This mode of providing for the aged is actually very common in Europe and America. When they grow up, they will leave their children and find a quiet and nice place with their familiar peers, rent a house together and live their own lives, instead of living alone with government benefits and pensions.
Is it really appropriate for foreign countries to provide for the aged in China in the process of urbanization?
Developed countries in Europe and America prefer to live in suburbs with pleasant air environment rather than running around the city. They pursue life, but we are still in the stage of pursuing material things and being busy with survival.
Everyone hopes to have high-quality medical education resources in big cities and enjoy the convenience brought by urbanization. This also means that rural areas, third-and fourth-tier cities and first-and second-tier cities are developing unevenly.
At present, urbanization is accompanied by high housing prices, and young people have low willingness to fall in love and get married. We will also enter an aging society in the future. The proportion of empty nesters and elderly people living alone will be higher and higher.
With the arrival of an aging society, our future pension model is bound to combine the different stages of urban development and the situation of empty nesters in rural areas to provide for the elderly according to local conditions.
Future pension will enter these three modes.
1 rural "holding a group" for the elderly
This group-based way of providing for the aged is different from the way of providing for the aged in developed countries in Europe and America mentioned at the beginning, and it is a way of providing for the aged that conforms to the phenomenon of empty nest in rural areas of China.
Nowadays, young people in rural areas are very scarce, and most of them go out to work in cities to seek better opportunities for survival and development. Basically, when they go back to live for a few days after the Chinese New Year holiday, the old people will stay in an easy-to-understand empty house all the year round, do farm work, watch TV, talk to the old people in the same village about their families and children, and go to bed early every day. This is the living condition of empty nesters in rural areas.
This year, some parents and family members have also been sent to cities for the New Year in Spring Festival travel rush. It is better to let parents come to the city to enjoy the pace of life and family reunion than to struggle for tickets.
I wonder if you have paid attention to rural development. Nowadays, many rural areas are taking the route of tourism development, and policies also support the development of agriculture and the transfer of land ownership. Some small country parks and rural health clinics are equipped.
To solve the loneliness problem of rural elderly, it is not to bring them to the city, but to let the old people have a place to communicate and chat together to relieve boredom. In the small rural area at the foot of the hometown mountain, some activity places have been built in the transition zone between some villages, and old people often get together to chat, play cards and play chess.
Compared with staying at home or living in rural nursing homes, this way of providing a place to chat together may be a way to solve the loneliness problem of empty nesters in rural areas. Especially after the popularization of rural medical insurance in the past two years, hospitals with maps have also been built, and the health problems of the elderly have basically been guaranteed. This new rural development model is also good. It is also in line with the policy of maintaining stability in the first and second lines, continuing urbanization in the third and fourth lines, engaging in new development models in rural areas and engaging in tourism development.
2 The second mode of providing for the aged: small family-style providing for the aged
The small family-style pension here is suitable for the lifestyle of small cities in the third and fourth tier. In recent years, the slow life of young people in small towns has become popular, and third-and fourth-tier cities are at the junction of urbanization and rural areas. There are some basic medical life and social supporting resources in big cities. The pace of work and life is relatively stable.
In this continuously urbanized third-and fourth-tier city, most elderly people live with their children, and the relationship between generations has been very close. In the family pension. We can support each other and take care of each other at any time.
There are stable jobs, public medical care and living facilities as the infrastructure of the city, and the pace of life is relatively slow. Young people seeking stability can live step by step, or they can go to big cities to work hard, and their parents and the elderly also live together. This small family pension model is suitable for third-and fourth-tier cities in urbanization transformation.
Old-age model in first-and second-tier cities: old-age community model
In addition to high-tech fields, the word "pension real estate" is often heard this year. The previous article also wrote that after real estate entered the post-development stage, in addition to developing agriculture and raising pigs, real estate companies began to transform the layout of old-age real estate, taking China Merchants Group and Evergrande Group as examples. China Merchants Life Insurance, a subsidiary of China Merchants Group, and China Merchants Real Estate jointly launched Yihe Pension Community. Mainly lay out first-tier cities to serve the elderly in first-tier cities. Evergrande Life Insurance and Evergrande Real Estate, subsidiaries of Evergrande Group, launched Evergrande Health Valley to lay out second-tier high-quality cities and serve the elderly in second-tier cities.
This elderly community is more than just a house. It is an old-age community built by selecting high-quality lots and high-quality environment, which matches the high-end medical resources and facilities in big cities. At the same time, it is combined with the mainstream city circle of urban life, so that the elderly can enjoy high-quality old-age life and high-end medical resource allocation. At the same time, in the spiritual field, the elderly can enjoy comprehensive services and supporting facilities in community re-education, entertainment and tourism. Whether the whole family lives or lives alone, they all live in the life circle of big cities. You can have your own life and circle without losing your family happiness. Of course, the natural target of this resource is the demand of the urban middle class and the affluent class.