2. Little is known about financial benefits.
Financial knowledge ppt 1. What books introduce the basic knowledge of finance?
First, the basic knowledge of finance books-building a financial knowledge framework 1. First of all, Gregory Man Kun's Principles of Economics, which most people in the industry will recommend to you, started with Man Kun's Principles of Economics. Because it is interesting and easy to understand, Ten Principles of Economics is impressive. When I studied Samuelson's economics, I felt that economics was like a rigorous old pedant, and I studied Man Kun's.
This is definitely an affordable pillow book. If you study finance, it is estimated that few people don't read this book; 2. About banks: Recommended banks: There is little difference between several versions of mishkin's Monetary Finance, whether in Chinese or English. It is a compulsory teaching material for undergraduates majoring in finance, and the general course in universities is Money and Banking. 3. About securities institutions: securities analysis can be seen first, and there are many stocks in institutions. Memoirs of stock notes and technical analysis of stock market trends focus on cultivating the thinking of stock operation, which cannot be used as a golden magic weapon; 4. About insurance: There is no special recommendation for the principle of insurance. As long as it is published by key universities such as the National People's Congress and Shanghai University of Finance and Economics, the basis of insurance is mainly law, and the basic economic relations in insurance are clear at a glance.
2. The following financial journals are good journals: 1, CBN Weekly, 2 1 Century Business Herald, Bloomberg Businessweek/Chinese edition; 2. Caijing magazine and Caixin Weekly. Caixin was founded after Hu Shuli left the financial team (these two magazines are serious financial publications and also report events or objects with certain social influence); Value Value, Money+ and Harvard Business Review imitate the ideas of foreign media and can be read. 3. The three major securities newspapers china securities journal, Securities Times and shanghai securities news are essential. Financial website sharing: 1, domestic financial news websites: He Xun, Oriental Fortune Network, and financial channels of several major portals (Tencent Sina Netease Phoenix); 2. Foreign financial websites, such as The Wall Street Journal, Financial Times, Reuters Finance, Bloomberg Finance, etc. If your English is not good, you can look at the corresponding Chinese website; 3. Financial topic areas of well-known forums such as Zhihu, Tianya and Douban; 4.* * * Website CBRC: Supervising trusts, banks, trusts and other financial institutions CSRC: Supervising securities, funds and other financial institutions China People's Bank: Publishing some key news and statistics bureau: Publishing statistical data associations: banking associations, securities associations, fund associations, trust associations, etc. ; There are many financial websites. To sort out the effective information of fragmented news, we should first pay attention to the accumulation of quantity.
News doesn't need to be chewed slowly, just know the important information, so you must be able to read it well first, otherwise you can't understand and use it. At present, the financial industry is mainly divided into three parts: banks, securities institutions or insurance institutions and other deposit and loan institutions.
1. Finance is to balance and adjust risks and benefits in time series. Simply put, in a time series, different things at different time points have different income levels and risk levels. For example, some people have money and nowhere to spend, so they deposit it in the bank (such as ordinary people), and some people are eager to buy raw materials for production (such as various enterprises); 2. All people in the financial industry are coolies in this capital transfer link. To understand the financial market is to understand the role of various financial institutions in it, and then study various tools in the financial market, such as bonds, stocks, option futures, foreign exchange, swaps and so on. Learning these financial tools can help you understand how to transfer funds better, faster and more accurately. 3. Finance links these benefits and risks through financial means such as transaction, agreement transaction and agreement risk mutual insurance, or adjusts the original relationship. Therefore, in the financial field, you should "know why" the various financial instruments mentioned in the third point, understand the theory, but be more practical; For the third point, for example, if you speculate in financial stocks, you will take a fancy to the future high price of a stock and adjust the income brought by the future high price to the present by buying. If you invest, what you value is the high return and dividend of the stock. If you do financial insurance, it is to link the risks of people in the same industry or region or society, and to link the relative gains (losses); The same finance, banking, currency, taxation, funds, block transactions, accounting, these are all financial categories.
2. There are few knowledge or stories about financial investment.
This is the story I remember the most, and it hits human nature directly.
A man set a trap for catching turkeys. He scattered corn in a big box. This big box has a door with a rope tied to it. He grabbed the other end of the rope and hid in a place. As soon as the turkey enters the box, he pulls the rope and closes the door. One day, 12 turkeys got into the box, but 1 escaped. After 12 turkeys were in the box, he wanted to close the door. However, just as he was waiting for 12 turkey, two turkeys came out and he wanted to wait in the box 165438+.
