2065438+On July 5, 2008, during the daily inspection, the Development Zone Branch found that Fu Qi Laoyoule Investment Management Co., Ltd. of Zhejiang promoted "Fu Qi Agency Wholesale Voucher" as a publicity. In the marketing process, the parties verbally publicize that the "wholesale coupon" is a service that can provide savings and profits, that is, if you buy a coupon of 10,000 yuan as the principal, you can get 1200 yuan cash every year, so as to attract middle-aged and elderly consumers to spend in the store and fix the money in the party's store for long-term consumption. According to the regulations, law enforcement officers ordered the parties to make corrections and imposed a fine of RMB400,000.

Basic meaning deposit is one of the most basic businesses of banks. Without deposits, there would be no loans, and there would be no banks. In terms of time, deposits are earlier than banks. In the Tang Dynasty, a special counter for receiving and keeping money appeared in China, where depositors could withdraw money with "stickers" similar to checks or other tokens. Money changers in medieval Europe also accepted customers' deposits, which belonged to the nature of currency custody and did not pay interest, which was the bud of foreign bank deposit business. With the emergence of banks and other financial institutions, the deposit business of banks has developed rapidly.