Current location - Health Preservation Learning Network - Health preserving class - Should young people buy insurance, Zhihu?
Should young people buy insurance, Zhihu?
Young people need to buy insurance.

1, insurance is to prepare for old-age care when you are young and prepare for risks when you are healthy.

2. Young people also face various risks such as serious illness, medical care, accidents and death. Because they are in the rising period of their careers, the pressures and risks they face are still increasing. No one knows when these risks will happen.

Because the economic foundation is generally weak, once these risks are encountered, it is difficult for young people to bear them alone, and it may also drag down their families.

With the leverage of insurance, millions of insurance can be leveraged with little money, and the ability to resist risks is greatly enhanced.

It is more advantageous for young people to buy insurance. Not only is the premium cheap, but it is easier to insure successfully and enjoy the protection for a longer time.

6. With the guarantee of insurance, there will be less worries in the golden stage of life.

Extended data

Insurance must know:

(1) When the salesman visits you at home, you have the right to ask the salesman to show the valid work certificate of the insurance company, including the qualification appraisal of insurance sales practitioners and the practice certificate of insurance sales practitioners.

(2) You have the right to ask the salesman to truthfully explain the relevant contents of insurance according to the insurance clauses. When you decide to take out insurance, please read the insurance clauses carefully to ensure your own rights and interests.

(3) When filling in the insurance policy, you must truthfully fill in the relevant contents and sign it in person; The signature column of the insured shall be signed by the insured himself (except for children's insurance).

(4) When you pay the fee, the salesman must issue a temporary receipt of insurance premium on the spot, and sign the name and salesman code on this receipt; You can also ask the salesman to take you to the insurance company to pay for it.

(5) If you haven't received the formal insurance policy after one month, please check with the insurance company.

After receiving the insurance policy, check it on the spot. If mistakes and omissions are found, they have the right to ask the insurance company to correct them in time.

(6) Within a certain period of time after insurance, you have the right to request to cancel the contract, depending on the regulations of each company.

(7) If your mailing address changes, please inform the insurance company in time to ensure that you can enjoy continuous service.

(8) Please pay attention to the possible economic losses caused by surrender or insurance reduction.

(9) After the insurance accident, please refer to the relevant provisions of the insurance clauses and get in touch with the insurance company or salesman in time.

(10) If you have any questions or opinions about the insurance process, you can consult the relevant departments of the insurance company, reflect or complain to the insurance industry association.

Baidu Encyclopedia: Insurance