All kinds of scams, the elderly have repeatedly been recruited, and the traps encountered by the elderly mainly include the following categories:

First, take health as bait: this is a prominent scam in recent years, which can evolve into many versions. Some scammers go deep into the community in the name of free medical examination and free service, and fool middle-aged and elderly people into "being sick" for early treatment; Others hold so-called "health talks" in hotels, classrooms and auditoriums to induce middle-aged and elderly people to buy "magic medicine" or physiotherapy equipment.

Second, take family as bait: This kind of scam often asks the parties to transfer money for emergency on the grounds that their children, relatives and friends have accidents such as car accidents and debts. When the parties hear such news, they often lose their minds because of anxiety. In desperation, they acted according to the requirements of the swindlers and were deceived.

Third, take getting rich as bait: this kind of scam is mainly aimed at the parties who are eager to get rich. Liars describe that as long as they participate in their investment and wealth management activities such as fund-raising and equity participation, or buy rare treasures and antiques, they can get high returns. At the beginning, swindlers often put a long line to catch big fish, give the parties a taste of sweetness, and disappear immediately when the wealth reaches a certain amount, making the deceived people complain.

How to prevent the elderly from being cheated into buying fake drugs?

Nine common scams to promote counterfeit drugs

Statistics from relevant departments show that the annual sales of health care products in China is about 200 billion yuan, and the consumption of the elderly accounts for more than 50%. Among them, more than 70% of health foods exaggerate their efficacy. Although it is not uncommon for the media to report that the elderly are cheated in buying health care products at high prices, it still cannot stop the enthusiasm of the elderly to buy health care products. There are endless scams to promote health care products for the elderly.

Scam 1 "expert" free clinic lecture

Illegal traders sell drugs, health care products or medical devices in residential areas, morning markets or parks, and through free physical examination, they make nothing out of nothing or deliberately exaggerate the health risks of the elderly, thus achieving the purpose of selling drugs.

Scam 2 hype curative effect

Regular health care products have the efficacy approved by the state, and any health care products can only play an auxiliary role in health care or treatment at most, but can not play a therapeutic role. And illegal traders hype the curative effect.

Scam 3 product "cure all diseases"

How to prevent the elderly from being cheated in investing in antiques

Don't be greedy for petty advantages and refuse petty favors. Don't covet leaflets, so-called free medicines, physical examinations, visits and other "small favors" distributed by strangers in the street and parks, and resolutely refuse, let alone leave your home phone number, in case the wolf enters the room and leaves future troubles.

Don't take part in so-called lectures, free trips, free tea parties, free visits to company operations and other activities to avoid being deceived by them. According to the police, in the diary of criminals' cheating experience, it is written impressively: as long as the elderly visit the company or participate in free travel and other activities, their deception is "successful" by half.

When criminals cheat middle-aged and elderly people, they can use various methods, such as family trap, superstition trap, petty gain trap and "sense of security" trap. These traps can often hit the "soft underbelly" of the elderly, which makes people hard to prevent. Why are middle-aged and elderly people easily deceived?

Mainly because most of the middle-aged and elderly people have outdated concepts and can't keep up with the times, and they are easily fooled by new things and articles; There are many superstitious people and they are easily confused; Compassionate, easily blinded by the illusion of a liar; The legal knowledge is not perfect, and there is a lack of legal judgment ability on the behavior of swindlers; Have a certain economic ability and can afford it.

How to prevent the elderly from being cheated in investing in graves

Reject salespeople who don't have stores.

We often see salespeople all over the street soliciting customers. Although most of these people are not liars, it is not easy to run around in hot weather. But there must be cheaters who fish in troubled waters, which is not easy to distinguish. Therefore, the elderly should resolutely avoid such salespeople in the street. If necessary, you can also threaten to avoid the alarm.

Refuse expensive gifts of unknown origin.

In order to win the favor of the elderly, many swindlers often buy some valuables for the elderly. Some greedy old people are naturally overjoyed when they see such precious things. After all, even his son didn't give him such a valuable thing, so they trusted others and gave their money to the liar with a clear conscience. In order to avoid similar tragedies, the elderly must remember that wool is on sheep. A stranger gives you such an expensive gift, and he will certainly cheat you back with interest in the future.

How can the elderly prevent investment in aquaculture from being cheated?

1, you can't covet high returns.

