20 16 In August, Taikang Life Insurance ranked 1 14 in "20 16 Top 500 Chinese Enterprises".
Business philosophy
Pursue the development strategy of "specialization, standardization and internationalization" and adhere to the business philosophy of steady operation and pioneering and innovative.
Taikang life insurance co., ltd.
Taikang Life Insurance has always pursued the development strategy of "specialization, standardization and internationalization" and adhered to the business philosophy of "steady operation, pioneering and innovation", and has been advancing with the deepening of China's economic reform and opening up. All employees of Taikang Life Insurance are always committed to providing professional and high-quality life insurance services for the growing white-collar workers, and advocating the modern life view, modern consumption view and family values of young, healthy, fashionable and happy white-collar workers.
corporate culture
loan
The insurance industry took the lead in applying for credit rating. Taikang Life Insurance jumped from AA of 1996 to AAA-a credit rating. Since its establishment, there have been no bad debts.
Successfully issued insurance subordinated bonds in China.
Have sufficient solvency and pay attention to prevent financial risks. So far, there are no bad debts.
As a new joint-stock life insurance company, Taikang Life Insurance attaches great importance to preventing financial risks, and has gradually established a "trinity" risk management system, that is, based on economic capital and value risk management, with compliance system construction and legal services as the main contents, and independent internal control evaluation and audit inspection as the important means to implement a comprehensive risk management framework of comprehensive risk, internal control and compliance management; At the same time, improve the underwriting compensation system, improve the financial monitoring system, strengthen auditing, and effectively control risks. Taikang Life adheres to the principle of "liquidity, safety and profitability", and strives to manage and use living funds in order to get the maximum return. Since its opening, there has been no bad debt. Taikang Life Insurance fully withdraws the reserve funds according to the regulations, and all monitoring indicators are reasonable. It has sufficient solvency after being audited by the higher regulatory authorities.
operate
A life insurance company in UKAS passed the ISO900 1:2000 quality system certification.
Standardized management of international standards
Taikang Life Insurance has always emphasized the promotion of management by the system, the benefit of management and the healthy development through standardized management of international standards.
With the establishment of the management system of professional committees, budget committees, investment committees, nuclear committees and risk committees have played an important role in daily management and risk control.
The individual insurance division, employee welfare plan division and bank insurance division were established, and the business management system with the basic law as the core and the incentive system with the century classics as the core were established and improved.
Set up an operation center, integrate resources, optimize processes, provide services first, and centrally control risks. By establishing a strong backup service system, economies of scale will be formed, operating costs will be reduced, operating efficiency will be improved, and a solid foundation will be laid for the company to build its core service competitiveness.
The establishment of financial budget system has effectively strengthened cost control and financial management. The "risk monitoring database model" for key business development has been improved.
business
Taking personal insurance as the core, group insurance, bancassurance and renewal business develop together, covering children, women, medical care, pension, major diseases, accidental injuries, dividends, investment and universal insurance.
Business system
Taikang Life attaches great importance to building a comprehensive and clear business structure system, forming a relatively perfect business situation with individual insurance as the core and group insurance, bank insurance and renewal insurance business going hand in hand, which provides a guarantee for the healthy development of the company's life insurance business. Taikang Life Insurance has formed regular and whole life insurance, critical illness insurance, endowment insurance, medical insurance, children's insurance, accident insurance, gynecological insurance, high security insurance, dividend insurance, investment-linked insurance, universal insurance and other product series. By the end of 2007, Taikang Life Insurance had provided insurance services to130,000 customers, which fully met the public's all-round and multi-level life insurance service demand.
Taikang enterprise customers' exclusive personal pension products
Huixiang pension insurance product is a pension annuity focusing on retirement. This product has the characteristics of "two accounts and four advantages", which provides you with comprehensive planning of pension expenditure and rational allocation of personal assets, making you relaxed and rich after retirement!
Affordable: group purchase is exclusive, affordable and convenient, and is only available to Taikang pension enterprise customers, so as to realize online instant inquiry and insurance.
Safety: define treatment, guarantee treatment, lifelong treatment, and cash flow equals life planning.
Value-added: the accumulated interest of the life-long dividend pension account in the compound interest dividend account enjoys the professional investment advantage of Taikang.
Dignity: lock in the high-end additional value-added services for happy old-age care, and lock in the scarce old-age community resources in advance.
Miss Liu, Senior Account Manager of Taikang
Wechat phone synchronization 1379088352 1
endowment insurance
The insured survives on each payment date of the old-age insurance agreed in this contract, and we will pay the old-age insurance to the beneficiary according to the payment method and amount of the old-age insurance agreed in this contract, and guarantee to pay it within the guarantee payment period. The guarantee payment period refers to 20 policy years from the first payment date of endowment insurance agreed in this contract.
