Now that China has entered an aging city, the burden of family pension is getting heavier and heavier, and the supply of social pension services is insufficient, which makes the elderly with average income fall into pension panic and urgently seek pension security. Due to the general lack of awareness of fund-raising fraud among the elderly, after some institutions used deception and false and illegal propaganda in the name of "providing for the elderly" to trick the elderly into investing their pension funds in so-called high-return projects, many elderly people eventually lost their money.

From the perspective of the community, it is necessary to increase publicity. 1, enter the elderly community, activity center and other places to carry out targeted anti-fraud propaganda, notify the relevant police situation, and improve the awareness of the elderly. 2, through the media to carry out various forms of prevention publicity, disclosure of various fraud methods for the elderly, improve the ability of the elderly to understand and prevent fraud.

The most powerful means of protection is that the government strengthens law enforcement. It should be the most important to control through laws, regulations and legal means. However, due to the diversity and concealment of illegal fund-raising, it is extremely difficult to be found, which increases the difficulty of handling cases. However, there are always more methods than problems, and the key is that the relevant departments must pay attention to them.

When you are old, you are easily deceived by some new things. Now the research of psychology has reached an unprecedented new height. Even if it is illegal, there will be psychological training. You must spend more time with the elderly, especially those who have some money in their hands and always want to help their children do something to give full play to their waste heat. Making money is not their business.

Through health lectures, expert free clinics, free experience, giving gifts or unreasonable low-cost travel. Seize the psychological needs of the elderly for old-age security and longing for family care, provide enthusiastic service and care for the elderly, promise to return coupons and high rebates, and deceive and induce the sale of so-called "old-age products".

We should rationally choose legal and compliant investment and financial management channels and not be tempted by high returns. All investment projects with unreasonable return interest higher than bank interest should be cautious, and high pension service fees should not be paid in advance easily. If you find that the pension service field is suspected of illegal fund-raising, please call the hotline or report to the local civil affairs department, public security department and local financial management department in time.

Illegal fund-raising in the name of investing in "pension projects" and illegal fund-raising in the name of investing in "pension projects". Some institutions or enterprises, in the name of investing, joining or taking shares in healthy pension bases, illegally raise funds by selling fictitious pension apartments or renting pension beds and selling long-term use rights of pension apartments, such as returning to the original sales, selling and leaseback, agreeing to repurchase, promising high interest rates, and "private equity funds".

Illegal fund-raising in the name of "supporting the elderly with housing". For the purpose of illegal possession, some enterprises, under the banner of "providing for the elderly with housing", induce the elderly to sign relevant agreements such as "borrowing" or "borrowing", "mortgage" and "guarantee" in disguise by holding promotion meetings and community propaganda, and mortgage their houses to obtain loan funds, and then use the funds to buy their "wealth management products" and promise to pay high interest for illegal fund-raising.

The security of funds cannot be guaranteed. Institutions or enterprises promise to repay the principal and interest beyond the sustainable profit level, and deceive the elderly with high interest as bait. A large number of funds from the public are difficult to be effectively supervised and controlled by the sponsors, and there is a risk of capital transfer and escape.

In accordance with the "Regulations on the Prevention and Disposal of Illegal Fund-raising" and other relevant regulations, illegal fund-raisers and illegal fund-raisers shall be seriously investigated for legal responsibility, and participation in illegal fund-raising shall be at their own risk. The elderly and their families are requested to be vigilant, enhance their awareness of risk prevention and identification, and consciously stay away from illegal fund-raising to prevent damage to their interests. If you find a suspected criminal clue, you can actively report it to the relevant departments.