202 1 due to the state real estate speculation, the regulation of real estate from the policy end to the financial end has increased frequently, and the "three red lines" have been frequently thundered. Recently, Caesar, the king of the old reform, failed to manage 300 million yuan. TOP 100 developers began to storm; Evergrande Thunder has contributed more than 1 1,000 projects in 30 provinces. At present, these projects are in a state of suspension, affecting millions of buyers.
Since 1998 welfare housing allocation was cancelled, China real estate developers began to run blindfolded, and the real estate industry became the pillar industry of China's economic development. Its extensive development of housing enterprises is like a group of gamblers, leaving a chicken feather after madness, which is embarrassing.
Every time the housing enterprises regulate or trample on the empty policy, the funds frequently break and run away, leaving unfinished buildings in the bustling areas of the city. The nightmare of thousands of owners has not been solved for half their lives. They spent a lot of money at first, but they didn't expect to fall into a black hole and their savings went up in smoke. This is called heaven and earth are ineffective.
So we don't know how many uncompleted residential flats there are and how many families are injured because of uncompleted residential flats.
There are more than 300 uncompleted residential flats in Nanyang City, Henan Province in the Central Plains. What caused it?
1、
Issues left over from history: "Peasant Games"
In 2008, Nanyang became a "infrastructure madman" in order to hold the 7th National Agricultural Games on 20 12.
There are 3 new large-scale competition venues, 6 upgraded venues, 7 large-scale stadiums, 7 four-star hotels and 36 hotels.
What is built is demolished. During 2008-20 12, 5.5 million square meters of various buildings were demolished, and developers of all sizes came to Nanyang in succession, while some developers demolished buildings, built houses and sold them without formalities.
In just 20 12 years, the total investment of new urban construction projects in Nanyang exceeded 5 billion yuan, equivalent to the total investment in the past 10 years.
2、
Illegal sale
It turns out that before the opening of the real estate market, developers must obtain five certificates: commercial housing sales (pre-sale) permit, housing construction permit, land use right certificate, construction land planning permit and construction project planning permit.
But the reality is that in order to rapidly promote urban construction, many developers began to sell houses without obtaining these certificates.
As a result, the real estate industry is booming, and the house price in Nanyang has risen from 1904 yuan/square meter in 2008 to 2736 yuan/square meter in 20 12 years.
The 20 13 policy has been tightened, and it is not allowed to sell houses without a license! Developers have invested a lot of money, but the documents are incomplete, the house can't be sold, and it has gradually become an unfinished building.
3、
There is a big problem with the quality of the project.
After the peasant sports meeting, Nanyang continued to demolish and build. In 20 13, the supply of residential land in Nanyang was 747,700 square meters, exceeding the total supply in the previous two years.
Why? At that time, because of the reconstruction of the village in the city, a large number of large and small real estate developers entered Nanyang, and some developers had poor qualifications, so problems came, such as the 20 14 slimming steel bar incident.
The so-called slimming steel bar is to lengthen ordinary steel bars, thus saving steel materials. However, the ductility of the extended reinforcement is destroyed, and the bearing capacity and seismic capacity of the building will be weakened.
Therefore, Nanyang issued a notice to comprehensively investigate and rectify the quality problems of construction projects. All the projects under construction are shut down, and some developers whose cash flow is already tight are really worse. After the capital chain broke, another batch of uncompleted residential flats was born naturally!
If buying an unfinished building is bad enough, is there anything worse than buying an unfinished building?
Yes, I paid for the repair of this unfinished building myself.
4、
Self-help of the owners of uncompleted residential flats: the pain of people's livelihood and the shame of supervision
An uncompleted residential building in Kunming-another happiness city, the name of this building is really good, another happiness city, the owner of the house really experienced a kind of "different" happiness.
