Now banks generally pay 50% down payment. If calculated according to the current housing price in Jiaxing, a set of 90 flats will cost about 500,000 yuan. It is not a problem to get a loan according to your salary, mainly depending on the total price of the house and the loan period. If you are around 30 years old, you won't have any problems with a loan for 30 years. Be sure to know more about the loan from the bank before buying a house. Every bank designated by the developer is different.