Hospitalization expenses can be paid by credit card.
1. In general, as long as the merchant has a POS machine, you can pay by credit card, which means that as long as the hospital you go to has a POS machine, you can pay by credit card, but it should be noted that not all hospitals with POS machines can pay by credit card.
Under normal circumstances, credit cards can be used in large hospitals, but in small hospitals, credit cards can be used in inpatient departments, but credit cards cannot be used in outpatient departments because of the small amount.
3. Don't worry about the big hospitals above Grade A.. Basically, you can pay by credit card, so whether the hospital can pay by credit card or not should ask the relevant staff in advance.
Hospital payment process
The process of a large hospital is as follows: 1. Register in the outpatient hall and tell the staff what subject you want to hang up and what number you want to see (attending, associate professor or professor). Some hospitals need to spend a dollar to buy an outpatient card for the first time, and then they have to swipe their cards to register every time they see a doctor.
2. Write down the patient's name, gender and age in the medical record book, take the hung number to the clinic of the department, give the book and number to the nurse at the guide desk, and ask her to line up for you. When it's your turn, the nurse will tell you which room to go to.
Talk to the doctor after entering the room. If the doctor thinks you need to be examined, he will give you a checklist. Take all your bills and pay at the cashier's office. Some large-scale inspections need to take the list to the inspection place, or make an appointment and then pay the fee.
4. After the payment is completed, the invoice and list will be queued for inspection. After the inspection, we have to wait for the result. After the results come out, take all the test results to your doctor and ask him to tell you what these test results mean. After reading it, the doctor will tell you what disease it is and how to treat it. Then I'll prescribe medicine for you.
5. Take the doctor's prescription to the toll booth again to pay the money, and take the prescription and invoice to get the medicine.
Which credit card has free medical examination service?
Agricultural Bank, Guangfa Bank.
Agricultural Bank of China, Zunranbai provides 1 professional medical examination package all year round. Compared with China Merchants Bank, which only provides basic suites, the old farmer's medical examination package will be slightly higher. In addition to the basic package, we will also provide professional physical examination contents, including HP detection, tumor screening, blood biochemistry, renal function, thyroid and so on.
Guangfa Bank and Zhenqing Platinum Card can enjoy VIP appointment registration service and medical guidance service three times a year in major cities in China. They can make limited appointments for you and make appointments with experts. Experienced instructors will accompany you to complete the work of paying fees and taking medicines, so that you can see the lesions easily.
Which is better for platinum card? Make a list of people who choose phobias.
In the process of the growing credit card industry, cardholders with various needs gradually emerge. At the same time, credit cards have also developed into payment tools with obvious grades and clear rights and interests. Among them, in order to enhance the stickiness of high-net-worth customers, banks have launched many credit cards with excellent rights and interests.
I. State-owned banks
Among the state-owned banks, the development of credit cards between workers and peasants is slightly different.
As the largest bank in China, the development of ICBC's credit card business can not be underestimated, not only the number of cards issued ranks first (among which ICBC Peony Transportation Card accounts for a lot of shares), but also the card organization of cooperative card issuance is the most comprehensive.
In addition to regular UnionPay, Visa, MasterCard, American Express and Gizmet, ICBC is the only bank in China that issues Diners' Cards.
There are many kinds of credit cards issued by ICBC. In addition to the American Express Black Gold Card, there are many high-end cards worthy of attention. For example, Shangri-La's joint platinum card can not only enjoy unlimited airport VIP room and high-speed rail VIP room services, but also add Shangri-La points after the diamond and jade members of Shangri-La Golden Ring Club meet the consumption standards and enjoy discounts on house prices and meals. Now this card has also launched an annual fee-free activity for the first year.
Agricultural Bank of China is well-known in the industry for its solid rights and interests, and has launched many good cards with market influence, including the essence of Agricultural Bank of China and the leisurely platinum card ring powder. Essence is called the essence version of ABC's Zunran Platinum Card. The annual fee is less than 1000 yuan, but you can enjoy the VIP room of ABC airport for unlimited times+++(including CIP), with human rights. The annual fee of the supplementary card is 500 yuan, and you can enjoy the VIP room rights almost the same as the main card.