Mr. Mao, the owner of plot 4 of "Another Happy City", and his wife moved out of the dark and damp basement and lived in the top floor of an unfinished building. The air here is clear but dangerous. It is reported that in recent months, more than 30 families have lived in these uncompleted residential flats because of unemployment, lease expiration and other reasons. The unfinished building lacks water and electricity, and there are no doors and windows. Owners live the life of "urban gypsies" by lighting with batteries and candles, taking water from the construction site puddles and cooking in shacks. Electricity depends on batteries. Water, by pulling the hose.
From 20 14 to 20 18, the owner of "Other Happiness City" No.5 raised funds six times. Raise170,000 yuan for the first time, and lend it to developers to continue building repairs. As a result, the developer only installed doors, windows and elevators, and later stopped working because of insufficient funds. After that, the owners raised funds intermittently several times, and all of them stopped for a period of time without exception.
It was not until the last time that the owner raised more than 20 million yuan that this "broken building" was finally built.
There is a description on the internet-the house is a "blind box" in the middle-aged world. The only product you spent your whole life buying, but you bought something unknown.
If you are lucky, bring a bag to stay. If you are unlucky, I will give you a semi-finished product directly.
five
The child is going to kindergarten, and the wedding room I bought is still in the middle of nowhere.
In 20 16, my wife and I planned to get married and buy a house.
At that time, Taiyuan's municipal transformation was in full swing, and roads were being demolished everywhere, and house prices were also rising.
After running for a few days, I found that the real estate prices of big developers or good lots are far beyond my acceptance. I can only focus on the projects of local developers. The living environment and commercial facilities are poor, but the price is low.
My only bottom line is: don't buy small property rights or uncompleted residential flats.
But I didn't expect that I was hired with such a low standard.
six
The pre-sale system is fundamental.
However, hoarding land requires funds. At that time, our most commonly used method was to pre-sell and sell "faster houses".
Many companies go to design institutes to draw pictures after they win the land. According to the normal situation, after drawing, it must be approved by the planning bureau, the housing and construction bureau and other departments before opening.
But at that time, the house was so easy to sell that many real estate developers took the design directly before the five certificates were complete.
In the craziest time, it's not easy to pass notes (the leader asked to jump the queue), because there are too many notes to offend anyone, so simply don't let them pass.
During that time, my long-lost friends and classmates began to ask me if I had a room.
This is how many uncompleted residential flats appear.
Real estate developers sell houses in advance, that is, the five certificates are not unified. As a result, when the government finally asked to change the design before issuing the certificate, the real estate developer had already taken the owner's money, changed the design privately in order to collect the house in time, or found that there was no money in the middle of the repair, so he cut corners or even stopped working directly.
seven
The pre-sale system is gradually coming to an end.
In March 2020, Hainan announced the implementation of existing home sales for new development projects! Execute from now on! When the epidemic struck, some local governments moderately relaxed the regulation of real estate, but Hainan did the opposite. Choosing to upgrade the real estate regulation and control policy with the help of the whole province is indeed a clear stream!
Many cities across the country have set off a wave of existing home sales, and dozens of land auctions have been requested for existing home sales in Shenzhen, Nanjing, Hangzhou, Guangdong, Hefei, Fujian, Chongqing, Suzhou 17.
Hainan is not the first to sell existing homes. In fact, many cities have issued relevant policies or encouraging opinions on the land transfer of existing homes.
This shows that from the folk to the official, the understanding of canceling the pre-sale system has gradually formed. Not only that, many cities are already exploring relevant reforms.
eight
What will happen to the property market if the pre-sale system is cancelled?
However, whether it is necessary to cancel the pre-sale system is controversial in the industry. Most people in the industry suggest that the pilot reform of the pre-sale system should be gradually implemented in some cities. First of all, it will definitely have certain benefits for buyers, "cash on delivery". Will cease to exist. In addition, the sale of existing homes omits the link of model houses, and buyers will see directly presented houses at that time. "What you see is what you get" can also avoid some disputes arising from hardcover.
Therefore, once the pre-sale system is abolished, many developers will definitely lose their confidence and ability to develop real estate under the dual pressure of "existing home sales" and "industry first".
The white wolf in the glove of time and space will become history.