin Weigang said that delaying retirement involves many factors. We should not only consider the income and expenditure of the fund, but also consider other factors and make overall consideration. There is a flexible retirement mechanism in the world, and we can learn from this experience.
Who will be affected by the latest retirement age regulations?
If implemented in 2022, the following three groups will be affected by the new retirement policy.
1. By 2022, female employees under 50 years old (1women born after 972);
2. By 2022, female cadres and male workers under the age of 55 will mainly work hard (1people born after 967);
3. By 2022, male cadres under 60 years old (men born after 1962).
It can be seen that the delayed retirement scheme has a great impact on the post-70 s and post-80 s. According to Ministry of Human Resources and Social Security's plan, the "gradual" delayed retirement will be implemented: the retirement age will be extended by several months every year until it reaches the newly drafted legal retirement age after a long time. Therefore, for the post-90s generation, it is estimated that they have completely caught up with the New Deal by the time they retire.
Specifically, when will everyone work until retirement? For example, if delayed retirement is implemented from 2022, with a delay of six months every year, according to the current retirement framework (female workers are 50 years old, female cadres are 55 years old, and male cadres are 60 years old), then the retirement ages in 2022 are respectively,, and. Those who were supposed to retire this year will have to work for another six months. And so on until you reach a new retirement age.
How many months is retirement delayed every year?
The direction of delaying retirement has been determined, and there are still many things to watch. How many months is it delayed every year? This is a problem worthy of attention. If the annual delay is longer, the transition period to the new retirement age will be shortened. On the other hand, if the annual delay is short, such as two or three months, the transition period to the new retirement age will be longer.
These two methods have their own advantages and disadvantages. For the general public, if the transition time is long, the adaptation period will be relatively long; If the transition time is short, the adaptation time will be shorter. In the end, how to change it should also consider public opinion.
Do men and women retire at the same age or still distinguish?
Except for the delay of several months every year. Another point is to postpone the retirement age and whether to continue the current framework of different retirement ages for men and women. At present, the retirement ages of men and women in China are different. But in some countries, the retirement age is the same for men and women, such as the United States and Japan. In fact, women's life expectancy is generally longer than that of men, which is also a major reason why some people require men and women to retire at least at the same age.
If the retirement age is the same for men and women, will it be postponed to 60 or 65? If it is extended to 60 years old, it will actually delay the retirement age of female and male workers. If the synchronization is delayed to 65 years old, for women, especially female workers, this span is still very large, and many people will be affected. If the retirement ages of men and women are still different, it is also worth paying attention to whether this interval is still five years old.
Will the pension benefits be reduced?
For delayed retirement, the focus of public attention is still pension benefits. In this regard, Jong Li, spokesman of Ministry of Human Resources and Social Security, said that since 20 14, the number of provinces whose current pension expenditure is greater than the fund collection income has increased due to multiple factors. The main reason is the continuous improvement of pension benefits and the increase of fund expenditure; The aging effect of the population is gradually emerging, and the growth rate of retirees among the insured is higher than that of the payers; In some areas, support is relatively strong and the burden is relatively heavy.
However, judging from the income and expenditure of the endowment insurance fund, 20 15 years ago 10 month ago, the total income of the national fund exceeded the total expenditure by more than 210 billion yuan, and the accumulated balance of most provincial funds exceeded the fund payment for more than 8 months, so the fund was generally stable and could guarantee the payment of the current endowment insurance benefits. At present, financial subsidy is an important aspect in the financing channel of endowment insurance fund. For a few old industrial base provinces with large historical debts and weak ability to pay funds, we will continue to increase central financial subsidies. In addition, the communique of the Fifth Plenary Session mentioned that to increase state-owned capital and enrich the social security fund, pensions should be guaranteed.
Delayed retirement is coming.
You still don't hurry to prepare these tricks!
Delayed retirement is coming, how to make yourself or your family quickly adapt to the "old age" work and maintain a healthy body and mind and abundant energy?
Diet articles:
We should follow three principles: don't be hungry, don't eat, have a full meal, observe the order of eating, start the body's "rejuvenation mechanism" and reduce the burden on the body.
Specific operation: First of all, even if it is time to eat, as long as you don't feel hungry, there is no need to eat. If you eat late the night before, if you just eat breakfast the next morning, it will increase the burden on the gastrointestinal tract. Try not to have dinner after 9 o'clock.
Secondly, when you feel that your stomach is not full, but your enthusiasm for food has declined, you should stop chopsticks. The most reasonable meal order is to eat fruits and vegetables first, then try to eat protein food, and then intake carbohydrates.
Doing so can also prevent obesity, hypertension, elevated cholesterol, arteriosclerosis and other diseases!
Sleep articles:
Sleep is especially important for "elderly" workers. According to data released by the American Alzheimer's Association, the aging of the brain can be delayed by two years for the elderly who sleep less than seven hours a night. How to have a "good sleep"? We might as well learn the tricks of Chinese medicine.
First of all, the room temperature should be controlled at around 20℃ and the humidity should be around 60%. Don't put clocks and watches and other things that can make noise in the bedroom.
Second, don't sleep with clothes, otherwise you will get more tired and tired, and it is easy to kick the quilt and cause a cold.
Third, eat less greasy and indigestible food for dinner and don't eat too much. Don't eat anything before going to bed 1 hour.
Fourth, don't sleep with your head covered, because this will increase the carbon dioxide in the quilt and reduce the oxygen accordingly, leading to dizziness, head swelling, dizziness and other symptoms.
In addition, a simple massage 10 minute after getting up can quickly stimulate vitality and consolidate the health care effect of sleep:
1. Use your fingertips to comb from the middle of your forehead to the back of your head, and then to both sides to improve blood circulation in your head;
2. Lie on your back, rub your chest ribs with your hands, and then gently rub around your navel clockwise for 20 times to relax your stool;
3. Abdominal distension and anus lifting can promote gastrointestinal peristalsis. If you didn't sleep well the night before, take a nap the next day, just 20~30 minutes.
Sports articles:
Life lies in sports, especially for "aged" workers.
In spring and summer, the elderly can go out to play Tai Ji Chuan, walk slowly and do stretching exercises. And make sure they get more than 20 minutes of sunshine every day.
In winter, you can use some small moves indoors to keep fit.
2. Neck rotation: The neck bends forward, stretches backward, and slowly rotates left and right, and the range can be appropriately larger, which can prevent or improve cervical spondylosis.
3. Moore: The ear is the outside of the kidney, and the kidney leads to the brain, where the meridians of the whole body meet. Moore can dredge meridians, promote qi and blood circulation, and eliminate diseases and preserve health. The main points of action are: lift the ear with your index finger and thumb, lift it from the inside out, and then sweep the ear from the back to the front with your hands.
4. Fist-making: In the famous medical book Etiology of Sui Dynasty, it is said: "Hold hands tightly, such as baby's hands, so as not to let out gas", which means that fist-making can protect healthy qi in the body and resist external evil. Put the thumb inward on the palm of your hand, and the other four fingers will clench their fists around the thumb and do their best, then let go and repeat 50~80 times.