In this era of information flooding, everyone lives in a cocoon of information compilation. For example, our most common question: what is a monthly income of over 10,000? Under such a problem, there will usually be a long list of people telling you how they earn more than 10 thousand yuan a month; Teach you how to easily earn more than 10,000 yuan a month.
Is that really the case? The answer is obviously not! The Internet is like a big stage. Each of us is an actor on the Internet, trying to show the best side to others, which leads to the beautiful side we often see, and the real situation is often much more cruel than what we see.
Today in 2020, there are still 546 million people who are not connected to the Internet.
China Internet Network Information Center (CNNIC) publishes the Statistical Report on Internet Development in China twice a year, which is the most authoritative and comprehensive Internet report in China. The latest issue of the report was released in August last year, and the deadline for statistical data was 2065438+June 2009. If you haven't read this report, you may not know that today in 2020, there are still 546 million people in China who don't have access to the Internet.
Of these 546 million people, 37.2% are urban residents and 62.8% are rural residents. Among these non-netizens, the reason for restricting their internet access is that they don't understand the cultural restrictions such as computers/networks and pinyin, and they don't have internet access equipment such as mobile phones/computers. It is hard to imagine that in 2020, when the price of smart phones is 200-300, someone will be unable to access the Internet because there is no Internet access equipment.
Netizens have "high income", but 90% of their income is less than 1 10,000.
In other words, everyone who has access to the Internet is already online; Most people who can't get online are too old/too young, and there is a more important reason-too poor. In China, netizens who can surf the Internet are already "high income"-at least they have outperformed the remaining 40% of China people.
Even for 60% people who have been online, the income polarization is very serious.
Netizens with no income and income below 500 yuan account for 19.9%, and these people are the people who are most eager to get income from the Internet; The income of 500-3000 yuan accounts for 32. 1%, which can be said to be the mainstream income group on the internet, that is, the middle income group that people often say.
The proportion of people in 3000-5000 and 500 1-8000 are 20.8% and 14. 1%, respectively, which account for 34.9% of the total. This group of people is appropriately middle-and high-income people, and it is also the most discussed middle class.
The remaining 13.0% people earn more than 8,000 yuan, which is the real existence of monthly income exceeding 10,000 yuan. Of course, even if the income reaches more than 8000, most of them are stuck in the range of 8000- 10000, and the proportion of people who can finally reach 10000+ is definitely less than 10%!
It should be noted that this income includes all income options. If you work in an enterprise, it does not include various taxes, old-age insurance, social security, etc. And the money you finally get will be lower than the statistics.
After reading these data, I understand that the monthly income of over 10,000 is only a legend among a few people; Even if you really earn more than 10,000 yuan a month, it doesn't mean that all China people have reached this income level; With a monthly income of over 10,000 yuan, even if you look around the world, you can beat 90% of people! Accident is not an accident, accident is not an accident?
Coordinate Xi 'an, answer Xi 'an's situation.
If you can save 1 10,000 every month, the basic after-tax income will be above10.5 million, the pre-tax income will be around 20,000, and the annual salary will be around 200,000. . .
This is more than 90% of the population in Xi.
The average salary of Xi is less than 5000 yuan. . .
It's really hard to answer except that the executive compensation of several high-income industries such as computer, finance and real estate can be realized by executives of other industries or high-skilled personnel and high-income freelancers.
If you share Xi 'an's consumption level, you will know that you can save 10000 yuan a month.
House: just needed room 1.3- 1.5 million per square meter.
Taxi: Probably starting from 8 yuan.
Ordinary restaurant for 2-4 people: 200-400.
Paomo: 25
Cold rice noodles: 8- 15
Kindergarten: 1000-5000
What is the level of saving 10 thousand yuan a month?
You can praise 10 thousand in a month alone. Personally, I think it has reached the middle level.
1. It shows that you are a person with a stable career. With a stable job, you can have a stable income every month. Apart from the daily expenses, you can still save 10 thousand yuan every month, which shows that your work is very stable.
2. Explain that you are a good financial manager. Only when you are good at managing and managing money in your daily life can you save 10 thousand yuan a month, which shows that you are good at managing money.
Hello, I'm Zifeng Xiaoyou. I have done some research on this question, and now I will answer it briefly.
Through my investigation, saving 10 thousand yuan every month is undoubtedly a very high level. According to the data of the first half of 20 19, the average monthly disposable income of the employed population in China is 4,584 yuan, with Shanghai 9965, Beijing 9820 and Suzhou 9059, which means that the monthly deposit is 10,000 yuan, even in the first-tier cities. At present, the monthly income of some third-and fourth-tier cities in China is 1 10,000, let alone deposit 1 10,000.
The above is my answer, I hope I can help you.
Hello, I'm glad to answer your question.
On the surface, in first-tier cities, the monthly income is more than 65438+100000, which can reach a good living standard, but from a practical point of view, this is often not the case, because objectively speaking, the income of more than 65438+100000 seems to be a lot, but we have not considered whether there are mortgage loans and car loans, which must be spent every month. If there is, it will be reduced by more than half, even if you have a provident fund. That is to say, in the absence of any consumption, our external factors help us consume a large part of our income, so overall, the monthly salary 1000 yuan is basically not a well-off level in first-tier cities. Here, I have summarized some ways to make you richer and richer, hoping to help you:
1. Try to save 25% of your income every month.
I believe everyone has heard of compound interest growth, right? In fact, compound interest growth is a potential method. Even Warren Buffett didn't earn much at first, but he once became the richest man in the world by maintaining stable compound interest growth. Its compound interest growth is only 12% on average every year. In other words, we save 25% of our income every month and keep the annual average compound interest growth of some income above 10%, so it won't be long before you become a millionaire or even a multimillionaire.