In the first three policy years from the first pension insurance payment date, the pension insurance payment amount is the insurance amount agreed in this contract.
From the first pension insurance payment date, the pension insurance payment will be increased every three policy years, and the amount of each increase is 3%× the insurance amount agreed in this contract.
death insurance
When the insured dies, we pay the death insurance money to the beneficiary, and this contract is terminated.
The amount of death insurance is:
(1) If the insured dies before the first payment date of endowment insurance agreed in this contract, the amount of death insurance benefits shall be the greater of the following two amounts:
① The cash value of the Japanese contract when the insured dies;
② The amount of insurance premium you paid for this contract.
(2) If the insured dies after the first payment date of endowment insurance agreed in this contract (including that date), the amount of death insurance is zero.
Disposable option
If the insured survives to the first pension insurance payment date agreed in this contract, and 65,438+00 policy years have passed from the effective date of this contract to the first pension insurance payment date agreed in this contract, the beneficiary of the pension insurance can choose to receive the pension insurance in one lump sum, and this contract is terminated.
Policy dividend
In each policy year, if this contract is valid, we will decide whether to pay dividends to you according to the actual operation of dividend insurance business. If there are dividends, we will determine the amount of dividends to be distributed to you according to the regulations of the insurance regulatory authorities on the policy dividend payment date.
Remarks: This product also has other functions, such as pension compound interest, dividend accumulated interest, policy loan, etc.
Taikang home
Taikang pension community
International standard health care community
Miss Liu, Senior Account Manager of Taikang
Wechat phone synchronization 1379088352 1
Taikang home yanyuan
Located in the center of Changping New Town, it is about 500 meters away from Nanshao subway station, and it takes half an hour to reach Beijing Life Circle. Children can often reunite with their parents in their leisure time, and their hearts are closer.
Adjacent to Baifuquan Wetland Park and Mangshan National Forest Park, the natural environment is good, the regional vegetation coverage rate is as high as 60.6%, and the air quality is above Grade II all the year round.
The surrounding medical resources are rich. In addition to the self-built Taikang Rehabilitation Hospital, there are as many as six medical institutions in Yanyuan, which can be reached within 30 minutes around the community: Changping Hospital, Changping Chinese Medicine Hospital, Peking University International Hospital and Tsinghua Chang Gung Hospital. The surrounding department stores are fully equipped and rich in tourism, leisure, holiday, sports and entertainment resources.
Taikang House? Wuyuan
Located in the core area of Yangcheng Lake Peninsula in Suzhou, Jiangsu Province, it covers an area of about 3 1 1,000 square meters and can build a large-scale high-end pension community of 1 1,800 square meters. On the basis of continuous care for the aged community (CCRC), this project has both health and holiday functions, and it is a complex integrating high-end health and old-age care, art and culture, ecological residence and other functions.
Wuyuan is rich in high-end supporting resources, close to Chongyuan Temple, which has a history of over 500 years. Convenient internal and external transportation, only 15 minutes drive from Jinji Lake CBD area, providing residents with a unique regional experience of "being geographically close to the city and psychologically far away from the city".
Yuan Yue Taikang home
Located in Luogang District, Guangzhou, about 25 kilometers away from the city center, with a total construction area of 1 0.2 million square meters and a total investment of about 2 billion yuan, it can accommodate about10.3 million households, and will open on 20 17 and1. As the first project of Taikang House in South China, the community has introduced the internationally leading ccrc pension model, and is equipped with professional rehabilitation hospitals and professional pension equipment. It is a large-scale comprehensive high-end medical care community for the elderly who live independently for a long time and need professional aged care services at different levels.
Taikang home shenyuan
Located in the east of Guangfulin site in Songjiang, it covers an area of about 90,000 square meters and has a total construction area of about 220,000 square meters. The project includes 17 high-rise tower and community public service facilities composed of several low-rise buildings. The high-rise tower includes 1 hospital, 6 independent living buildings, and 10 elderly activity living building. Simple and modern architecture has a warm and attractive appearance, and its function is determined by its position on the base. From the hospital at the northern end of the community to the independent living area in the south, the location of each building has been carefully considered, and many architectural arts have formed a "humanized space". Each old-age community tower is designed with a public lobby on the first floor, which is connected with community public service facilities through indoor passages to maximize the convenience for the elderly to enter and exit.
