1. Zunshangjin is a cash installment product provided by bank of tianjin to eligible cardholders. It follows the rules of large installment products, pays the handling fee on schedule, and repays the principal in one lump sum at maturity. Cardholders can apply for the installment amount and number within the large installment amount of "Zunshangjin" granted by bank of tianjin, and transfer the installment funds to the credit card credit account or the personal debit settlement account opened by the cardholder in bank of tianjin through independent payment, or to the settlement account of the designated cooperative merchant unit through entrusted payment. And pay the installment principal and installment fee according to the product rules.

2. If there is an overdraft balance in the credit card account on the due date or prepayment date of Zunshangjin, the overdraft balance shall be repaid first, and then the principal of Zunshangjin shall be repaid.