Investors often don't understand the importance of stopping losses as soon as possible. When the situation began to deteriorate, they still insisted on vague ideas and could not objectively analyze the situation. With a gambler's mentality, stick to it blindly and continue to get into deep trouble until it is irreparable. At this time, a balanced mentality is often more important than precise analysis.
If you have longer suggestions, read Memoirs of a Warren, The Stock Market Never Returns, and Speculating Futures.
3. What should 3.ppt write?
The first part: Introduction to the concept of financial management knowledge ppt "The indispensable financial management mind" must first establish its own goals, and don't completely gamble wealth on luck, let alone rely on crooked ways. A man is born poor, and the responsibility is not on him. When he is old, he can't blame others.
The following views on financial management are classic and fresh. With these ideas, you will find that wealth and yourself are not far away. It is true that knowledge is wealth. When you are young, it is better to put money in your pocket than in your head. One way to accumulate wealth is to improve self-worth, so knowledge investment is worthwhile, depending on long-term benefits rather than temporary efforts.
"Blind lending is not as good as living within one's means" and "living within one's means" are becoming the most popular new financial concepts. Although loan consumption can "spend tomorrow's money to realize today's dream", it will also be affected by repayment pressure, and some families are often stretched and even lead to family conflicts.
For those who don't want to bear too much pressure, it is also a good choice not to lend as much as possible or to choose a small loan that they can bear. For modern people, the income of husband and wife is high or low, and the expenses of both sides are increasing. Therefore, AA financial management is gradually accepted by some families. This kind of financial management can give full play to personal advantages and disperse family investment risks.
At the same time, financial independence also helps to reduce contradictions and promote family harmony. The second part: financial knowledge introduces ppt channels "how to make money" and "it is easy to be a master, but difficult to manage money". Now people have more and more investment channels.
As for which investment channel to choose, you need to make a judgment according to the situation, so as to obtain the ideal income. The following is a detailed explanation of the main channels of family financial management. I hope you can find a suitable investment option.
The most traditional channel: savings is a traditional practice adopted by ordinary families, accounting for the highest proportion. Savings and investment are safe and reliable, and can earn interest, but the rate of return is low, and interest tax should be paid.
At the same time, deposit interest can't make up for the depreciation of funds caused by inflation. Risks and benefits are the same: bonds Domestic bonds include government bonds, corporate bonds and financial bonds, and individual investors cannot buy financial bonds.
Treasury bonds are regarded as "Phnom Penh bonds" because of the national financial guarantee. The security and liquidity of treasury bonds are the best among bonds, with basically no risk and relatively stable returns. Moreover, the national debt does not charge interest tax, and the income is higher than that of bank deposits of the same grade. In recent years, people's enthusiasm for buying government bonds is very high, so it can be said that the demand for government bonds is a bit in short supply.
Corporate bonds have a high interest rate, but they have to pay 20% interest tax, which has certain credit risks. Guarantee investment: As a purely consumer-oriented risk protection tool, insurance can give full play to the investment value of funds and provide adequate protection for family members as long as a scientific insurance scheme is adopted.
Expert financial management: Compared with personal financial management, investment funds and trusts belong to expert financial management, which saves time and worry and has higher returns. Centralized personal funds are operated by professionals, who can make portfolio investment by virtue of their professional knowledge and experience and skills, avoid the blindness of personal investment, and achieve the purpose of reducing investment risks and improving investment returns.
But its income is not fixed, and there are certain risks. The fund is suitable for long-term investment.
High-risk investment: Stock spot futures are the most profitable, fastest and largest investment tool. As far as China stock market is concerned, it can generally get at least 25% or even several times, dozens of times and hundreds of times of income, but it is also risky, unstable and unsafe. If you are not careful, you may lose your money. Investment funds are less risky.
Strengthen the study of financial management knowledge by making ppt. No matter what kind of financial management you do, you must first understand the industry situation. Before investing, you need to pay more attention to the knowledge of the financial industry, learn more financial management skills, know yourself and know yourself, and win every battle.
4.20 18 What are the financial tips?