2. Reduce unnecessary expenses
We can reduce many unnecessary expenses. In fact, as long as we pay close attention to the usual expenses, we will find that these expenses are sometimes dispensable. Here I have a very simple method. When we shop, we should judge according to our own wants and needs. For example, when we see something in the mall, do we want to buy it or do we really need it?
3. Exercise your financial management ability.
There is a good saying: "money is not saved, but sorted out." I quite agree with this sentence. I believe that only with good financial management ability can our wealth continue to grow. So I suggest that you exercise your financial management ability in some spare time.
I am in a second-tier city, with a punch-in salary of 9k, a mortgage of 3000 yuan and a provident fund of 3840 yuan. There is no pressure to buy a house. Give my mother 1000 living expenses every month (we don't live together), don't buy luxury goods, dress in line with professional characteristics, and it's relatively simple. I think the price is moderate, for example, a T-shirt is about 200 yuan, which is a little cheaper 100. I don't wear makeup, and the price of skin care products I use is moderate. For example, a bottle of moisturizing water is in my early 200 s, and the only foreign brand is lipstick. I bought more than 200 Dior, and I am very particular about eating and like cooking. Fruits, vegetables, meat and soy sauce are basically expensive. Including my own food, clothing, housing and transportation, social interaction and living expenses for my mother, it is about 5,000 yuan per month. If I spend more on holidays, I must travel.
Save 10 thousand every month, and the way to manage money is to buy Alipay's regular products. The income of today's screenshot is the highest, because the income has been accumulated a few days ago, and the normal income is about 30 a day.
Why can you save 10000 when your salary is only 9k and you still have enough food and clothing? Because my job is relatively easy and my sideline business has extra income, I started to work part-time as a Taobao customer, selling movie tickets, video members and other virtual products on 20 16.
Saving 1 000 yuan per month is too one-sided. Considering what level this is, we have to consider it from multiple dimensions.
First of all, what is the living standard of the city? If it is north to Guangzhou and Shenzhen, it can save 1 10,000. I think at least you earn more than 30 thousand a month, right Maybe you're not so exaggerating when you say that the house price and rent are expensive. It costs 20 thousand a month, right? But in fact, in big cities, your social spending on social activities will increase greatly. This is a hidden condition that is difficult to quantify. According to practical experience, spending 20 thousand yuan a month is also very nervous.
Second, consider whether you have a family. Whether there are children is far from this expenditure. Do you have to pay at least 6000 yuan a month to go to kindergarten in a big city? There is no tuition during compulsory education, so how much tuition do you want? When people reach middle age, they are old and young. If two people take out 40 thousand yuan, they may not be rich.
Third, consider whether to provide a house. If you want to pay a month's house payment, it will cost at least 1 10,000 to 20,000 yuan a month. This expenditure determines how much you can stay.
To sum up, what level of the remaining 1 0,000 yuan is a false proposition [covering your face] [covering your face]. However, if you ask the remaining 1000 yuan, is it 1000 yuan left after spending all the money? It is definitely cold, and it is extremely cold. [Cute]
I'm glad to answer this question. Saving 10 thousand a month is basically an excellent level.
I am in Lhasa, Tibet, where many civil servants who have worked 10 years or more can save 10 thousand or more every month because of various subsidies and so on. It is normal to save about 6000 yuan a month, like a family with two employees. But in Lhasa, prices are also higher than those in the mainland, so high wages and high consumption. A friend of my husband's works in a state-owned enterprise, and his wife is a temporary worker. Both of them can save about 8 thousand every month. Therefore, saving money sometimes depends on whether one person saves or two couples save, and also depends on the consumption level of their city.
Now many families simply can't save so much money every month, because there are loans and so on. And more importantly, it depends on what career you save so much. If you are a businessman, this is also common. It is possible for many people to save 10 million a month. Others are doing business in Lhasa. It's easy to earn 10 thousand a month. That's my answer. Thank you.
What is the monthly deposit of 10000 yuan?
No matter which city you are in, the savings 1000 yuan belongs to 5% of the whole society. In other words, you exceed the income of 95% of the people in the country.
In 20 19, the national per capita GDP was only 30,000+,and even the highest Pudong New Area in Shanghai had a per capita affordable income of just over 70,000.
Deposit 10,000 yuan a month, which proves that his income is at least15,000 yuan a month.
I can deposit 10000 and spend 5000 every month, which is a very reasonable ratio. The annual income is 18000 yuan, which is quite excellent.
For example:
For example, there are usually seven or eight people in the second-level business department of a securities firm I am familiar with. One boss presides over daily affairs, one marketing consultant, one logistics staff and four marketing personnel. The salary of their whole sales department is 500 thousand for the whole year. The average employee is only about 80 thousand. As far as I know, their living standard is not low, and their happiness index is ok.
Summary: You are excellent, and you have a little proud capital!
If you can save 10,000 RMB every month, your personal income level will probably exceed the monthly income level of 90% China people. If you can save 10,000 yuan a month, your income level will probably exceed 90% of the people on earth. If you can save 10 thousand Zimbabwe dollars a month, it is estimated that you are starving. As long as you live in China, this income means saving money.
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