Question 1: How to check the credit of the ID card? Personal credit can be queried in two ways:
First, bring my ID card to the local people's bank to print personal credit report, which can also be used to check personal credit information;
Second, through the official website of China People's Credit Information Center, the steps are as follows:
1. Open the Credit Information official website (pbccrc/) and select "Internet Personal Credit Information Service Platform".
2. Select "Trial Version" to start the query immediately.
3. Register an account and log in to the personal credit inquiry system.
4. Log in successfully, and select "Information Service"-"Get Credit Information"
5. Enter the pre-applied inquiry verification code (you need to apply for inquiry in official website in advance, and the inquiry verification code will be distributed to the reserved mobile phone number by the credit information center within 24 hours).
6. After submitting the inquiry request successfully, you can inquire personal credit information on the credit report.
Question 2: Where can I check personal credit records? Take your ID card to the local people's bank. There is a department called the Credit Information Service Center. Then fill out a form called "Personal Credit Report Application Form". It seems that you need a copy of your ID card. It seems a little troublesome, but I haven't heard of any charges.
Question 3: How to check personal credit? You can bring your personal ID card to the People's Bank of China or local branches for enquiry. General inquiry fee 10 yuan or so.
Question 4: How to check the credit of personal ID card? China people's personal credit information can be queried in two ways:
First, bring my ID card to the local people's bank, and individuals can inquire and print personal credit reports in person or by entrusted agents;
1. If an individual can inquire about the credit report in person at the inquiry point, he/she shall provide the original of his/her valid identity document for inspection, fill out the Application Form for Inquiring Personal Credit Report, and keep a copy of the valid identity document for future reference.
2. If the entrusted agent inquires about the personal credit report at the inquiry point, the agent shall provide the original valid identity documents of the principal and the agent and the notarized power of attorney for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep the copies of the valid identity documents of the principal and the agent and the notarized original power of attorney for future reference.
Second, through the official website of China People's Credit Information Center, the steps are as follows:
1. Open the Credit Information official website (pbccrc/) and select "Internet Personal Credit Information Service Platform".
2. Select "Trial Version" to start the query immediately.
3. Register an account and log in to the personal credit inquiry system.
4. Log in successfully, and select "Information Service"-"Get Credit Information"
5. Enter the pre-applied inquiry verification code (you need to apply for inquiry in official website in advance, and the inquiry verification code will be distributed to the reserved mobile phone number by the credit information center within 24 hours).
6. After submitting the inquiry request successfully, you can inquire personal credit information on the credit report.
Question 5: How to check personal credit records and register personal information:
1. First, you need to register on the credit information platform.
Open official website ipcrs.pbccrc, the personal credit service platform of China People's Bank Credit Information Center, and click User Registration.
2. Agree to some agreements before proceeding to the next step.
3. Fill in personal real name, ID number and other information. There are two verification methods. It is recommended to select question verification, and then go to the next step to set the content of question verification. Finally, submit.
When setting a password, it should be noted that it must contain uppercase letters, lowercase letters and numbers.
Submit an inquiry application
1. Log in to ipcrs.pbccrc, the official website of personal credit information service platform of Credit Information Center of China People's Bank, and enter the account password verification code to log in.
Tip: The password is a combination of uppercase letters, lowercase letters and numbers.
2. After logging in, click on the personal credit report query on the left and select the authentication method to verify the problem.
3. Next, answer some verification questions. After the completion, the system will prompt you to inform you of the result by SMS 24 hours later. Please remember the inquiry code, which will be used next time you check your personal information.
4. At the same time, you can also check the summary information and submit an individual application, and the results will not be available until the next day.
Get query results
1. Generally, you will receive a text message from the system the next day. At this time, you will log on to the website of the personal credit information platform again.
2. Then click the credit report query on the left, enter the confirmation code in the short message, and click Submit to display the query result of personal credit.
Including credit card lending, telephone arrears records and other information.
