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What should I invest with 2 million spare money in my hand?
These can be considered.

1, low yield and moderate risk. The rate of return on hard assets such as buying a house and renting a house is very low, and there is a risk of asset discount.

2. Low return and low risk. The yields of bank wealth management, deposits, national debt, goods base and bonds are slightly lower, with a maximum of 5-6%.

3. Middle income and high risk. Investments aimed at appreciation, such as the appreciation of houses, are generally purchased at a premium due to their own trading attributes, so the risk of discount is relatively large.

4. The risk of middle income. There are certain risks in the trust and asset allocation of key customers, and the highest rate of return is about 15%, which requires a higher amount of assets.

5. High returns and high risks. Precious metals, futures, public offerings, etc. There are high returns, but higher risks, especially futures. Bankruptcy is just a flick of a finger.

6. The risk of high returns. Stock trading, private placement, etc. There are high returns, but the risks are also relatively high. If the mentality is right, there is still a chance for the current China stock market.

7. Middle income and low risk. There is a popular saying in the securities market that you will outperform 50% of the people if you don't choose stocks, and you will outperform 75% of the people if you don't choose the right time, so investing in the index is a good way with low risk. The disadvantage is that the investment cycle is relatively long. In the past, the yield was about 10~25%.