What is most worth mentioning is the three-time expert appointment registration and full-time escort service throughout the year. During the medical treatment, there is a special person to accompany the doctor, take the number, draw the price, take the medicine and help pay the fee. And the rights can also be transferred to relatives for use. Every time the right to health is mentioned, the essence of ABC will hardly be ignored.
China Bank, named after the country, naturally has the specialty of foreign exchange, and its overseas cashback rights have always been praised, which not only has low participation threshold, strong activities, but also lasts for a long time.
Bank of China has never issued a black gold card, but when it comes to high-end cards of Bank of China, the distinguished status of private bank cards of Bank of China and American Express can hardly be ignored.
Strictly speaking, this card is a combination of deposit and loan. Only when the financial assets reach 3 million yuan (or equivalent++RMB) and the average daily assets for three months reach 6,543,800 yuan (or equivalent++RMB) can you apply. Unlimited PP card, Longteng card, free membership of Shangri-La VIP Golden Ring Club Jade, free medical consultation for three times a year, free physical examination for one year 1 time, free flight delay insurance for ticket purchase, and special services of private banks have almost achieved full coverage of rights and interests.
At first glance, CCB's credit card business line is a bit confusing, but there are still some good card products.
The credit card products of CCB are mostly called "Longka", among which the credit card beloved by Longka family deserves attention. Longka family card can enjoy 1 yuan family insurance gift package; Exclusive dragon day activities; Independent redemption points; Nearly 400 first-tier cities in China, free appointment and consultation, full consultation three times a year (shared by two relatives). Such a credit card that provides special rights around the family is still very eye-catching.
Second, commercial banks.
Bank of Communications, which cooperated with HSBC in credit card business in its early years, is quite influential in the domestic credit card field.
Most credit cards of Bank of Communications are close to the people, and the development process of high-end cards is relatively slow. Nevertheless, "White Kirin" is still an evergreen tree in platinum card products.
The main card enjoys free communication six times a year, VIP room service of Ward Fortune self-operated domestic airport and VIP room service of Longteng Global Airport six times a year, free drunk driving service six times a year, family travel insurance and so on.
Similar to the Agricultural Bank of China, the travel rights of Bai Qilin's deputy card are also independently enjoyed with the main card, and the first three deputy cards can also be exempted from annual fees. This card is very suitable for the whole family, so many families hold the Bank of Communications White Kirin.
China Merchants Bank's credit card business is almost the most mature in China. Distinguished grades and outstanding rights and interests are the characteristics of China Merchants Bank's credit card.
In addition to the black gold card, China Merchants Bank's "Three donkey kong" Centurion Platinum Card, Diamond Card and Classic Platinum Card are well-known in the industry.
Among them, China Merchants Bank Classic White not only has excellent rights and interests, but also can deduct the annual fee with points. It has always been a hot-selling card product. China Merchants Bank's credit card points are very valuable (Platinum cards can exchange 1500 points or 1800 points for 2000 air miles), but they are also difficult to accumulate (20 yuan has accumulated 1 points), while classic white main and secondary cards can enjoy 10 points on their birthdays, so it is very cost-effective to deduct annual fees or exchange air miles with points.
In addition, Classic White can also enjoy the rights and interests of six airport VIP lounges, 1 physical examination, 1 tooth cleaning and 12+ driving range every year, which is superimposed with the hotel rights and interests of China Merchants Bank "300+ 100", so it can be said that it is a rare card with excellent rights and interests.
Shanghai Pudong Development Bank's "forward running" in the credit card field is obvious to all. Pufa AE Bai has dominated the annual God Card Rankings for two consecutive years, and a good reputation has accumulated a large number of loyal fans.
Speaking of Shanghai Pudong Development Bank's top credit card, we have to mention the Shanghai Pudong Development Bank American Express Super Platinum Card. The main card and the auxiliary card enjoy a rebate of 10% for consumption abroad (including Hong Kong, Macao and Taiwan), with a maximum rebate of 3,000 yuan per month; Free 4 nights of "Star Hotel" and 2 nights of "Superior Hotel" every year; 6 free movie tickets per month; 2 free theater tickets for 500 yuan with annual face value; The main card and the auxiliary card are free to exercise in five-star hotels 10 times a month; The main card has unlimited PriorityPass airport VIP lounge, and can also carry three companions at a time; 8 free transfers in China, and 4 one-time purchases abroad for 100 yuan; Top club members are treated equally with American Express Black Gold Card.