Hello, 20 18 should choose zhongnan cinda finance, there is no negative information. As far as I know, Zhongnan Cinda Finance is used by many people now, and it is doing well. Products are short-term, medium-term and long-term, all of which are guaranteed capital and interest. Judging whether there is transaction authenticity in the bank's management of capital accounts,
To be honest, financial management itself has certain risks. Nothing can only make a profit without losing money. Otherwise, everyone will invest, but there will be no problem with the general principal, but the income will fluctuate up and down, with high income and high risk, and low income and low risk. However, it is still necessary to carefully understand the investment risks related to wealth management products, fully consider their own risk tolerance, and set up security cards.
The network used to grow wildly, and it was a mixed bag of good and evil people, which required us to carefully screen and identify the investors: liquidity, rate of return, degree of standardization, level of risk control and so on.
Knowledge of financial interest 1. Interest and knowledge in finance
No matter what you do, interest is the most important thing. If you like it, start with the basics. Money banks and western economics are both good things.
Besides, I usually read more financial news, such as Sina Finance, Hexun.com and Oriental Fortune. You don't have to understand everything the teacher says. There are many disciplines in finance. Choose a branch you like.
There are also open classes of Harvard on the Internet, which can be downloaded. There are many movies about finance, such as Wall Street and Waiting for Happiness to Knock.
The financial industry looks beautiful, but if you really want to do it well, you must work hard, learn to study and spend more time, all kinds of data, all kinds of information and all kinds of sorting. In the financial industry, the employees at the bottom are very hard, but if you can find a part-time job, you can really make money.
But in any case, remember to keep a kind heart. If it is for money, it is not good to live under the same roof with Huang Guangyu.
I wish you success, but if you are not interested at all, find another one.
2. Are there any lively financial jokes?
1. A gecko got lost at the gate of the securities company when a big crocodile just climbed up from a distance and prepared to eat it in one bite. In desperation, the little gecko hugged the crocodile's leg and shouted, "Mom!" " "The crocodile was shocked, and then burst into tears:" Son, I just lost weight in the stock market for half a month! "
At the party, someone introduced a stock trader. It is said that stock trading has become a millionaire. He immediately stepped forward and asked the master what the secret of stock trading was. What's the secret of a master with a blank face? I used to be worth hundreds of millions.
Investment and financial management skills 1: bookkeeping
Everyone knows that it is not difficult to keep accounts for a week, and it is not difficult to keep accounts for a year, two years or even a lifetime.
In fact, as long as bookkeeping is a habit, it will become a part of life after a long time. We talk about financial management in order to better design and plan our life.
Let us live a better life, then accounting is to let us know our cash flow, let us know which ones are more expensive, which ones are unnecessary and which ones are more valuable. Therefore, if you want to manage money, the first thing to do is to keep an account first.
Investment and financial management skill 2: live within your means
After accounting, we know that some money is spent inexplicably. In a month, you spent a lot of snacks, and a lot of clothes were left in the cupboard, barely worn, a bunch of useless things.
Some things don't need flowers at all, so financial planner Jiafeng Reid suggests asking yourself when you buy something, do I really need it? Then count to ten. In fact, most of you will know that this is unnecessary.
Of course, you have to understand the difference between "want" and "need". Financial management must be rational and restrained. Restraint now is for a better life in the future. Just like rest is for better work!
3. Interest and knowledge in finance
No matter what you do, interest is the most important thing. If you like it, start with the basics. Money banks and western economics are both good things. Besides, I usually read more financial news, such as Sina Finance, Hexun.com and Oriental Fortune.
You don't have to understand everything the teacher says. There are many disciplines in finance. Choose a branch you like.
There are also open classes of Harvard on the Internet, which can be downloaded.
There are many movies about finance, such as Wall Street and Waiting for Happiness to Knock.
The financial industry looks beautiful, but if you really want to do it well, you must work hard, learn to study and spend more time, all kinds of data, all kinds of information and all kinds of sorting. In the financial industry, the employees at the bottom are very hard, but if you can find a part-time job, you can really make money. But in any case, remember to keep a kind heart. If it is for money, it is not good to live under the same roof with Huang Guangyu.
I wish you success, but if you are not interested at all, find another one.
4. There are few knowledge or stories about financial investment.
This is the story I remember the most, and it hits human nature directly.