For some elderly people, they have a strong mentality of making money and do not have as much information as young people. When they see higher income, they blindly pursue high income and will launch some gift-giving activities to attract the elderly. However, some elderly people will covet these small favors and often invest blindly, which eventually leads to losing their blood instead of making profits. Bian Xiao reminded that there will be no pie in the sky, and often there are traps behind this attractive gift. Now the fixed annualized income of wealth management products is 8- 12%. If there are more than 15% platforms, be careful.

2, can't blindly believe that under the banner of "authority"

Some elderly people trust people too much and think that some companies under the banner of "authority" are safe, such as XXX's state-owned background and bank background under the label of China XXX Association. In fact, these companies just registered an authoritative organization and posted a label, which is not a real authoritative company. So don't blindly believe it. If you need to inquire whether the company is fraudulent, you can go to the national enterprise information inquiry website to inquire.

How to prevent the elderly from being cheated in investing in jewelry

1, to avoid being fooled

At present, many elderly people have no chance to learn economic and financial knowledge when they are young, and their knowledge and information are at a disadvantage. Under the deception and misleading of some bad institutions, it is easy to be deceived. Old people are always more likely to trust others, and the instructions of many financial products are becoming more and more detailed. Old people often don't have time to study deeply, so how to trust the recommendation of financial planners. Therefore, the investment of the elderly needs to spend more time selecting products, but also remember that there will be no pies in the sky!

2. Don't covet petty advantages.

"Free", "limited", "gifts" and "promotion" are all common tricks used by some investment companies with ulterior motives to attract middle-aged and elderly people. Some middle-aged and elderly people feel that it is not worthwhile to miss the "gift" out of the mentality of "greedy for petty gain", which leads to being deceived. You should know that there will be no pie in the sky, and be alert to greed and fraud in financial management.

3. Know how to spend money

There is a joke that an old American lady said before she died: I finally paid off the mortgage of the bank, while an old China lady said before she died: I finally saved enough money to buy a house at one time. There are even old people abroad who have calculated the days, mortgaged their houses to the bank, used the loans they got to support the elderly, lived comfortably, and left their houses to the bank when they left this world. China is a special case. The social security system and oriental family responsibilities make the elderly in China very hard and dare not spend. In fact, the elderly in China should take it easy and spend some money to support the elderly.

How to prevent the elderly at home from being cheated into buying health care products

Several manifestations of the elderly being cheated in purchasing health care products;

1, health products "can cure all diseases", snapped up wildly;

2. If you don't eat health products, you will "die early" and you can't live healthily for a long time; 3. Join various health care associations, become lifelong members and issue representative cards;

4, being "undercover" to sow discord, seriously affecting the harmony of family relations, especially between parents and children;

5, do a membership card, people go to the building after paying the money, feel unlucky;

6. The supervision is difficult and there are many loopholes, leaving loopholes for scammers;

7, the elderly "lonely psychology", for the sake of health, the elderly are often credulous.

In the face of being cheated by the elderly, children often deal with it like this:

1, go to the elderly activity site to make noise, even smash and rob, and prevent health care products companies from selling products to the elderly;

2. Warn the salesman by phone or face to face to inform the sales consequences;

3. Follow up and investigate the illegal activities of health care products companies and collect evidence;

4. Have a heart-to-heart talk with the elderly, and be affectionate and righteous;

How to prevent the elderly from being cheated in health care

The reason why the health care product marketing scam is aimed at the elderly is that they generally attach importance to health care and are eager to buy health care products that suit them. Some businesses have seen this business opportunity and targeted their sales at the elderly. China Association for the Promotion of Health Services for the Elderly has published "Research on the Traditional Chinese Medicine Health Care Model for the Elderly", and the results show that over 50% of the 1 000 elderly people surveyed have purchased health care products. On the other hand, many old people are greedy for petty gains and can't resist the temptation of free physical examination, free drug guidance, free travel and giving small gifts. , leading to credulity and blind obedience. In addition, businesses often exaggerate the efficacy of health care products and drugs, and the elderly are inevitably moved.

"The most lonely old man's heart. The emotional lack of the elderly group is another important reason why the elderly are easily deceived. " Suo Guifang analyzed that apart from paying attention to health, what the elderly crave most is affection, but the reality is that children are busy with work and various things, and it is difficult to "go home often". This provides an opportunity for unscrupulous merchants, and "emotional hunger marketing" in the cloak of affection is often very attractive and confusing to the elderly.