It is safe to put it in the bank. When I get old, I don't know if I can still be interested in buying a bag of washing powder.
As for buying a house? People who have the ability to invest in real estate don't care about providing for the aged.
It is said that raising children to prevent old age, but how many people are really willing to let their children really bear their old age? When my child is 20 years old, I estimate that he will be nearly 55 years old. When the child turns 30, I will be 65. I don't know what will happen to my son in the future, but I really realize that parents' selfless love for their children is deeply rooted in their genes. Stranger still, the issue of providing for the aged will only be considered after having children. The root cause is not to increase the burden on children. The poor inherit the wind.
After working all my life, I could have lived a comfortable old age, but because of various factors, I still can't let go of my burden.
So, who do you expect when you are old? Yourself, yourself, or yourself.
As the saying goes, "money is not poor, plans are not chaotic, and preparations are not busy." As a reserve army for the elderly, are we ready? As long as you are prepared in advance, you won't have to worry about getting old in the future.
I want to live a carefree life in my old age
Get the four treasures ready.
The first thing to prepare is good health. Usually, we should pay attention to three educations: eating nutritious food, paying attention to maintenance and self-cultivation.
Second, the old residence: instead of living with children and grandchildren and leading a humiliating life, it is better to enjoy the happiness of being single alone, whether in the city or in the suburbs, living in the place that suits you best. There is your favorite restaurant nearby!
The third is old friends: it is equally important to have a good friend, a good dinner friend and a partner. It is a secret that single aristocrats enjoy life, make friends and know more friends.
In short, whether you are Ogilvy Sang or Obasan, you are all alone in the end. This sentence is not sad at all, nor terrible. See how you arrange your life, and see if you have a mature mind.
If you like it, it is worth doing. Don't forget, there is only one life. When you encounter something healthy or happy, don't always expect to leave it to the next generation.
The fourth is capital. Since the adopted children can no longer support the elderly, parents can only support themselves. The capital must be protected and the property must not be divided before entering the coffin. We should also manage our finances well, so that we can Qian Shengqian and give ourselves the greatest protection!
So how should the elderly buy wealth management products?
safe
Needless to say, a reliable financial management company is the most important. After retirement, most of the income of the elderly will be reduced or even negative. At this time, the security of the wealth accumulated before retirement is very important, so the first principle of financial management for the elderly is "security".
The benefits are in direct proportion to the risks.
There is an unchangeable law in financial management, that is, the income is always proportional to the risk, and the higher the income, the greater the risk. Old people should always keep in mind the above rules when choosing financial management.
Principle of convenience
Because of the high interest rate, many elderly people like to save three to five years of fixed-term or national debt. However, due to many unpredictable factors such as illness and hospitalization, the frequency of using "emergency money" will increase with age. Therefore, the elderly are required to consider convenience when managing money. On the one hand, we are not afraid of urgent need for money, on the other hand, we do not have to bear the interest or even the loss of principal caused by early withdrawal.
Old friends remember! We are destined to be the last generation of filial parents, and also the first generation of people abandoned by their children. Never say that "people are in heaven, money is in the bank", "a person is lonely" and "no one takes care of him when he is old" and other negative information has long been out of date.
We should support the elderly by ourselves and say loudly: My old age is my decision!
We come from all corners of the country, but we are all happy retirees.
We are eager to communicate, but we can't always find like-minded old friends.
From now on, we are also organized people.
Join a group, spend a holiday with old friends and enjoy your old age.