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How to apply for and install POS machines to reduce the rate?
Conditions for applying for installing POS machines:

8? Copy of the original business license with official seal.

8? Copy of tax registration certificate with official seal.

8? A copy of the ID card signed by the legal person or the actual person in charge.

Process of applying for installing POS machines:

8? 4 sign an agreement

8? 4 inform the account manager to agree on the installation time and place.

8? 4. Go through the formalities for merchants to access the network.

8? 4 configure POS machine

8? 4. The account manager will install and collect the POS machine deposit (individual merchants need to pay the equipment deposit when choosing a bank card as an account 1200 yuan).

8? The rate of POS machines is unified by the state, but banks can give preferential treatment to different customers within the scope stipulated by the state, that is, you can negotiate with banks according to your own situation.

8? The fees that merchants need to pay for installing pos machines include: the handling fee for credit card consumption (set by industry classification), and the communication fee for dialing and uploading data by POS machines (telephone, ISDN, cable).

8? The cost of pos machines in different regions and industries is also different. You can negotiate with the bank and agree on the maximum credit card fee.

According to the industry category, the rates range from 0. 1% to 2%.

8? 4 The distribution of merchant settlement fees for POS interbank transactions involves issuers, acquiring institutions that provide POS machines, acquiring institutions that complete merchant fund settlement, and China UnionPay that provides interbank information transmission.

8? The distribution of merchant settlement fees for POS inter-bank transactions adopts the method of fixed issuer income and UnionPay network service fee. That is, each merchant settlement fee, the fixed income obtained by the issuing bank and the network service fee charged by UnionPay shall be subject to the following standards:

8? (1) For hotels, restaurants, entertainment, jewellery, handicrafts and other businesses, the fixed income of the issuing bank is 65438+ 0.4% of the transaction amount, and the standard of UnionPay network service fee is 0.2% of the transaction amount;

8? (2) For general merchants, the fixed income of the issuing bank is 0.7% of the transaction amount, and the standard of UnionPay network service fee is 0.65438+ 0% of the transaction amount.

8? (3) On the basis of the above (2), at this stage, the following special industries or merchants can be given appropriate preferential treatment by reducing the income ratio of the issuing bank and the standard of UnionPay network service fee:

8? 4 1. For real estate and automobile sales merchants, the fixed income of the issuing bank and the service fee of UnionPay network are charged according to the methods and standards of ordinary merchants, but the income of the issuing bank does not exceed 40 yuan, and the service fee of UnionPay network does not exceed 5 yuan; For wholesale merchants, the issuer's fixed income and UnionPay network service fee are charged according to the methods and standards of ordinary merchants, but each income of the issuer does not exceed 16 yuan, and the UnionPay network service fee does not exceed 2 yuan;

8? 4. For air ticketing, refueling, supermarkets and other types of merchants, the fixed income of the issuing bank and the UnionPay network service fee will be charged by half compared with the general types of merchants, that is, the fixed income of the issuing bank is 0.35% of the transaction amount, and the UnionPay network service fee standard is 0.05% of the transaction amount;

8? 4 3. For public hospitals and public schools, the issuing bank and UnionPay will not participate in the income distribution for the time being.