Taikang home Chu garden
Located on the lakeside of Yan Xi, surrounded by the lake on three sides and adjacent to Dadong Lake Wetland Park, the area is surrounded by mountains, covered with vegetation and beautiful scenery. Everywhere is green, it's really a blessed land. The traffic conditions around Chu Garden are developed. Within 20 minutes' drive from the core area of Wuhan, several expressway networks directly reach the three towns of Wuhan, which is convenient for residents to travel and visit relatives and friends. It is 20 minutes' drive from Zhongnan Hospital of Wuhan University and tongji hospital in Guanggu, which ensures the golden first aid time in medicine and meets the convenient medical needs of residents. Surrounding five-star hotels, software new towns, golf courses and other regional advantages are convenient for residents' daily needs.
Miss Liu, Senior Account Manager of Taikang
Wechat phone synchronization 1379088352 1
First, a comfortable living environment.
The community follows the concept of "simplicity and comfort, energy conservation and environmental protection, and humanistic care" to create an ancient, safe and livable living environment for residents.
1. Enjoy the city view
2. Barrier-free care for the elderly
3. Comfort, intelligence and environmental protection
4. Yixin Green Garden
5. Various and comfortable apartment types
6. Full-featured vitality club
Second, multidisciplinary medical service team
360 intimate care
With reference to the professional nursing system of international long-term care standards, Taikang Community for the Aged has formulated a perfect nursing plan for each resident, equipped with a professional nursing team, established a health file, made regular physical examinations and assessed health status, and tailored medical plans, nursing plans, nutrition plans, exercise plans and rehabilitation plans according to different physical conditions to ensure that the residents' physical conditions reach the best state.
Third, Taikang Pension Community
Cultural pension
Taikang Pension Community advocates the concept of "cultural pension", where residents can enjoy colorful social activities with like-minded partners and participate in activity groups that meet their hobbies. "Being happy for the elderly" is a dignified life for the elderly created by Taikang Pension Community.
university for the aged
Le Tai University, with the aim of "cultivating the heart, cultivating the body, keeping the family in order, being promising and looking at the world", integrates professional platforms and cooperation platforms at home and abroad, and unites the interests of Kochi, Gao Qian and senior executives, and provides more than 60 courses in three categories for resident students.
cultural exchange
The community strongly supports like-minded residents to organize various societies, including drama clubs, choirs, calligraphy and painting clubs, etc. It is an organization for residents to display their talents and enrich their lives, and it is also a superior platform for friendly exchanges with foreign countries.
Le Tai Council
Le Tai Council encourages community residents to make suggestions for community operation, with the aim of improving the happiness index of all residents, enriching the cultural life of the elderly and building a harmonious community for the elderly.
Fourth, Taikang pension community.
Resident story
Wish you happiness in your later years.
In Yanyuan Community, the famous scholar Mr. Qian Liqun loves his writing time. He said, "I'm still sticking to my writing. This kind of writing has no utilitarian purpose, no scruples, and is entirely to meet my spiritual needs. The old-age community allows me to quietly do what I want to do and enjoy the most. This is what I think of as' safe old age'. "
Feel dignity
Mr. Chen Hanyuan, former vice director of CCTV, once told his friends that he lived a dignified life in Taikang. Because of this, Chen Lao said, "I plan to live here for a long time. I don't know how many years. In this sense, I say it is a home, and I regard it as my home. Taikang is well managed and well managed, and residents can feel it, and it is a deep feeling. "
Let's "be happy to be old"
Ren Hongjie, a resident who pursues "happiness till old age", claims to be a "teenager" in Yanyuan. He said: "I am very happy to find my own fun here and use my residual heat to do something for the community residents. It is best to be more and more abundant. "
Get better grades
Mr. Liu Juntao, an 85-year-old aerospace expert, has not "retired" yet, and continues his scientific research work in Yanyuan. He said: "My biggest goal now is to support the elderly successfully. I hope I can be more successful in Yanyuan than in my own home or even before retirement. "
promise
Service is the life of life insurance.
Win the trust of customers with honest, standardized and high-quality service.
Put the interests of customers first.
Since its opening, Taikang Life has insisted on putting the interests of customers first, so that customers and the company can truly become the same interest group. By the end of 2008, Taikang Life Insurance was established 12 years, and the accumulated compensation expenditure reached1600 million yuan. Claim settlement is the core link of insurance service and an important embodiment of insurance company's commitment to provide insurance protection for customers. The professional service quality and enthusiastic service spirit of Taikang Life Insurance have never changed, from customers who pay hundreds of yuan of premium every year to customers who pay millions of yuan at one time, from the first claim to personal life insurance claims of 8.2 million yuan in 2003. Taikang Life has won the trust of our customers by providing timely, reasonable and efficient claims service.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.