Hello! Marriage is not only a change in the identity of both parties, but also means taking on more family responsibilities. Newlyweds should realize the necessity of family's reasonable consumption and financial management, and establish a sense of risk prevention, especially to protect themselves and their families from diseases and unexpected risks.

How should newlyweds reasonably plan to buy insurance?

1. Newly married couples can consider personal accident insurance first, then critical illness insurance and hospitalization medical insurance. The amount of insurance and the expenditure of insurance premium should proceed from reality. The cost of insurance coverage is generally 10 times of annual income, and the cost of premium is generally110 of annual income.

2. Newlyweds can buy a regular financial return insurance with both financial management and security, establish a relatively stable investment asset in the personal account of the policy, make full use of the advantages of this kind of insurance, such as comprehensive, flexible realization and stable investment, and add points to family security under the dual planning of insurance and financial management.

Newlyweds should buy an insurance for their unborn children to provide them with the protection of accidents, diseases, hospitalization and education funds.

Remind you that for a family, scientific and reasonable purchase of insurance can not only provide protection for the family, but also increase the value of family assets. When making a scientific and reasonable insurance plan, newlyweds should pay attention to designing according to family income.