Smart cards are not registered in real name system, so they can't be recharged, lost or returned, while Baieca is registered in real name system, which can be recharged and protected by magnetic stripe password. Once lost, you can report the loss and reissue a new card. Moreover, during the use of Baiai Card, many items such as photography, early education, beauty and slimming have 1%-27% cashback. This is unmatched by smart cards. Baiai Mama Card provides a huge mother platform and network for baby mothers to help them choose and save money for their mothers. This is also unmatched by smart cards.