In fact, the borrower's current comprehensive credit conditions do not meet the loan requirements of Ctrip Finance. Ctrip Finance will review the borrower when granting credit, and will also review it when borrowing. Moreover, the standards of credit review and loan review are different, and there are more factors in loan review.

For example, if the borrower has a serious bad credit record, such as current overdue, overdue within two years, bad debts, compensation, payment suspension, etc., then no matter how high the borrower's Ctrip financial line is, it is impossible to borrow it. There is also a borrower who has no stable income from work, or whose income is stable but his debt is too high to borrow money.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!