Zaozhuang provident fund extraction conditions: With more and more people paying the provident fund, the use of the provident fund is no longer limited to the purpose of buying a house. When we are faced with other needs, we can also withdraw the provident fund, which is generally transferred to the personal settlement account within 3 working days. Extraction conditions of Zaozhuang provident fund.
Zaozhuang provident fund withdrawal conditions 1 Applicants who meet one of the following conditions and have not applied for housing provident fund loan guarantee for others may apply for withdrawing part or all of the existing balance of their personal accounts:
(a) in the city, district (city) resident planning area within the scope of the purchase, construction, relocation of owner-occupied housing, ownership period in 1 year; Renovation of the house for more than 20 years, the city, district (city) construction administrative departments identified as dangerous; Overhaul room age in 10 years, the city, district (city) construction administrative departments that must be overhauled;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(four) transferred from the city or settled abroad (settled abroad, Hong Kong, Macao and Taiwan);
(five) to repay the loans of commercial banks that purchase ownership housing;
(6) Dead or declared dead, and the legal heir or legatee has been determined;
(seven) the rent exceeds the prescribed proportion of family wage income; Pay public rental housing rent;
(eight) the spouse or children are registered in rural areas and need to buy, build, renovate or overhaul their own houses on rural collective land;
(9) Encountering natural disasters, etc. , causing major property losses to the family;
(ten) focus on supporting and giving priority to low-income families to buy affordable housing and small and medium-sized Taoxing Xing Tao, low-priced ordinary commercial housing extraction application.
Zaozhuang provident fund withdrawal conditions 2 Zaozhuang city provident fund is rich, in principle, it is paid into your personal provident fund account within three working days after you complete the provident fund withdrawal procedures, and it usually arrives the next day. Generally, it will be transferred to the personal settlement account within 3 working days.
You can go to the bank counter or ATM on the fourth working day to check whether the extracted housing provident fund money has arrived. If it hasn't arrived yet, you can call 12329 for consultation. Mainly depends on the audit time, the efficiency is different in different places, as long as the audit is passed, it should arrive soon.
After the application form for individual housing provident fund withdrawal is submitted and approved by relevant departments, the bank will remit money directly to the individual account.
With more and more people paying the provident fund, the use of the provident fund is no longer limited to the purpose of buying a house. When we are faced with other needs, we can also withdraw the provident fund and use it in our daily life. The main uses include renting a house, seeing a doctor and decorating a house. We can withdraw the provident fund according to our actual situation to meet the needs of life.
When we meet the conditions for withdrawal of the provident fund, we can apply to the provident fund center for withdrawal. At present, the withdrawal of provident fund in most areas can be completed online.
As long as we upload the relevant materials for the purpose of extraction to the provident fund website, the backstage staff of the provident fund center will review our extraction. As long as our use meets the requirements agreed by the provident fund center and the withdrawal amount does not exceed the balance in the account, the provident fund center will agree to our withdrawal application.
When our application for withdrawal of provident fund is approved, the Provident Fund Center will provide information about the transfer of provident fund to the accounting personnel, who will transfer the funds to our designated bank account according to the amount determined by the auditors. When we initiate a withdrawal application, we need to enter the relevant information of the bank account in the system, and the subsequent funds will automatically enter the bank account.
Zaozhuang Provident Fund Extraction Conditions 3 Provident Fund Management Center promotes the "slimming" of materials for reducing certificates and facilitating the transfer of people. Four types of provident fund withdrawal slips and 1 1 pieces of certification materials were cancelled, the stamping process of all provident fund business units was cancelled, the ID card copies of all provident fund businesses and all withdrawal business materials were cancelled, and duplicate certificates were cut off, thus realizing one-time provision and reuse, and greatly reducing all business materials.
In simplifying the business process, the company transfer link is cancelled, and the extracted funds can be directly transferred to personal accounts. Shorten the level of business approval, reduce the approval of provident fund withdrawal from four to two, and reduce the approval of provident fund loans from five to four. Online approval was implemented to improve the efficiency of approval, and the approval time for withdrawals and loans was shortened from the original 5 days and 10 days to 2 days and 2.7 days.
In order to solve some practical problems of employees' loan purchase, the loan guarantee method has been expanded, and four guarantee methods provide diversified choices for loan employees. Increase the repayment method of equal principal, and loan employees can voluntarily change the loan term and repayment method to save loan interest.
Monthly hedging repayment is changed from monthly deposit deduction to monthly repayment deduction, so that employees can make full use of the funds deposited in the provident fund account and reduce the personal repayment pressure. Carrying out portfolio loans has solved the problem that one loan for employees is not enough and two loans are unsecured.
In addition, using the technology of internet plus, we also launched the portal website, online service hall, Weibo, WeChat, Alipay, mobile APP, SMS, 12329 service hotline, self-service terminal and nine internet service channels, realizing the online operation of provident fund inquiry, collection, withdrawal and loan, and building an interactive bridge of "fingertip dialogue" with employees.
Opened the provident fund unit network hall and the developer network hall, realizing the full coverage of the unit provident fund business online.