A man set a trap for catching turkeys. He scattered corn in a big box. This big box has a door with a rope tied to it. He grabbed the other end of the rope and hid in a place. As soon as the turkey enters the box, he pulls the rope and closes the door. One day, 12 turkeys got into the box, but 1 escaped. After 12 turkeys were in the box, he wanted to close the door. However, just as he was waiting for 12 turkey, two turkeys came out and he wanted to wait in the box 165438+.
Investors often don't understand the importance of stopping losses as soon as possible. When the situation began to deteriorate, they still insisted on vague ideas and could not objectively analyze the situation. With a gambler's mentality, stick to it blindly and continue to get into deep trouble until it is irreparable. At this time, a balanced mentality is often more important than precise analysis.
If you have longer suggestions, read Memoirs of a Warren, The Stock Market Never Returns, and Speculating Futures.
5. What are the tips for family finance?
Hello, the premise of family financial management is to do a good job of keeping money first. In normal life, we should spend the money we should spend, not the money we shouldn't spend, and spend rationally.
In terms of making money, it is recommended to do the following:
First, the family has a fixed income every month, and it is best to increase the income every year, so that the savings at home will naturally increase, which is also a way to make money again.
Second, family insurance protection should be done well, which can help and avoid the family economy from being affected when the disease comes. It's kind of making money.
Third, Qian Shengqian. At present, there are many kinds of wealth management products on the market, including securities, funds, foreign exchange, futures, real estate investment and so on. However, when choosing these products, we should grasp what these wealth management products are, and find out what their characteristics are, whether they are suitable for the family's risk tolerance, whether they are suitable for investment and so on. , and then choose the most suitable product. Don't follow the trend.
6.20 18 What are the financial tips?
Hello, 20 18 should choose zhongnan cinda finance, there is no negative information. As far as I know, Zhongnan Cinda Finance is used by many people now, and it is doing well. Products are short-term, medium-term and long-term, all of which are guaranteed capital and interest. Judging whether there is transaction authenticity in the bank's management of capital accounts,
To be honest, financial management itself has certain risks. Nothing can only make a profit without losing money. Otherwise, everyone will invest, but there will be no problem with the general principal, but the income will fluctuate up and down, with high income and high risk, and low income and low risk. However, it is still necessary to carefully understand the investment risks related to wealth management products, fully consider their own risk tolerance, and set up security cards.
The network used to grow wildly, and it was a mixed bag of good and evil people, which required us to carefully screen and identify the investors: liquidity, rate of return, degree of standardization, level of risk control and so on.
7. There are few knowledge or stories about financial investment.
The story of two baked wheat cakes tells that there are two people selling baked wheat cakes in a place in city A, only two people. Just call it sesame seed cake a and B.
Suppose the price they sell sesame cakes is not stipulated by the price bureau. Assuming that the residents of city A are not hungry (except that the transaction has no use value), assuming that each biscuit can be sold for one dollar, no one can make cookies cheaper than them in the short term.
(including their labor value) Suppose they have the same number of baked wheat cakes. (Economic models are all like this, assuming a lot is needed, hehe. )
Let's assume that their business is very bad and no one buys sesame cakes. So they stood bored for a long time.
A said it was boring. B said it was boring.
After reading the story, you said: boring. The baked wheat cake market at this time is very inactive! In order to make everyone not bored, A said to B, Let's play a game. B agreed.
So, the story begins ... A spent one yuan to buy a baked wheat cake for B, and B also spent one yuan to buy a baked wheat cake for A, and it was delivered in cash. A will spend two yuan to buy a baked wheat cake, and B will also spend two yuan to buy a baked wheat cake and deliver it in cash.
A will spend three yuan to buy a baked wheat cake for B, and B will also spend three yuan to buy a baked wheat cake for A and deliver it in cash. ..... So in the eyes of people in the whole market (including you who read the story), the price of baked wheat cakes has skyrocketed (a bit like the food market before the Spring Festival this year, but we have to buy it! ) soon rose to a baked wheat cake in 60 yuan.
But as long as the number of biscuits in A's and B's hands is the same, no one will make money or lose money, but their assets will "appreciate" after revaluation! The "wealth" of Party A and Party B is many times higher than in the past, the value has increased a lot, and the "market value" has also increased a lot. At this time, a passer-by C passed by an hour ago and knew that the baked wheat cake was one yuan. Now he finds out it's 60 yuan. He was very surprised.
