Guide to the types of fraud prevention for the elderly
First, provide "old-age care services":
To cater to the needs of the elderly investors, in the name of investing in pension bases, sightseeing, pre-selling pension beds and other projects, the elderly customers are lured to visit the so-called pension bases and welfare homes, depicting the future of pension projects, and then illegally raising funds in the name of pre-selling pension beds.
Second, invest in "pension projects":
Criminals throw out promises of high returns to attract the elderly. They are used to promising high dividends, guaranteeing high interest rates, and making an appointment for old-age care services to trick the elderly into investing in so-called old-age care services and various expenses, such as VIP cards, membership fees, and prepayments. These institutions cannot provide the promised old-age care services. After obtaining funds, its operation and flow direction are opaque, and there is a high risk of fund-raising and running away. Some old people's pension funds were defrauded by criminals.
Third, selling "pension products":
Some enterprises do not have the real content of selling goods or do not take selling goods as the main purpose, and deceive and induce the elderly groups by means of commodity repurchase, consignment, consumption rebate, free medical examination, free travel, gift giving, conference marketing, health lectures, expert free clinic, etc. And the implementation of illegal fund-raising.
Fourth, declare "housing for the elderly":
In the name of "providing for the elderly with housing", criminals trick the elderly into mortgaging property and defrauding funds, cover up the essence of illegal fund-raising in the name of national policies, trick the elderly into handling property mortgage and defrauding funds under the banner of high returns, and then use borrowed money to buy financial products recommended by them. Some elderly people eventually lost their houses and are still burdened with loans.
"Keep your eyes open" and identify the common routines of criminals
Step 1: Give free gifts to entice the elderly to participate in activities and lectures.
The second step: play the family card and win the trust of the elderly.
The third step: high-yield investment for the elderly.
12 Common pitfalls in purchasing "health products"
Trap 1: Wild medical tourists fooling around
In life, the elderly often meet some "traveling doctors" in the streets and lanes under the banner of "ancestral secret recipe" and "cure all diseases", claiming that others have a certain method, only they have it, even online and academic publications. Then distribute some beautifully printed free brochures, focusing on their own "ancestral secret recipe." Leading some elderly people to be cheated with the mentality of trying.
Reminder: These swindlers make up the so-called ancestral secret recipe based on the principle that patients can't be cured and can't eat bad people. In fact, they often chop or grind some non-toxic and harmless plants, or slice sweet potatoes, potatoes, yams, beans and other foods, dry them, dye them, grind them, and then mix them with some irritating substances such as Chili powder, pepper powder and mint powder to make people have a special taste and stimulate taste buds and nerves to cover up some diseases. Such swindlers often travel to practice medicine, and their so-called ancestral secret recipe is definitely not effective.
Trap 2: Advertising stars act as experts.
Under the guise of "interviews, lectures, interviews and symposiums", some unscrupulous merchants invited some advertising stars, such as Hu Zuqin and Liu Hongbin, who were exposed by the media, to give lectures on "health preservation" and promote health care products. Many elderly people blindly believe in the introduction of these so-called experts or celebrities, thus buying a large number of counterfeit health care products.
Reminder: it is impossible to judge the lectures given to the elderly, and it is not too late to find out the true face of the products after procrastination.
Trap 3: health lectures should be paved.
Some unscrupulous merchants fool the elderly under the banner of health talks, and induce the elderly to give away small items such as eggs, noodles and soy sauce to achieve the purpose of selling goods.
Reminder: don't be too greedy for small profits, there will be no pies in the sky.
Trap 4: Exaggerate the high cost of efficacy.
Illegal organizers generally choose elderly people who do morning exercises in vegetable markets, markets and parks. They lied that they were entrusted by the hospital to carry out the "Heart-Brain Rehabilitation Project" for the general survey of geriatric diseases, which was jointly sponsored by China Geriatric Disease Prevention Center and China First Military Medical University. The organizer asked the elderly to fill in the "health questionnaire" and talk with them, gradually understanding the family composition, family income and health status of the elderly, and delineating "potential customers". Finally, they issue free experience cards to the elderly with better family economic conditions, and according to previous health surveys, they exaggerate the efficacy of the products in a targeted manner to trick the elderly into paying high prices.
Reminder: Some advertisements for illegal health care products often exaggerate the efficacy of the products, and contain absolute terms and false promises, claiming that a certain disease can be cured, using terms such as "radical cure" and "medicine will get rid of the disease", or deceiving and inducing elderly consumers with promises such as "invalid refund", "insurance company coverage" and "no toxic side effects". The elderly are often very "sick-tired", and the sales staff of health care products have just grasped the psychology of the elderly. "Old people can say whatever they want to hear."
Trap 5: Experience the hiding skills for free.
Some unscrupulous merchants often carry out so-called "free clinic" activities in the name of so-called "experts". First, free lectures, then free routine examinations such as blood pressure and blood lipids, pretending that the elderly are suffering from some kind of "serious illness", and finally using the state of the elderly in a daze to promote health care products in a timely manner. It is suggested that the elderly should buy a course of treatment first and tell them to come back for free consultation after eating a course of treatment. After the second consultation, the patient got better. Advise the elderly to continue to buy this health care product, and so on.