Since it is as good as super platinum rights, the annual fee is naturally beyond the scope of the annual fee for ordinary platinum cards. The annual fee for super platinum is 6.5438+0 million yuan. However, the first year can be conditional free, and it takes 600,000 points to spend, otherwise there will be a charge. In the second year, you can deduct the annual fee with 600,000 points. The first two supplementary cards are free.
If you can get a stable positive income by holding a credit card, then Pufa Super Platinum is almost the best choice.
There are many high-end good cards of CITIC Bank, whether it is the only JCB top-level card in China, CITIC Royal Card or CITIC Air China World Card which is a member of Air China Gold Card, it is a unique good card.
In addition, CITIC Unlimited Card in the top VISA card also has its own characteristics. It is the only unlimited card with "metal sandwich" technology, with exclusive++option, and can enjoy 365 cups of free 9 points against Starbucks every year, which is nicknamed "Starbucks Card". Just being able to fill 365 cups of Starbucks has already earned a stable income of nearly 10,000 yuan.
Other rights and interests are also worthy of the title of VISA top card: unlimited dragon card, PP card; Eight airport VIP passages and airport VIP transfers throughout the year; Free physical examination in world-renowned hospitals; Domestic appointment registration and full escort service; In the whole year, there were 36 rights to golf green, tennis, swimming, badminton and high-end fitness; Flight delay insurance is up to 5000 yuan; Global unrestricted road rescue and so on.
Credit cards with unlimited card levels generally only accept invitation applications, but users with an average daily asset of 6 million for three months and qualified private banks can also apply.
At present, three banks in China have issued centurion cards, but the American Express concierge service teams of ICBC and China Merchants Bank are outsourced. If you want to experience the authentic American Express service, you naturally choose Minsheng Bank.
Huang Xiaoming and his wife are cardholders of Minsheng Centurion Black Gold Card, but the application threshold for Centurion Black Gold Card is really high. Centurion Platinum, also a noble family, is relatively close to the people and can enjoy American Express concierge service and FHR hotel plan.
Centurion Platinum Card has an annual fee of 6,000 yuan for the main card, and the first supplementary card is free of annual fee. After the annual fee is paid, the main card has 3000 points to redeem the rights and interests, and the auxiliary card has 1500 points. The redemption items include dentistry (1 10), physical examination (220), beautiful pastoral care (80- 160), golf driving range 1 hour (60-75) and so on.
In addition, both the main card and the first supplementary card have unlimited PP cards, and are equipped with Minsheng Shangri-La luxury platinum card (double-label card) and Shangri-La Emerald member (free double breakfast, etc.). Generally speaking, this card is very suitable for both husband and wife. One person pays an annual fee, and two people enjoy high-end services with high quality and good price.
Guangfa Bank is one of the few banks that support card handling in different places.
Although the Centurion series cards have not been issued, Guangfa Unlimited Card still enjoys the membership of several top clubs in China (it is said that it can match the membership of IAC International Friendship Club), and the card quota is basically one million, which is a real high-end credit card.
In addition to unlimited cards, Guangfa True Love Platinum Card is also highly recommended.
This is a credit card with outstanding women's rights and interests, and the cardholder can enjoy the in-depth health examination of women worth 1000 yuan every year; Every year, you can enjoy three VIP appointment registration services and three medical guidance services in top three hospitals in major cities across the country; You can get two insurance plans (one out of four) by opening a card: female health insurance, critical illness insurance, shopping insurance and travel accident insurance. In addition, cardholders can use Guangfa Airport/High-speed Railway VIP Lounge for unlimited times every year, as well as Longteng Airport VIP Lounge for 6 times (6 o'clock) and Longteng High-speed Railway VIP Lounge for 4 times (2 o'clock). This card is very attractive for high-end female customers.
In addition to the above banks, Huaxia, Ping An, China Everbright and Xingye have higher application rates than other banks, and their card issuance is generally large. There are also some good credit cards, such as Huaxia Elite Zunshang Platinum Card.
Zunshang Platinum Card is a good card that can enjoy the VIP lounge at the airport without an annual fee (500,000 points in the following year). You can enjoy five drivers and unlimited road rescue every year, which is a must for riders.
In addition, the cardholder can also enjoy unlimited lawyer consulting services and VIP access at bank outlets, which is cost-effective.
