The late Zhou Mingxin, the richest man in Taiwan Province Province, once said, "The dollar you earn is not your dollar, but the dollar you save is your dollar. Many people feel very pertinent after hearing this sentence and are determined to start saving money seriously. But I don't know why, I always feel that there seems to be a black hole in my wallet, and money often disappears inexplicably. By the end of the month, my account will be empty. Is there any simple way to improve this situation? The answer is yes, just "reducing the difficulty of saving money and increasing the obstacles to spending money." Let's talk about it one by one: in fact, saving money is easy to fail, often because it is too difficult to achieve, so the first thing we have to do is to reduce the difficulty of saving money. There are two ways: 1. Set achievable goals and divide big goals into small ones. Sometimes you can't save money because the goals you set for yourself are too big. For example, if you rent a house outside, your monthly salary is only 22,000 yuan, but you want to save 100 yuan a month. Of course, some gods can do it, but for most people, such a goal is too harsh. Therefore, we can first set achievable goals according to the range we can bear, such as saving 3000 yuan every month. After setting a goal, you still have to cut the big goal into small goals. For people who have never saved a dime before, saving 3000 yuan a month is a considerable sum. Some people want to give up at this stage, but don't worry, we can calculate that if you just divide 3000 yuan by 30 days, you can save 3000 yuan by saving 100 yuan every day. Compared with 3000 yuan, 100 yuan is much simpler? (Editor's recommendation: 6-year deposit1million is really feasible! Shi: Brainless financial management starts with saving 6000 yuan every month) 2. Put the money in a transparent container and put it in a conspicuous place. Many people will buy a piggy bank to motivate themselves after they make up their minds to save money, but according to my own experience, I find that saving money in a transparent container is the most efficient way. Because transparent containers can let you see the current progress of saving money at a glance, it is easy to feel a sense of accomplishment, and human beings have a mentality of wanting to fill a vacancy, so using transparent containers can speed up the deposit, because you will want to fill it quickly. In addition, it is best to put the transparent container where you can see it at a glance, so as long as you aim at the transparent container, you will think that you don't have any money saved today, which will serve as a reminder. The late Zhou Mingxin, the richest man in Taiwan Province Province, once said, "The dollar you earn is not your dollar, but the dollar you save is your dollar. Many people feel very pertinent after hearing this sentence and are determined to start saving money seriously. But I don't know why, I always feel that there seems to be a black hole in my wallet, and money often disappears inexplicably. By the end of the month, my account will be empty. Is there any simple way to improve this situation? The answer is yes, just "reducing the difficulty of saving money and increasing the obstacles to spending money." Let's talk about it one by one: in fact, saving money is easy to fail, often because it is too difficult to achieve, so the first thing we have to do is to reduce the difficulty of saving money. There are two ways: 1. Set achievable goals and divide big goals into small ones. Sometimes you can't save money because the goals you set for yourself are too big. For example, if you rent a house outside, your monthly salary is only 22,000 yuan, but you want to save 100 yuan a month. Of course, some gods can do it, but for most people, such a goal is too harsh. Therefore, we can first set achievable goals according to the range we can bear, such as saving 3000 yuan every month. After setting a goal, you still have to cut the big goal into small goals. For people who have never saved a dime before, saving 3000 yuan a month is a considerable sum. Some people want to give up at this stage, but don't worry, we can calculate that if you just divide 3000 yuan by 30 days, you can save 3000 yuan by saving 100 yuan every day. Compared with 3000 yuan, 100 yuan is much simpler? (Editor's recommendation: 6-year deposit1million is really feasible! Shi: Brainless financial management starts with saving 6000 yuan every month) 2. Put the money in a transparent container and put it in a conspicuous place. Many people will buy a piggy bank to motivate themselves after they make up their minds to save money, but according to my own experience, I find that saving money in a transparent container is the most efficient way. Because transparent containers can let you see the current progress of saving money at a glance, it is easy to feel a sense of accomplishment, and human beings have a mentality of wanting to fill a vacancy, so using transparent containers can speed up the deposit, because you will want to fill it quickly. In addition, it is best to put the transparent container where you can see it at a glance, so as long as you aim at the transparent container, you will think that you don't have any money saved today, which will serve as a reminder. After introducing how to reduce the difficulty of saving money, let's take a look at how to improve the obstacles to spending money. There are also two methods: 1. Don't use credit cards, use financial cards. Because the payment time of credit card will be later than the purchase time, people with weak self-control are easy to collect debts. If you accidentally forget to pay the card fee, you will have to bear a high revolving interest rate, which is not cost-effective. But signing a financial card is different. Only when there is enough money in the account can you swipe it. If you don't have enough money in your account, it means that you have spent more than your budget this month, and it's time to restrain yourself. This is tantamount to a disguised reminder. (Editor's recommendation: Save money desperately but can't save money? Buy one get one free ... five traps are hopeless, but they are still losing money. ) 2. The bank does not apply for an ATM card when opening an account, and does not have the function of withdrawing money without a card. Saving money is sometimes easy to encounter a problem, that is, at the beginning of the month, you did deposit money in your account, but by the end of the month, your hands began to tighten, and you began to misappropriate the money deposited in your account at the beginning of the month. In this way, of course, the number saved in the end is not much. Therefore, in order to avoid this situation, the best way is to open a bank account directly without ATM card and withdrawal without card. So, when you need money, you must take your seal and passbook to the bank counter to claim it. Because this method will be relatively time-consuming and troublesome, it will greatly dispel your idea of touching the money in the user's head, which is equivalent to an extra layer of protection in disguise. After reading the above description, do you think it is easier to save money? If so, you can try the above method and try to save your first bucket of gold! 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