Reminder: To recognize the qualification of "experts", go to a regular hospital for medical treatment. We should take special precautions against the so-called "experts" who are actually sales staff of enterprises, just wearing white coats and taking the opportunity to sell high-priced health care products to the elderly. Don't be tempted by this so-called "free experience", because there must be something fishy behind the "free lunch".
Trap 6: Profit from family relationships
In view of the characteristics that some elderly people are far away from their children and live lonely lives, some unscrupulous marketing companies hire people to establish trust relations with the elderly through so-called family services such as asking questions, accompanying them at home, chatting and doing housework. And then sell health care products at high prices, so that the elderly can't refuse and are willing to buy health care products with exaggerated efficacy from their own pockets.
Reminder: courtesy is not as good as people, and there must be something. In the consumption of health care products, we should keep a sense and avoid buying a bunch of products that we don't need or have no effect in order to thank others for their so-called care, resulting in property losses and physical injuries.
Trap 7: Sean Xiao Hui is the bait.
Attract the elderly with small favors such as "free trial", "free package" and "giving medical examination", and finally let the elderly buy their expensive products.
Reminder: There is no such thing as a free lunch! In the face of free gifts and half-price promotions promised by unscrupulous merchants, we must withstand the temptation and not covet petty advantages, otherwise we may suffer big losses.
Trap 8: Try to eat, try to trap you.
In the scam, the "trial and error method" most commonly used by unscrupulous businessmen has also been successful. In view of the thrifty characteristics of the elderly, some businesses will take a taste and tell the elderly that they can try it for a few days first. In the process of tasting, there will be someone to follow up and ask about the tasting. During the interview, they will constantly instill in the elderly how good the products are, and then complain to the elderly about how difficult the work is and what will happen to the company if the performance is not completed. In the face of a sincere young girl, after several times, many kind-hearted old people feel that "it is not easy for children to work hard outside", and they have tried it themselves, and there is no discomfort, so they naturally pay for it.
Reminder: For some sudden health care product salesmen, the elderly should not refuse because of their bad face. If you really can't go back, just use some words like "Let's talk about it in a couple of days" to deal with the past first, and then leave the "wrong place".
Trap 9: Brand boasting is unreliable.
"Countries that buy health care products give subsidies. The more you buy, the more subsidies you get. Don't worry about cash on delivery! " Many salespeople are under the banner of various organizations (China Association, National Centennial Project, National Public Welfare Project for the Elderly, etc.). ) or state subsidies (health projects, Huimin projects) make the elderly feel that not buying products is a loss. In addition, some unscrupulous merchants will pretend to be relevant administrative departments to call the elderly with poor families and long-term illness, falsely claiming that they can apply for "policy subsidies" and drug subsidies from relevant departments to deceive and mislead them.
Trap 10: The cover of science and technology is hard to distinguish.
Health care products sales exhibitions are generally held in high-end hotels or company conference rooms. After entering the venue, the elderly will be brainwashed by "famous doctors". Generally, the boss of a company will first exaggerate how strong the company is, such as how famous the famous doctors invited by the strategic cooperation with the medical college of _ _ University. Although the lecture form is old-fashioned, the content is constantly upgrading. The lecture introduced many fashionable concepts such as biotechnology, quantum science and laser therapy. Playing "technology card" is a common routine in health care product marketing.
Reminder: Health products are increasingly becoming the "hardest hit" for false advertisements. When the elderly are exposed to advertisements through newspapers, magazines, radio and television, they should raise their awareness of discrimination. The so-called high-tech products are actually ordinary health care products.
Trap 1 1: membership discount is hidden.
Some unscrupulous merchants promise the elderly to buy health care products and become their members. Not only can the product price be favorable, but they can also get high kickbacks by introducing friends to them, so as to trick the elderly into becoming members and bring their friends to buy health care products.
Reminder: In the face of all kinds of temptations, the elderly must keep their eyes open and see clearly.
Trap 12: Hunger marketing makes a loss.
Some unscrupulous merchants hire people to create the illusion of scrambling to buy products by inviting some so-called patients to express their opinions, giving psychological hints to the elderly that they will lose if they don't buy, and they will suffer if they don't buy, and they are unconsciously "brainwashed" to buy products.
Reminder: Don't trust the advertisements that are in short supply easily, observe and analyze rationally, don't follow suit, don't be blinded by illusions, and buy rationally.
Common telecom fraud among middle-aged and elderly people and its prevention and publicity
1
Not greedy and cheap.
In the face of all kinds of deception, we must keep a clear head, don't trust others, and remember that there is no free lunch in the world. It is necessary to overcome the greedy mentality and dispel the idea of "making big money with small money", "eating small losses and taking big advantages" or "getting something for nothing".
2
Correct concept of financial management
Old people should not blindly invest in financial management. Don't trust any investment projects, don't trust the temptation of high interest rates, don't listen to the promises of acquaintances, choose formal financial institutions, and establish the concept of rational investment.
three
Raise awareness of prevention
The elderly should pay more attention to the mainstream news media, understand all kinds of fraud methods frequently used at present, do not blindly listen to them, be vigilant, hold their wallets tight and not pay money easily.
four
Children should pay more attention to their parents.
Give emotional comfort, make the life of the elderly more fulfilling and happy, and don't give criminals an opportunity.
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