This card can also enjoy the discount of deducting business travel expenses. The business travel expenses are doubled, and the expenses are 100 yuan, 1 yuan. The business travel expenses can be used to pay for air tickets, flight insurance, fuel surcharges, airport construction fees and other services designated by Huaxia Bank Credit Card Center. Huaxia Bank Starbucks' first cup of 88 points is a household name, and it is very cost-effective for cardholders with cars to choose this card.
Ping An Bank's platinum card products are controversial, but Ping An Bank's standard platinum card is still relatively good.
The annual fee is 2800 yuan, which is charged rigidly in the first year. When the card is full150,000 yuan, the annual fee for the next year can be reduced by 50%, and when the card is full, the annual fee for the next year can be reduced in full.
Cardholders can enjoy a 28% discount when refueling at designated gas stations, and return to 80 yuan at the highest monthly rate. If you use this card to purchase air tickets, you can enjoy the flight delay insurance with a maximum payment of 2000 yuan each time. If the consumption reaches the standard (the monthly integral consumption is more than 3,000 yuan), you can get a 1 domestic airport transfer (supporting high-speed rail and railway station), with a maximum of 6 transfers per card year. Enjoy 5 times points in the month of your birthday, and you can apply for exclusive value-added services such as medical examination package, Chinese medicine health care, airport transfer, tooth cleaning and comprehensive accident insurance for travel through Miles points under your name. In addition, the first brush also presented aviation accident insurance of up to10 million yuan, vehicle accident insurance of 400,000 yuan and so on. Ping An Bank has many promotional activities and actively participates in the annual return of basic value.
The bank card series of Industrial Bank has been well received by business travelers, especially Industrial Bank Youbai.
Points can be exchanged for miles of airlines such as Air China, China Southern Airlines, China Eastern Airlines and Hainan Airlines according to the ratio of 10: 1. Enjoy 4 domestic and 2 overseas shuttle services every year. Domestic airports can enjoy 12 airport lounge service every year, with 2 passengers, and overseas airports can enjoy unlimited times or take 2 passengers. Free parking at Capital Airport for 4 days.
Youbai of Industrial Bank also presented a delay insurance, with a delay time of up to 4 hours, which can pay 600 yuan a maximum of 3,000 yuan per year. The annual fee of Youxin Credit Card is 900 yuan. If there is demand for overseas transportation, it can already offset the annual fee, and it is also worthy of the title of business travel.
Everbright Bank's points system is often criticized, but some credit cards are fair.
Everbright's new Sunshine UnionPay Platinum Card is one of them.
The maximum amount of this card is 300,000 yuan. Annual fee 1 188 yuan. The down payment of 65438+ million points can cover the annual fee of 688 yuan in the first year. In the next year, you can deduct all annual fees with 200,000 points. In other words, you only need to pay the annual fee for the first year in 500 yuan if the policy remains unchanged. This card can enjoy the right of airport VIP lounge at 3 o'clock every year. Free driving range five times a year, free golf green service every month 1 time. Cardholders can enjoy appointment registration, emergency road rescue, aviation accident insurance up to 5 million yuan and so on. Enjoy double points every day and triple points in the birthday month, and the annual fee-free threshold is still easy to reach.
Three. foreign bank
Foreign banks have not issued independent cards in China for a long time. At present, Citigroup, Standard Chartered and HSBC are more influential. Among them, the rights and interests of Citi Smart Card and HSBC Premier Travel Credit Card are more favorable.
Citibank exclusive card was launched in China on 20 16.
This is a set of cards, which consists of UnionPay Diamond Card and Universal Card World Card. The top card products of UnionPay and MasterCard are second only to black cards in Citi's domestic credit card products. The annual fee is 5000 yuan. If it is a VIP wealth management customer of Citibank, the annual fee will be reduced to 3600 yuan.
Now the card opening ceremony of this card is Zimmerwa boarding box or 540 thousand Citi points, and there is almost no annual fee loss.
Cardholders can use more than 800 airports around the world or domestic high-speed rail VIP rooms for free and unlimited times, and are equipped with domestic limousine airport shuttle service three times a year. It also presented 6.5438 million aviation accident insurance, 3-hour aircraft delay insurance, 72-hour card loss protection and other services.
In terms of hotels, you can enjoy three get one free discounts in selected hotels around the world, which is very kind.
