The key is that the fund pool paid by the housing provident fund is insufficient; It is related to regional economic development.

If the mutual fund for regional employees is insufficient and is used more, it will be co-ordinated. People just want to use it and don't want to pay it, so the result is not good.

Second, how to handle the housing provident fund in Jining, and what procedures are needed?

Provident fund processing: including provident fund loans and provident fund withdrawal. I don't know what you deal with. If it is a loan, both husband and wife need to pay the provident fund to satisfy one of them for more than one year; If a person fails to pay the provident fund, you need another gay friend who has paid the provident fund to guarantee you.

Third, the new policy of Jining housing provident fund in 2022

Notice of Jining Housing Provident Fund Management Center on Phased Adjustment of Individual Housing Loan Policy of Housing Provident Fund for all branches and entrusted banks: In order to further promote the stable and healthy development of the real estate market and effectively support the rigid and improved housing demand of paid employees, with the consent of the Municipal Housing Provident Fund Management Committee, the policy of individual housing loan of housing provident fund in our city (hereinafter referred to as "provident fund loan") is adjusted in stages, and relevant matters are hereby notified as follows. First, the maximum amount of double-paid employee family provident fund loans will be raised from 400,000 yuan to 600,000 yuan. Second, increase the maximum amount of provident fund loans for families with many children. The maximum amount of provident fund loans for raising minor children in families with many children has been raised from 400,000 yuan to 600,000 yuan. For families with many children who buy the first self-occupied housing, the maximum amount of provident fund loans will be raised from 400,000 yuan to 600,000 yuan. At the same time, families with dual-income employees and many children will not accumulate the maximum amount of provident fund loans. Third, adjust the down payment ratio of provident fund loans. The down payment ratio of the first home provident fund loan was adjusted from 30% to 20%; The down payment ratio of the second-home provident fund loan was adjusted from 40% to 30%. 4. Cancel the restriction that the interval between two provident fund loans exceeds 12 months, and cancel the restriction that the borrower and * * * applicants apply for provident fund loans for the second time, and the settlement date of the first provident fund loan must exceed 12 months. V. Other matters that need to be explained (1) A double-paid employee family refers to a family where both husband and wife meet the conditions for applying for provident fund loans, that is, both husband and wife have normal provident fund deposit status and have paid the housing provident fund 1 year and above on time and in full. (2) A family with many children refers to a family that raises two or more children; A multi-child family raising minor children refers to a multi-child family raising one or more minor children. If there is a history of divorce and marriage, the number of children and minor children shall be determined according to the custody right. (3) The first self-occupied housing is implemented according to the current provident fund loan policy for the first suite in our city (J.Z.Zi. [2021] No.33), that is, the self-occupied housing purchased within the administrative area of this city is regarded as the first self-occupied housing. (4) The policy of this adjustment is a phased support policy, and the scope of application is the provident fund loans applied during March 10, 2022 to March 3 1 2023. Loans accepted before June 65438+1 October12022 but not yet issued can be adjusted retrospectively according to the application. (5) The policies not involved in this adjustment shall be implemented according to the original provisions. Jining Housing Provident Fund Management Center September 29, 2022

4. How much 202 1 can Jining Provident Fund withdraw each year?

There are certain conditions for the withdrawal of the provident fund in Jining City. First of all, you should have a provident fund loan. For the first time, you can withdraw all the balances in the provident fund at one time. This is your only chance to withdraw them all. The reason for the withdrawal is that you have already paid the down payment for the house (of course, you have already paid the down payment, otherwise you will not be able to sign the contract and get the loan, which is the lag of provident fund management). After that, the annual withdrawal amount is the total principal and interest that you can repay in one year, and cannot exceed this amount.