The following is a sample credit report. For example, once my credit card expired and I didn't repay it in time, it was recorded. . . .
I hope it helps you.
Question 6: How to check personal credit in the bank and how to check personal credit records?
Credit card records have always been a matter of great concern to cardholders, so how to query personal credit records? What is the inquiry method of personal credit records?
Personal credit record inquiry
1, personal credit record query method
You can go to the local branches and credit branches of the People's Bank of China.
2. Information needed for personal credit record inquiry.
I need to personally inquire or authorize others to inquire on the spot. At that time, it is enough to bring the original and photocopy of my valid ID card, and leave the photocopy to the inquiry institution for future reference. Personal valid identity documents include: ID card, military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreigner's residence permit. In addition, when inquiring, you need to fill in the "Personal Credit Report Inquiry Application Form" truthfully.
3, personal credit records query fees
Personal credit report inquiry is a service provided by the Credit Information Center of China People's Bank. In principle, a certain fee should be charged, but it is not charged at present.
Comparison between the old and new personal credit record systems
1. The relevant person in charge of a bank said that it usually takes two or three months for personal credit information to be updated in the old system. The new system only needs' t1'working days to update this information.
2. The new personal credit report is "slimming"-in addition to personal name, ID number and inquiry time, there are only three types of information: credit record, public record and explanation. Credit records are divided into credit cards, mortgages and other loans, and will be displayed several times if overdue. The 24-month repayment, provident fund information, residence address and work unit information listed in the old version are no longer displayed. Old-age insurance, housing provident fund and other projects are not within the scope of the new exhibition.
3. The new report reflects the overall situation and details of the credit card and loan business of the respondents and the loan guarantee provided to others. The credit transaction information part includes nine sub-parts: bank credit information summary, credit card summary information, quasi-credit card summary information, credit card summary information, loan summary information, loan guarantee summary information for others and credit card details information, loan details information and loan guarantee details information for others.
4. The new version of the credit report sets the starting point of overdue information as June 5438+ 10, 2009, and no longer displays the previous bad repayment records. In the old personal credit report, overdue records will be displayed no matter how many years ago. The new credit report only shows the overdue records of consumers in the last five years. The starting point of the five-year period shall be counted from the date of completion of overdue repayment. If you don't always pay, you are not limited by the five-year period.
5. Personal information such as residence address, work unit, spouse information, annual income, pension insurance and provident fund. Deleted from the new report. However, the customer service staff of the central bank's credit information center said that the information of the work unit is no longer displayed in the personal inquiry version of the credit information report, but still exists in the bank inquiry version.
Question 7: How to check personal credit rating online? It is not easy to check online now. You'd better check with the local people's bank. You can open the website of China People's Bank, which has the telephone number and address of China People's Bank in your city. You can take the original and copy of your ID card with you when you go. Go/
Question 8: How to check personal bank credit? For example, if you go to a bank for loans or handle related capital business in the future, the bank will check your credit information (every bank has no right to check you directly, and only when you deal with which bank will he check you, which is personal privacy). According to the credit record on the credit report, you will be asked to know the situation at that time. More than three times, this is a bit troublesome, and your question must be explained accordingly.
If you have any questions about your credit information, you can take my ID card to the People's Bank of China.
Remember one thing: without your authorization, banks can't check a person's credit information casually. It's personal. You can sue him.
If you fill out the bank's credit card application, then the bank has the right to check your credit, because there are relevant regulations in the application, so you can read it carefully.
Question 9: How to check personal credit? In order to thoroughly implement the spirit of the 18th CPC National Congress and improve the service level of credit reporting, the Credit Reporting Center of the People's Bank of China (hereinafter referred to as the Credit Reporting Center) actively expanded its service channels and promoted the pilot work of inquiring personal credit reports on the Internet (the website is ipcrs.pbccrc).
