This is a voluntary mutual financial management. Of course, we need to develop people. The model is dead. As long as it works normally according to the model, it is only a matter of time before it can make money back. There is no scam. This model is fair to everyone. It is an out-of-game system. It doesn't mean that the people above will always stand and make money. As long as they work hard, they will make as much money as the people above. What can you do without hard work, struggle and effort? Voluntary, no one forces you, no one restricts you. As long as you understand the model and are willing to do it, there is nothing to be afraid of in my own opinion. Just invest tens of thousands of dollars in everything, and the risks naturally exist. Only when you participate will you know whether it is good or bad, and you will never know if you don't participate.