In order to expand market share, banks issued a large number of bank cards, and cardholders gradually began to "slim down" their wallets after the initial novelty faded. The media survey on the service quality of Tianjin banking industry recently launched by our newspaper shows that in recent years, among the bank cards cancelled by cardholders, more than 20 card-issuing banks are on the list. Among them, the frequency of bank cards is not high, the service is poor and the cost is high. Seven reasons make bank cards "out of favor".

In this newspaper's investigation, when asked, "which banks' bank cards have you cancelled in recent years?" Respondents filled in the names of more than 20 banks. Among them, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank and China Bank ranked in the top five, with the selection rates of 7.77%, 6.25%, 5.30%, 5.06% and 4.52% respectively. When asked about the reasons why cardholders cancelled their bank cards in recent years, respondents chose the reasons in turn: infrequent use, poor service, high fees, opaque fees, fear of unsafe use, uneconomical promotion, disputes and so on.