1, to pay daily expenses: this is the most basic use, including rent, utilities, meals, transportation and other daily expenses. These expenses are usually necessary, so most of the money earned is used in this area.
2. Saving: Saving can help individuals cope with unexpected situations, such as unemployment and illness. It is generally recommended to save at least three to six months' living expenses as a reserve fund. In addition, savings can also be used for long-term planning, such as retirement reserve and house purchase plan.
3. Investment: Investment can help individuals achieve financial freedom and obtain higher returns. Investment is risky, but the risk is directly proportional to the return. If you choose the right investment, you can get higher returns. Investment forms include stocks, funds, real estate, bonds, etc.
4. Travel: Travel can help individuals explore different cultures and landscapes and relax and enrich their life experiences. Travel can also enhance personal social skills and expand contacts. The cost of travel depends on the way and place of travel, and you can make a choice according to your own economic situation.
5. Learning: Learning new skills can help individuals improve their competitiveness and ability and increase employment opportunities. Learning can be self-study, attending training courses, getting a degree and so on. The cost of study is also different, and you can choose according to your own goals and economic situation.
6. Charity: Charity can help give back to society and help people in need. Charity can be donations, voluntary services, support for environmental protection and animal protection, and so on. There are various forms of charity, and you can choose according to your own interests and abilities.
In short, the money earned can be used for different purposes, depending on personal values and economic situation. A good financial planning can help individuals achieve financial freedom and better achieve their life goals.