Overseas high-end medical examination arrangement service, global medical rescue service and 24-hour life butler service all demonstrate Citibank's meticulous care for cardholders.
HSBC Premier Travel Credit Card has not been launched for a long time, but the overall rights and interests of HSBC Credit Card have shrunk recently, so it is not recommended to use it for the time being. We will explain it in detail after observing it for a period of time.
The application of foreign banks is generally more difficult, and the outlets are less affected by geographical factors. HSBC has the largest number of outlets among the three banks, but HSBC has a very strict requirement that it can only apply for one card product, which means that it is very unlikely to add high-end cards from the beginning of the entry card. If you want to apply for a foreign bank's credit card, Citibank and Standard Chartered Bank have a slightly longer credit card history, and the card rights are stable. It is recommended to start applying for mid-range products (Citibank Gift Card and Standard Chartered Sincere Platinum Card).
Can the hospital pay by credit card?
Of course. The hospital payment process is as follows:
1. Register in the outpatient hall and tell the staff what subject you want to hang up and what number you want to see (attending, associate professor or professor). Some hospitals need to spend a dollar to buy an outpatient card for the first time, and then they have to swipe their cards to register every time they see a doctor.
2. Write down the patient's name, gender and age in the medical record book, take the hung number to the clinic of the department, give the book and number to the nurse at the guide desk, and ask her to line up for you. When it's your turn, the nurse will tell you which room to go to.
3. Talk to the doctor after entering the room. If the doctor thinks you need to have an examination, he will give you a checklist. Take all your bills and pay at the cashier's office. Some large-scale inspections need to take the list to the inspection place, or make an appointment and then pay the fee.
4. After the payment is completed, the invoice and list will be checked in line. After the inspection, we have to wait for the result. After the results come out, take all the test results to your doctor and ask him to tell you what these test results mean. After reading it, the doctor will tell you what disease it is and how to treat it. Then I'll prescribe medicine for you.
5. Take the prescription prescribed by the doctor to the toll booth again to pay the money, and take the prescription and invoice to get the medicine.
First, but not every hospital can. Banks generally do not limit the types of credit card merchants, which types of merchants can use credit cards and which can't. In principle, as long as businesses support it, that is, as long as hospitals or pharmacies have credit card swiping equipment, credit cards can be used. To put it bluntly, as long as there is a POS machine.
2. However, it should be noted that all major banks stipulate that there are no points for welfare undertakings, governments, buying houses and cars, paying tax fines, fees charged by embassies and consulates, online payment, wholesale, insurance, cash withdrawal, schools and hospitals.
Third, swiping a credit card in a hospital won't accumulate points, no matter how much you swipe it. Brush more and brush less, everyone is the same. However, the payment for buying drugs in pharmacies depends on the type of merchants registered in the pharmacies themselves. If it is a merchant type of public hospital, it is meaningless. After all, for banks, hospitals are big customers, and hospital accounts have so much cash flow every day that banks can't wait to put pos in all hospitals. So I have to say that credit cards really facilitate everyone's life. However, it should be reminded that whether a specific hospital can use a credit card depends on the specific situation. If you are in a small private hospital, there is no guarantee that you can use a credit card.
Huaxia elite enjoys platinum credit card and all-round privileges.
Huaxia Elite Zunshang Platinum Credit Card is a high-end credit card customized for Huaxia Bank. Huaxia Bank's top-end card is suitable for the company's urban elite. Of course, the basic annual fee of Huaxia Elite Zunshang Platinum Credit Card is also higher than that of ordinary credit cards. The annual fee is 680 yuan, the longest interest-free period is 56 days, the credit line is over 50,000, and the withdrawal amount is 30% of the credit line.
What are the basic benefits of Huaxia Elite Zunshang Platinum Credit Card?
Business trip to the VIP lounge of the airport. As the elite of China? Platinum credit card distinguished customers, you can enjoy the convenient and luxurious VIP lounge of Huaxia Airport covering more than ten cities across the country. Business trip, VIP enjoyment. The car is running. Just make an appointment by phone, and you can enjoy the car service five times a year after registration. Easy, unimpeded. Road rescue. You can enjoy road rescue services all year round: on-site minor repairs, oil delivery, battery charging and trailer rescue services are all available. The road is dangerous, help quickly!