After another hour, passer-by C was even more surprised to find that the baked wheat cake was 100 yuan each. An hour later, passerby C found that the baked wheat cake was already 1.20 yuan. He bought one without hesitation, because he was an investor and a speculator, and he was sure that the price of baked wheat cake would go up, and there was still room for price increase, and someone (researcher) gave a "target price" that exceeded that of 200 yuan.
At this time, the Lord of A City came and proposed to standardize the baked wheat cake market and set up the baked wheat cake exchange. It is illegal to trade on the sesame seed cake exchange. It is also stipulated that each biscuit transaction must pay 0.4% transaction fee and 0.4% xx tax.
Under the demonstration effect of "making money" of sesame seed cake A and sesame seed cake B, and even under the demonstration effect of passerby C, more and more passers-by buy sesame seed cakes, and more and more people participate in the sale. The price of baked wheat cake has gone up, and everyone is very happy, especially the boss of City A and the staff of the baked wheat cake exchange, who have made extra income out of thin air, so the work of the baked wheat cake exchange has become an enviable job, with high salary and generous benefits. This is really a win-win situation.
Because it is very strange: no one has ever lost money (a bit contrary to the zero-sum principle in economics, hee hee). ..... At this time, you can imagine who will really make money except the owner of City A and the baked wheat cake exchange, and there are few baked wheat cakes in the market, that is, there are few assets.
Those who participate in the purchase, who don't have sesame cakes in their hands, will really make money! But the seller is sorry-because the price of baked wheat cake is still rising rapidly ... then who lost money? The answer is: so far, no one has lost money, because many people who pay high prices for baked wheat cakes hold recognized high-quality equivalent assets-baked wheat cakes! And sesame seed cake is obviously better than cash! How much interest can cash deposit in the bank earn? What's better than a sesame seed cake with soaring prices? Even everyone agrees that the demand for baked wheat cakes in the market is in short supply. Can I buy sesame seed cake futures? Then there is the warrant to subscribe for baked wheat cake ... Someone asked: Will you never lose money by buying baked wheat cake? It seems so. We can't help asking: when will everyone lose money? Hypothesis 1: There is a price department in the market, and he thinks the price of sesame cakes should be one yuan each. (Supervision) Hypothesis 2: There are many baked wheat cakes in the market, and the price is one yuan each.
(Same theme) Hypothesis 3: There are many baked wheat cakes on the market to play this game. (Question) Hypothesis 4: Everyone suddenly discovers that this is just a sesame seed cake! (Value Discovery) Hypothesis 5: Nobody wants to play the game of buying and selling each other any more! If one day, any hypothesis appears, then on this day, people who have baked wheat cakes will lose money! Who made that money? In addition to the real money earned by the owner of City A and the sesame seed cake exchange, it is the person who sells sesame seed cakes first and has the least assets-the person who makes money.
The story of selling sesame cakes is very simple. Everyone thinks that people who buy baked wheat cakes at high prices are fools, but let's look back at people in our securities market. Isn't this market just some so-called asset revaluation and asset injection? The principle of asset injection under the condition of high return on net assets and high asset premium is actually the same as selling baked wheat cakes. Whoever has the least assets is the one who makes money, and whose return is high! Therefore, as an investor, we should treat asset revaluation and asset injection rationally, and fool others not to fool ourselves, especially not to fool our own money! Asset injection under high roe, especially asset injection such as backdoor listing, additional purchase of major shareholder assets and additional real estate. Be sure to polish and polish again, then be cautious! Because, you are likely to become a passerby with expensive biscuits.
8. What is the common sense of financial management?
Financial tips. You can buy stocks, but that's not financial management. Many people invest in stocks, mistaking it for financial management. I want to say that this is gambling and speculation, not investment, let alone financial management.
Financial tips II. Don't expect to make money by insurance. Many people have misunderstandings about insurance and are always consulting. Is dividend insurance better or universal insurance? I want to say that insurance is insurance. The characteristic of insurance is to give the family a guarantee, not to manage money. If you want to make money from insurance, you might as well invest in products. Choosing any investment is better than insurance. So insurance must be configured, but don't expect too much. This is the difference between insurance and financial management.
Common sense of financial management III. Earn whatever money you can. In the past, the stock market bull market, in response to national policies, all the people rushed into the stock market, trying to get some soup. Some people even sell houses for stock trading, and some young people simply resign from professional stock trading.