From March 27th, 20 13, the Credit Information Center launched a pilot service for individuals to inquire about their credit reports through the Internet in Jiangsu, Sichuan and Chongqing provinces, and the pilot effect was good. It is now decided to expand the pilot scope to six provinces (cities) including Beijing, Shandong, Liaoning, Hunan, Guangxi and Guangdong from 20 13128. During the pilot period, individuals who hold ID cards of nine provinces (cities) (that is, the first two digits of the ID card are 32, 5 1, 50,1,37, 2 1, 43, 45 and 44) can check their credit reports online.
In order to ensure the security of personal information, individuals must carry out strict identity verification when inquiring their credit reports through the Internet. Only authenticated individuals can register as query users. At present, there are two authentication methods: digital certificate authentication and privacy authentication, and individuals can choose one of them for authentication. When choosing the privacy authentication method, it is normal if the personal authentication fails. Individuals can use digital certificates for identity verification, or they can go to the branches of the People's Bank of China for on-site inquiry.
Internet inquiry aims to provide an off-site inquiry service channel for the public, and individuals can inquire their own credit reports through the Internet, which is of great significance to better safeguard the public's right to know and enhance social credit awareness.
Question 10: How to check the following information about personal credit online for reference: If you are a resident of nine provinces such as Jiangsu, Sichuan, Chongqing, Beijing, Shandong, Liaoning, Hunan, Guangxi and Guangdong, you can log on to the personal credit information service platform ipcrs.pbccrc of the Credit Information Center of the People's Bank of China to check personal credit records. For other provinces, please contact your local bank.
How to check the credit if you want to borrow money to buy a house?
You need to bring your valid ID to the Credit Management Department of the local People's Bank or the Credit Information Center of the People's Bank of Beijing for enquiry.
According to the Interim Measures for the Administration of Basic Database of Personal Credit Information:
Article 6 Commercial banks shall abide by the standards of personal credit database issued by the People's Bank of China and related requirements, and submit personal credit information to the personal credit database accurately, completely and timely.
Article 7 Commercial banks shall not provide personal credit information to the basic database of personal credit information established without the approval of the competent credit information department or provide personal credit information in disguised form.
Article 8 A credit service center shall establish perfect rules and regulations and adopt advanced technical means to ensure the safety of personal credit information.
Article 9 The credit service center shall objectively sort out and save the personal credit information submitted by commercial banks according to the needs of generating credit reports, and shall not change the original data without authorization.
Article 10 When a credit information service center considers the information submitted by a relevant commercial bank suspicious, it shall promptly issue a notice of examination to the commercial bank in accordance with the relevant prescribed procedures.
Commercial banks should give a reply within 5 working days from the date of receiving the notice of review.
Article 11 When a commercial bank finds that the personal credit information submitted by it is inaccurate, it shall report it to the credit information service center in time, and the credit information service center shall correct it immediately after receiving the error correction report.
Extended data:
According to the Interim Measures for the Administration of Basic Database of Personal Credit Information:
Article 12 A commercial bank may inquire personal credit reports from the personal credit database when handling the following businesses:
(1) Examining personal loan applications;
(2) Examining applications for personal credit cards and quasi-credit cards;
(3) Examining individuals as guarantors;
(4) Managing the post-loan risks of personal credit;
(five) to accept the loan application of a legal person or other organization or as a guarantor, it is necessary to inquire about the credit status of its legal representative and investor.
Article 13 In addition to the provisions of Item (4) of Article 12 of these Measures, a commercial bank shall obtain the written authorization of the inquired person to inquire about the personal credit report. Written authorization can be obtained by adding corresponding clauses in loan, credit card, quasi-credit card and guarantee application.
Article 14 A commercial bank shall formulate an internal authorization system and inquiry management process for post-loan risk management when inquiring about personal credit reports.
Fifteenth credit service centers can provide their own credit reports for compensation according to individual applications.
The credit service center shall formulate corresponding processing procedures to verify the identity of the applicant.