Deepening the reform and opening up of the financial industry is an important part of the 14 th Five-Year Plan. * * * In the Proposal, 16 times mentioned "finance" and made some arrangements for the work in the financial field. At present, China is still a bank-led financial system. In addition to actively and steadily promoting the reform of interest rate marketization and improving the efficiency of resource allocation in the financial system, the proposal clearly puts forward "deepening the reform of state-owned commercial banks, supporting the sustained and healthy development of small and medium-sized banks and rural credit cooperatives, and reforming and optimizing policy finance". We believe that better supporting and serving the real economy, developing digital currency and strengthening financial supervision will become the main theme of banking development during the Tenth Five-Year Plan period.
Main development trends:
The new development pattern of "dual circulation" is to open up all links of domestic production, circulation, circulation and consumption, and put forward new requirements for independent innovation and industrial upgrading. Industrial upgrading needs a supporting multi-level investment and financing system. Deepening the reform and opening up of the capital market and optimizing the financing structure of enterprises will become an important direction for the development of the capital market during the tenth five-year plan period.
Main development trends:
There are 15 references to "insurance" in the proposal, including long-term care insurance, commercial medical insurance, agricultural insurance, catastrophe insurance, major illness medical insurance, basic medical insurance, basic old-age insurance, unemployment insurance, industrial injury insurance, deposit insurance, social insurance service platform and multi-pillar old-age insurance system. These will undoubtedly become an important focus for the insurance industry to transform into high-quality development and improve the level of serving people's livelihood and economic development.
Main development trends:
In the post-epidemic era, China's consumer market showed a sustained recovery trend. After the epidemic, China's economic recovery was mainly driven by manufacturing production, investment and export. With the continuous recovery of China's economy, the recovery of consumption and service industry will play a greater role. The proposal clearly puts forward "promoting consumption in an all-round way" and makes specific arrangements on how to achieve this goal. It is predicted that the consumption and retail market will develop rapidly during the Tenth Five-Year Plan period and become the cornerstone of China's economic development.
Main development trends:
During the "Thirteenth Five-Year Plan" period, China eliminated and optimized some backward production capacity and industries by promoting supply-side structural reform, and the capacity utilization rate rebounded significantly, from the low of 73. 1% in the second quarter of 20 16 to the range of 76.5%~78%. For the future development of the manufacturing industry, the "Program" proposes to "upgrade the modernization level of the industrial chain supply chain. Keep the proportion of manufacturing industry basically stable. " It can be predicted that during the "14th Five-Year Plan" period, manufacturing power will remain the main line, and on this basis, the innovative effects and industrial linkages of manufacturing industry will be brought into play to drive high-quality economic development. Driven by the new infrastructure represented by 5G, industrial Internet and big data center, the manufacturing industry will surely usher in a new round of transformation and upgrading.
Main development trends:
Automobile industry plays an important role in economic and social development. In terms of industrial manufacturing, the added value of the automobile manufacturing industry accounts for about 7% of the total industrial added value. The automobile industry chain is long, covering a wide range, and there are many related industries, which has a very obvious driving effect on industrial growth. In the consumer market, automobile consumption accounts for nearly 30% of the total retail sales of social consumer goods of enterprises above designated size, which has made great contributions to social consumer retail. The "Tenth Five-Year Plan" stage is a crucial period for China automobile industry to realize industrial transformation and upgrading: the popularity and maturity of automobile consumption in China have improved significantly; New energy vehicles and * * * travel demand are gradually recognized by the market, gaining a broader consumption base; Emerging technologies such as autonomous driving have also accelerated the pace of commercial application, and the automobile industry must seize the strategic opportunity period in the next five years. In the future, the "new four modernizations" of automobiles with the trend of electrification, intelligence, networking and enjoyment will reshape the pattern of automobile industry.
Main development trends:
The global outbreak of COVID-19 epidemic has made the medical and life science industries become the focus of attention from all walks of life, and people's attention to early warning and prevention of infectious diseases, vaccine research and development, medical devices, Internet medical care and so on has also been raised to a new height. The contents of the "Program" on medical and life sciences industries are also very rich, involving medical insurance reimbursement, graded diagnosis and treatment, social medical services, telemedicine, traditional Chinese medicine, chronic disease management and other fields, and the medical and life sciences industries have broad prospects for development.
Main development trends:
In the proposal, "persisting in innovation-driven development and comprehensively shaping new development advantages" is listed as the primary task of social development, and scientific and technological innovation is listed as a separate chapter in the five-year plan for the first time. The "Proposal" proposes to adhere to the core position of innovation in the overall situation of China's modernization drive, take self-reliance and self-reliance in science and technology as the strategic support for national development, face the world's scientific and technological frontier, the main battlefield of the economy, the country's major needs, and people's lives and health, thoroughly implement the development strategy of rejuvenating the country through science and education, strengthening the country through talents, and driving innovation, improve the national innovation system, and accelerate the construction of a strong country through science and technology.
Main development trends:
The content of the proposal about the real estate industry is very rich. First of all, it continues the previous keynote of "don't speculate on housing, make policy according to the city", and on this basis, it puts forward new policy orientations such as "promoting the balanced development of finance and real estate with the real economy", "promoting the healthy development of housing consumption" and "accelerating the development of service industries such as property", and at the same time "optimizing the national spatial layout and promoting regional coordinated development and new urbanization"
Main development trends:
The 14th Five-Year Plan attaches great importance to the development of new energy. The key points of new energy planning in the proposal refer to strengthening the development of strategic emerging industries such as new energy and new energy vehicles, accelerating green and low-carbon development, promoting clean, low-carbon, safe and efficient use of energy, supporting qualified places to take the lead in reaching the peak of carbon emissions, and formulating an action plan for peak carbon emissions before 2030.
Main development trends: