Last year's China Child Development Research Report also showed that more than half of the post-90s generation had no savings (52.6%), while only 30% (30.3%) had savings of more than 5,000 yuan!
"Now there is more money after 00 than after 90!" "So there are so many people who have no deposits like me? ? ? "These comments drew a response from everyone.
In fact, it is not that important to have a deposit after 90. What's important is that their consumption pattern has undergone profound changes-they don't like saving money blindly, but pay more attention to personal experience.
Fans swipe their cards for idols, travelers will spend all their savings on the road because of the beauty in a magazine, and young motorcyclists will invest a lot of money in equipment and modification just for the pleasure of driving at that moment? What's the use of saving money blindly? When I have saved all my life, can I still buy the limited edition helmet I saw when I was 20?
In the past few decades, economic development has brought people a lot of material wealth and benefits, and it has also made the post-90 s consumption attitude more and more cheerful-no regrets, brave pursuit.
However, due to the imperfect economic foundation, these post-90 s pears have to feel life. They want to buy so many things that few people can afford them.
Poverty did not limit the imagination of the post-90s generation, and many post-90s generation began to save money, stepping into the middle-aged and elderly life of health preservation, saving money and planning. In terms of saving money for the elderly, the post-90s generation has its own elegant way.
1 bookkeeping
Only bookkeeping can produce a dull effect, and we can really restrain buying unnecessary things. Manuals and notebooks are traditional, but only when you know where your money is spent can you find the root cause and save money.
Save money: a lot! 2 idle transactions
A Japanese storage master once said: One way to improve the quality of life is to get rid of things that are not commonly used.
From selling to selling, the idle platform can't solve the big economic problem, but it can free up your storage space, exchange unused things for other people who need them, and make the idle items valuable. In this way, when adding new items, it saves money and has space to store them. Think about whether it is also quite a sense of accomplishment ~
Saving money is expected to save money: 800 yuan will not fall in love on March 3rd.
Talking about money hurts feelings, and talking about feelings hurts money more. The most expensive social activity in modern society is not falling in love. Not to mention the consumption of girls' cosmetics before going out every time: more than 200 lipsticks, more than 500 foundations, more than 500 perfumes, catering expenses for dating, shopping, watching movies and so on. Just like running water! There are also some festivals, such as Valentine's Day, Memorial Day, Birthday and Christmas in China. When the big day comes, the wallet is just Du Like Jie.
The province is expected to save money: 2000 yuan 4 Make good use of all kinds of shopping channels that can save money.
In the cashless era, although changing consumption habits can't be completed in an instant, as long as you cultivate the habit of saving money reasonably, you don't have to try every means to make yourself "poor".
For example, while using group purchases, rebates and ordering food, you can also use credit cards to make profits during the interest-free period and improve your credit rating! !
But there are always some troubles in various operations. It doesn't matter if you don't understand. Recently, a shopping mall specializes in merchant wool, which integrates various benefits such as rebate, installment and spike. You can save 100 million yuan after reading it!