Maternity medical expenses: the maternity medical expenses incurred by the insured female workers in the designated medical institutions of maternity insurance, such as inspection fees, delivery fees, operation fees, hospitalization fees, medicine fees, etc., which meet the requirements of medical insurance settlement and payment, shall be settled and paid by the maternity insurance fund according to the quota standard; When the delivery is complicated with the prescribed diseases, the medical expenses that exceed the limit and meet the payment conditions shall be paid by the maternity insurance fund. Maternity complications included in the maternity insurance fund include amniotic fluid embolism, intractable postpartum hemorrhage, acute fatty liver during pregnancy, disseminated intravascular coagulation (dic), severe pregnancy-induced hypertension syndrome, severe pregnancy complicated with intrahepatic cholestasis, pregnancy complicated with heart failure, pregnancy complicated with cerebrovascular accident, pregnancy complicated with severe thrombocytopenia, severe obstetric infection and obstetric multiple organ failure. Maternity Nutrition Subsidy and Perinatal Health Care Subsidy: Insured female workers can enjoy maternity nutrition subsidy 300 yuan and perinatal health care subsidy 900 yuan. Maternity allowance: Female employees enjoy maternity leave in accordance with relevant national and provincial regulations. The wages during maternity leave are paid by the employer in accordance with the Regulations on Wage Payment in Jiangsu Province, and the maternity insurance fund compensates the employer in the form of maternity allowance. The compensation standard is: pregnant for more than 7 months (including 7 months), or pregnant for less than 7 months, enjoy 3 months of maternity allowance; In case of dystocia or cesarean section, the maternity allowance will be increased by 0.5 months; In the case of multiple births, the maternity allowance will be increased by 0.5 months for each additional baby. The calculation base of maternity allowance is determined according to the monthly average payment base of maternity insurance for female employees 12 months. Maternity insurance is a social insurance system in which the state and society provide timely living security and material assistance to working women who temporarily stop working due to maternity through national legislation. The Social Insurance Law stipulates that both men and women should participate in maternity insurance as long as they sign a labor contract with the employer or form a factual labor relationship.