First, for the insured, the increase in the pension standard means that more money is available, which can also attract the attention of the general public to the old-age insurance and improve the attention to the old-age security; The investment and operation of the endowment insurance fund means that the money paid does not have to lie in the bank to depreciate. After the pension is raised, the income is greatly increased, and the old-age life is more secure. Second, for financial practitioners, the investment and operation of pension funds will bring great development opportunities to the financial industry and allow more capable companies to participate in the competition. At present, there is still huge room for the development of the old-age care industry in China, and only the best in the financial industry are eligible for a piece of the action. Third, for investors, it is undoubtedly of great significance for pensions to enter the stock market. At the same time, due to the particularity of pension, there are higher requirements for the security, stability and return rate of stocks, which will affect market investment to a certain extent and promote the healthy development of the capital market. It is not enough to rely solely on the state pension. More pension plans are needed. 1. Saving and cultivating good saving habits are beneficial and harmless. No matter whether your salary is high or low, you should set aside a certain percentage from it and deposit it in a specific account every month. Over time, you will find that a "small golden hill" under your name can provide strong support for future large expenditures. Second, the social security submitted by employees who buy insurance can only provide basic living security. If there is more comprehensive protection, they should also buy commercial insurance. For example, the "Ping An Xiang Rui Nian" pension annuity insurance, which also provides old-age security, can enjoy dividends every year as long as it pays the premium of 10, and can also get pension insurance, birthday insurance and death insurance according to conditions. For the elderly, it is undoubtedly an effective guarantee to avoid worries of the elderly. Third, fitness and health care The physical state of the elderly is often related to the behavior habits of young people. From now on, we should cultivate healthy living habits and pay attention to health care. In the later life of providing for the aged, it will also be a great pleasure for me in my later years if I can continue to hold a strong body and go to the world with my wife. What is a pension? Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in the form of money is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions. Pensions are accumulated and operated according to the principle of accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.