1. Average monthly balance of CCB's financial assets (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 500,000 yuan (inclusive) within one year;
2. Within one year, the average monthly balance of personal loans reached 6,543,800+0,000 yuan (inclusive), and the repayment situation was good;
3. The accumulated consumption of Longka in one year is more than 654.38+10,000 yuan (inclusive).
The annual fee is theoretically 360 yuan, but it is not charged, that is, it is free of annual fee.
CCB Longka IC Platinum Credit Card is a brand-new UnionPay standard chip credit card launched by China Construction Bank. Having all the financial functions of the traditional magnetic stripe credit card and the rights and interests of China Construction Bank UnionPay Zunshang Platinum Credit Card also provides cardholders with higher security, more functional services and better user experience.
1. Higher security
CCB Longka IC Platinum Credit Card adopts PBOC2.0 standard chip, covering the international mainstream financial IC card application, and has the characteristics of non-duplication. Provide dual security mechanisms of offline and online data authentication, effectively reducing the risk of fake cards.
2. More diversified trading forms
CCB Dragon Card IC Platinum Credit Card has multiple media including magnetic stripe, contact chip and non-contact chip at the same time, which can meet the acceptance field of existing magnetic stripe credit cards and micro-payment fields not covered by traditional magnetic stripe cards, such as public service and fast payment, and can quickly complete payment transactions without swiping a card and entering a password [1].
3. More functional services
CCB Dragon IC Platinum Credit Card has all the functions of traditional magnetic stripe card. In addition to traditional credit card functions such as overdraft consumption, cash deposit and withdrawal, installment payment, etc. It is also equipped with an electronic cash account, which supports off-line micropayment and can realize fast, off-line and convenient payment without password.
1. Exclusive priority service provides three priority services: customer service hotline acceptance, temporary quota adjustment and disputed money.
25 million yuan aviation accident insurance cardholders can enjoy 5 million yuan aviation accident insurance by swiping their cards to buy air tickets or tourist tickets (including air tickets).
3. Platinum secretarial services include business travel, ticketing, restaurants, quality food, golf, tennis and other booking services.
4. Platinum preferential merchants provide preferential consumption and VIP treatment for platinum quality merchants and top clubs in major cities at home and abroad, involving catering, leisure and health care, health care, business travel, parenting education and other fields.
5. UnionPay Platinum points courtesy featured high-end merchants and well-known brand chain merchants, providing cardholders with UnionPay exclusive points rebate service.
6. Business travel and air ticket booking services provide booking services for domestic/foreign air tickets, hotels and holiday products; Provide ticket reservation for more than 20 key cities in China, including the inquiry, reservation, payment and distribution of tickets for performances, dramas and concerts.
7. UnionPay Platinum Exclusive Service UnionPay has established four theme clubs: golf, tennis, wine and women. Cardholders can enjoy golf and tennis reservations and exclusive club activities after registering on UnionPay Platinum website.