Question 2: The concept of high net worth group (HNWI) 5 points high net worth individuals (HNWI)
Question 3: How many high net worth people are there in 20 15? 2.7 million rich people have assets of over 6 million.
According to the Beijing Times, in this white paper, it is defined as a person with a personal asset of more than 6 million yuan. According to a survey conducted by Hurun Research Institute, there are currently 2.7 million people in China who meet this requirement, with an average age of 39. Among them, there are about 63,500 people with personal assets exceeding 100 million, with an average age of 4 1.
Hu Run, founder and chief researcher of Hurun Report, said: Although the rich in China have great spending power, now I feel that they are still on the road of transforming from the rich to the newly rich.
Zhang Changgong, general manager of the private banking department of Industrial Bank, said: Consumption is an endogenous driving force for the sustainable development of a country's economy, and it is of practical significance to study consumer demand for expanding domestic demand.
Love travel and attach importance to contacts.
According to the International Finance News, the survey shows that tourism, medical care and children's education are the value-added services that are most expected from private banks recently. As a new trend, China's yacht and business jet lifestyle, which is keen on the rich in Europe and America, has begun to heat up.
In addition, more than 3/4 people think that the biggest help for themselves is to expand their contacts, followed by 60% people who think it is helpful to expand their knowledge and increase their professional knowledge, and 35% people think it is helpful to improve their academic qualifications. For people under 30, connections (87%) and education (45%) are very important to them.
Hu Run said that the lifestyle is mainly divided into three stages: creating wealth, maintaining wealth and enjoying wealth. China experienced the stage of creating wealth by using luxury brands to highlight its social status, entered the stage of keeping wealth in a low-key and applicable lifestyle, and gradually transitioned to the stage of enjoying wealth represented by joining charity.
Related news The number of high-net-worth families reached 1, 2 1, 000.
According to China Wealth Management Market Report jointly issued by China Construction Bank and Boston Consulting Group, by the end of 20 1 1, the investable assets of high-net-worth families (families with investable assets above 6 million yuan) are expected to reach 27 trillion yuan, and the total number of high-net-worth families will reach 12 100.
From the distribution of provinces and cities, Beijing has the largest population, about 460,000 people, with assets exceeding 100 million of about 65.438+0.05 million people, followed by Guangdong, Shanghai and Zhejiang. The number of people in these four provinces and cities with assets of 1 100 million yuan or more is 6.5438+0.65 million and 36,000 respectively, accounting for 665.438+0% and 57% of the whole country respectively. Provinces and cities with more than 50,000 people also include Jiangsu, Fujian, Shandong, Liaoning and Sichuan.
These high-net-worth families are mainly concentrated in southeast coastal areas such as Beijing, Shanghai, Guangdong and Shenzhen. Sichuan, Shanxi, Liaoning, Henan, Hebei, Hubei, Hunan and Fujian also have a considerable number of high-net-worth families. At the same time, nearly 6% of domestic high-net-worth individuals have become private entrepreneurs.
Question 4: How to find high-net-worth people who can only be introduced by acquaintances? I am engaged in financial management. Yes, I always rely on acquaintances or friends to introduce me! Otherwise, both sides don't understand, how can people recognize you? I suggest you don't worry, take your time, there will be customers!
Question 5: What kind of platform should high net worth people choose? High net worth people are no longer simple gains. They pursue different purposes, so they have different requirements. It should be Tao Jinshan who can meet high net worth people, where you can find various types that suit you.
Question 6: What is a high net worth individual? To put it bluntly, it is rich! ! !
"Net worth" refers to investable assets excluding non-current assets such as houses, vehicles and collectibles. For example, capital stocks and so on.
A person with a "net worth" of at least $6.5438+0 million is a "high net worth individual".
The number of "high-net-worth people" in China has surpassed that in Britain, becoming the fourth country, which means that the number of rich people in China is more than that in Britain!
Question 7: Who are the high net worth people in China? It's so simple, but it's done. . . .
Question 8: What are the investment methods of domestic high net worth individuals? 70% of high net worth people have investment needs for real estate and stocks. With the accumulation of wealth and the change of ideas, nowadays, in addition to overseas investment and corporate investment, the investment allocation of these people has also become their investment direction. According to relevant report data, in terms of art investment demand, these super-rich people have invested the most in agarwood, rising from 10%-20% before 20 13 to 40%; The second is jade and ancient calligraphy and painting, accounting for 30%, and the third is contemporary art and antiques, accounting for 27% and 25% respectively. Health, tourism and education are the three major areas of spiritual investment for high net worth people, followed by social responsibility (charity, environmental protection, tax payment), insurance and faith. Women have higher requirements for education than men. The proportion of men choosing faith is higher than that of women; The older you get, the higher your asset level, and the greater your demand for faith. More than 30% of high-net-worth people have religious beliefs, 23% believe in Buddhism, 6% believe in Christianity, and the rest are not high; It is worth mentioning that more than 60% of the rich have faith. The proportion of spiritual investment of high net worth people is 1 health 88%2 tourism 79%3 education 66%4 social responsibility (charity, environmental protection, tax payment) 53%5 insurance 49%6 beliefs 24%7 immigrants 17%.
Question 9: Lifestyle of high-net-worth people The lifestyle of high-net-worth people is mainly divided into three stages: creating wealth, maintaining wealth and enjoying wealth. According to the white paper, the high-net-worth people in China have experienced the stage of creating wealth by using luxury brands to highlight their social status, entered the stage of maintaining wealth with a low-key and applicable lifestyle, and gradually transitioned to the stage of enjoying wealth represented by participating in charity. Among them, the main characteristics of the stage of keeping money are: moderate consumption, beginning to pay attention to the quality of life, self-cultivation of body and mind and the education of children's connotation temperament. The satisfaction of high net worth people with their own health is as high as 79 points, and the satisfaction of men is higher than that of women. Health management is mainly carried out through healthy diet and exercise, followed by regular physical examination. Family doctors/health consultants are more attractive to women. Emerging health management methods such as medical tourism, medical clubs/clubs, and injection of sheep placenta are gradually being accepted and tried by high-net-worth people. Healthy eating is mainly through regular eating, controlling food intake and greasy food, followed by controlling food intake and not drinking alcohol. Running is the most popular sport, followed by badminton and swimming. In these three sports, there is little difference between men and women, but women prefer yoga and horse riding, while men prefer big ball games, such as basketball and football. The higher the asset level, the greater the interest of high-net-worth people in golf and tennis. Exercise 3 times a week on average, each time 1 hour. The proportion of daily exercise reaches 17%, and 3/4 high-net-worth people exercise more than 1 time per week. Men exercise a little more frequently than women. 80% of high-net-worth people have a physical examination once a year, and 14% have a physical examination once every six months; The proportion of the richest people who have a physical examination every six months exceeds 1/4. Public hospitals are still the first choice, followed by domestic professional medical institutions. Nearly 40% of the rich favor overseas hospitals and medical institutions. The average annual physical examination cost of high net worth people is 1500 yuan, and men spend more, and the older they get, the more they spend; The richest people spend an average of 3500 yuan.
Question 10: What is the difference between middle-class and high-net-worth people in China? Wealth differentiation. High-net-worth customers pursue alternative investments and dare to impact high-yield products. The middle class can only hold its own assets and make corresponding conservative investments.