Author: backpack boat release date: 2010-5-1410:15: 00.

I, male, 27, originally wanted to buy a house and get married in the near future. It is said that the State Council's regulation of the property market is "unprecedented". The "turning point" argument of the property market in the media has appeared. Could it be that God allowed me to buy a bigger "humble abode"? To me, the word price inflection point sounds cool. Overnight, the headline of the media changed from the excitement of "average house price of 30,000 yuan per square meter" to the cold water of "house prices in first-tier cities are expected to fall by 20% to 30%"

If it is extremely irrational to say that the skyrocketing housing prices and crazy snapping up are extremely irrational, then has the crash theory gone to the other extreme? This is exactly what we rigid demanders dream of!

It seems that everyone is paying attention to the property market with a wait-and-see attitude. The house is temporarily designated not to buy. What about the 30w down payment?

The bank interest rate is very low. To paraphrase my usual Northeast dialect, "I feel blind", I really don't know much about investing in stocks and funds, and I'm afraid I'll lose my blood!

I read in the newspaper these days that the 50W "fried garlic" and "fried mung bean" soared to 200W in half a year. After careful consideration, such speculation is beyond the ability of our office workers. Then what can you do?

Lying in bed at night doing nothing, I carefully thought about it and summed up several criteria that I must follow when investing:

First, it must be low-risk and lose everything. This is my savings from years of work.

Second, the income must be high, at least higher than the bank interest, of course, the higher the better;

Third, the operation is simple. Things that need to be stared at all the time, such as stock funds, are really impossible and have no time to do.

Fourth, I must operate freely. When you want to use money, take it out if you want. Buying a house and getting married is still my first choice.

But is there?

Author: Cai Yun reply with the wind Date: 2010-1-1511:41:54.

It's simple, young man. I have to accept new financial management things. I am a retired teacher. I have worked all my life and have some savings. It's about 560 thousand I deposit money in the bank regularly, and the interest for three months is only over 2000. This money really can't keep up with the growth of CPI index. It won't be long before I have to live on my laurels. I'm as worried about this as you are. Ha ha!

One day, my friend introduced me to a wealth management product "Huachuang Wealth Assistant-Independent Wealth Management Plan", and I learned their operation mode, that is, as a lender, I directly lend money to the borrower, and the borrower mortgages the property to me in full, and Huachuang Guarantee Company provides intermediary guarantee, which will be recovered at maturity, and the circulating turnover will realize value-added through interest income.

I think it's ok. I contacted one of their investment managers, Wang Heng, and I will tell you the contact information, 0 105707 1652. He enthusiastically introduced me to their company and gave me three months of financial management. I remember that there was a general manager Li in Huachuang Project Library, who was in urgent need of a bid bond of 500,000 yuan. It took three months to use his own Xinjiekou 300. In this way, I earned 22,500 yuan in three months. Under the guarantee of Huachuang, Li has been giving me interest every month, with a monthly income of 1.5%. Three months later, Miss Li paid me back and I invested in the next project.

I think this way is safer and the income is good. You can try. I never do financial management that can't even guarantee the safety of the principal! Ha ha!