In terms of transportation, Huaxia Elite Zunshang Platinum Credit Card also has exclusive privileges.
Aviation accident insurance if you use Chinese elite? Zunshang Platinum Credit Card can enjoy aviation accident insurance of up to 2 million yuan when paying for air tickets or tour groups. Escort, more protection. Business trip. If you use the Chinese elite? Zunshang Platinum Credit Card can enjoy double travel expenses (consumption 100 yuan, that is, accumulated travel expenses 1 yuan) when booking air tickets on Huaxia Business Travel Platform, and booking air tickets on Huaxia Business Travel Platform in the future can be equivalent to cash use. Business trip, more surprises!
Privileges in other aspects of life are mainly reflected in the following aspects:
Quality life and good golf. You can enjoy the top-class golf service on the green for free twice a year, and the venue selection covers 50 standard golf courses across the country. Return to nature and show your elegance. Medical and health care. Huaxia bank credit card center provides you with personal medical services: five appointments and two full-course medical guidance services in famous hospitals throughout the year. Convenient medical treatment, full care. Lawyer consultation. A practicing lawyer with solid legal foundation, rich practical experience and strong overall strength will provide you with free and unlimited extended legal consulting services. Solve problems and live in peace. A lecture/tasting activity. As the elite of China? Distinguished customers of Zunshang Platinum Credit Card provide you with various exclusive theme salons and platinum courtesy activities from time to time, including: red wine party, women's party, Ankang physical examination appointment, etc. Supreme status, colorful life.
The benefits of financial life are also worthy of attention.
Easily manage money and reduce fees. As the elite of China? Honorable Platinum Credit Card customers can enjoy a number of fee reductions, including: loss reporting fee, over-limit fee, expedited card handling fee, letter courier fee and SMS transaction reminder fee. More concessions, less burden! Easy gold discount. If you pass the credit review, Huaxia Bank Credit Card Center may invite you to use the free cash of Yidajin for personal and family cash consumption expenses in installments, and enjoy a 20% discount on the exclusive rate for the first time. Cash is worry-free, fast and easy to reach! Flexible installment discount. You can choose any unpaid consumption (single amount is not less than RMB 500 yuan or equivalent RMB++) and convert it into interest-free installment payment of up to 24 installments, and enjoy a 20% discount when using the exclusive rate for the first time. A variety of choices, flexible funds!
In the use of Huaxia Elite Zunshang Platinum Credit Card, the advantages of Huaxia Elite Zunshang Platinum Credit Card include:
Huaxia Elite Zunshang Platinum Credit Card also provides card loss protection service. Huaxia Bank Credit Card Center provides you with the longest 120-hour card loss protection in the industry. Zunshang Platinum Credit Card has a maximum card loss guarantee of 6,543,800 yuan. Super long guarantee, peace of mind from now on! Starting limit. To show your dignity, China elite? Zunshang Platinum Credit Card enjoys an initial limit of 30,000 yuan, providing more convenience for your daily consumption. Higher quota, showing honor! Quick card issuance. Provide free express card issuing service and express card sending service. There is no need for cumbersome procedures, shortening the processing flow, improving the efficiency of card processing and enjoying convenience.
VIPs enjoy the courtesy of card opening. From now until 20 12 12 3 1, where are the elites in China? As long as the accumulated consumption of Zunshang Platinum Credit Card reaches 5,000 800 yuan within three months after the card is verified, customers can enjoy dazzling gifts or get 654.38+million points. Brush 50 first and get 50 phone cards. "Who is the Chinese elite who applied for the Chinese credit card for the first time? Zunshang Platinum Credit Card customers can also participate in the "First 50, Calling Card 50" activity, activate the card within 45 days after verifying the card, and enjoy the discount of "50 yuan Mobile Phone Charge" for free. Easily activate the free brush, 100% feedback. Annual fee exchange discount. The annual fee of Huaxia Elite Zunshang Platinum Credit Card is RMB 680 yuan/year, and the annual fee will be charged at the beginning of the following year. When the accumulated consumption points in that year reach 50,000 points, you can apply for annual fee exchange.
Platinum line. Huaxia Bank Credit Card Center provides you with 24-hour exclusive platinum service. If you have any questions, please call Platinum Customer Service Hotline at any time at 400-67-95577. Exclusive customer service, showing superiority.
Let's not talk about the introduction of consulting credit cards.