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Evaluation of critical illness insurance for children: Is "invincible baby" really invincible?
The invincible baby critical illness insurance for children is an eye-catching product. It mainly provides five protection responsibilities: mild illness, serious illness, children's specific diseases, premium exemption and death insurance.

Let's give you a detailed introduction to this product.

Before entering the topic formally, you can learn what a good critical illness insurance looks like: a good critical illness insurance looks like this! You have been cheated for so many years. ...

Here, please welcome the product protection chart of invincible baby children's critical illness insurance to make a grand debut:

As can be seen from the figure, invincible critical illness insurance for infants and children is a regular critical illness insurance, which is only guaranteed until 0: 00 on the corresponding day when the first policy year takes effect after the insured reaches the age of 23.

In addition, the product has a 90-day waiting period. During the waiting period, if the insured is in danger due to non-accidental reasons, the insurance company will not bear the insurance liability.

Maybe some friends don't know much about the waiting period. You can learn more through this article: won't the insurance company lose money during the waiting period? If you don't understand, you will suffer a big loss!

The biggest highlight of invincible baby children's critical illness insurance is the payment for children's specific diseases. If the insured suffers from a child-specific disease for the first time and meets the claim conditions, the insurance company will pay the basic insurance amount in addition to the critical illness insurance premium.

In other words, the insurance premium paid by the insured has fully doubled, and this extra insurance premium can enable the insured to choose better treatment conditions and improve the cure rate.

For more information about invincible baby children's critical illness insurance, please read this article: Invincible baby children's critical illness insurance escorts children's healthy growth? It's finished!

Generally speaking, invincible baby children's critical illness insurance has its own advantages. However, whether to insure depends on whether this product meets the needs of children. If it is not suitable for children, it is recommended to look at other products.

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