Revealing the common fraud routines, now the network is more and more developed, and various new types of fraud emerge one after another. Many people will lose a lot of property because of temporary negligence, so we must strengthen our awareness of prevention at ordinary times. Below I will take you to reveal the common fraud routines.

Uncovering common fraud routines 1 1. Online dating fraud

Fraudsters usually pretend to be beautiful little sisters and handsome little brothers to add your friends, and package themselves as single, rich and affectionate people, so as to attract you to the bait and determine your's love relationship.

Once you believe the other party's agreement, the other party will naturally start to borrow money from you, or make up reasons for urgent need of money, such as "relatives see a doctor or die" and "people have no money in other places" Finally, after you spare no effort to pay everything, you are hacked by the other party.

Second, swipe fraud.

Fraudsters usually publish false information on major websites, usually attracting your attention under the banner of "high salary" and "easy". Once you take the initiative to contact, the fraudster will tell you that you can get a large commission as long as you take photos of the designated goods online and pay. In order to gain your trust, they will also take screenshots of other people's income.

When you start to "get off work", if you are lucky, they will give you some sweetness first, and pay the payment and commission according to the agreement of the first order or even the second order to defraud your trust.

But the ultimate goal is to make you invest more and earn more. After you pay thousands or even tens of thousands of yuan, they will refuse to pay you the payment and commission for various reasons, pulling you black.

Third, loan fraud.

Buy a mobile phone, a computer, a bag ... Now many stores will have the option of installment payment. The fraudster will tell you that there is something wrong with the previous installment loan by phone or text message, and will send you a website with Trojan virus, asking you to make up the information, otherwise your personal credit information will be affected.

If you don't check more and concentrate on making up the records quickly, you will be trapped by them. Once you fill in your personal information, account password, verification code, etc. On the website with Trojan virus, you will wait for the balance of your bank card to be transferred or inexplicably borrowed by a platform, but the money is not in your card.

Fourth, impersonating customer service fraud.

There are many kinds of fraudulent acts of impersonating customer service. Some pretend to be online shop customers, claiming that online shopping products have quality problems and need a refund. Some pretend to be courier customers, claiming that they need compensation for lost items. Some pretend to be platform customers, claiming that they accidentally opened an agent for customers, and members need to cancel (otherwise, the fee will be deducted, which will affect the credit information).

There are many ways to cheat money, and the common ones are: 1. Set up a phishing website to trick the victim into filling in the bank card number, password and verification code, and then transfer money or spend money; 2. Take advantage of the victim's ignorance of Alipay reserve fund and ask for a refund on the grounds of overpayment after applying for the reserve fund; 3. Pretend that the victim has insufficient running water or is not certified, resulting in unsuccessful refund, and trick him into transferring money to the designated account in the form of brushing water; 4. Trick the victim into opening the QQ sharing screen, or download apps such as cloud video and Netease conference, hold a video conference, and peek at the victim's bank card password and verification code to transfer money. ...

5. Pretending to be a public security fraud.

Fraudsters obtain personal information such as the victim's name, ID number and address through illegal channels, so as to gain the initial trust of the victim and "brainwash" the victim.

In order to make the scam more real, fraudsters will send false "police officers' cards" and alarm numbers to the victims, and even wear fake "uniforms" and videos of the victims. At the same time, false legal documents such as "wanted order" and "arrest warrant" will be sent to further defraud the trust by using the victim's panic psychology.

The fraudster will pretend to ask the victim to go to a public security bureau for investigation, but the set time can't catch up at all, and trick the victim into cooperating with the "public security organ" investigation through the Internet. Generally, the way to prove your innocence is to transfer the money to the so-called "safe account" or "inventory account" for inventory, or download the so-called "fund settlement" software (actually remote control software) to transfer the money away.

Sixth, the "killing pig board" fraud.

After adding friends through social software, dating sites, etc. By establishing social clubs, asking questions and other PUA means, fraudsters gradually establish love relationships and gain the trust of victims.

After the relationship is stable, the liar encourages the victim to invest, participate in gambling or buy stocks, foreign exchange, futures, etc. On their self-made false platform, let the victims manage the accounts on their behalf. Most people will try to invest a few small sums, and scammers will let the victims earn a few small sums by manipulating the background and taste the sweetness.

After the victim tastes the sweetness, the swindler will take making money to buy a house and get married as bait, saying that the opportunity is rare and not to be missed, encouraging the victim to increase investment and even lend money.

When the victim is ready to cash out, the customer service will trick the victim into transferring money to pay the unfreezing fee, authentication fee, activation fee and other further fraud on the grounds that "the account is suspected of illegal operation being frozen". At this point, the "love object" will pretend to help the victim bear part of the cost (in fact, it is only to change the data in the background of the platform), and trick the victim into borrowing money everywhere until he can't squeeze out a drop of oil and water, and then run away.

Seven, posing as an acquaintance fraud

Fraudsters will sneak into your parents' group, change their avatars and nicknames, and be consistent with the real teachers. Through observation, they will choose to send false information in the group when the teacher is inconvenient to check the mobile phone in class, usually because they need to pay the study materials fee or apply for a cram school.

For the sake of children's academic performance, parents in the group will send red envelopes or transfer money to accounts provided by fraudsters. By the time the real teacher reacted, the fraudster had already received the money and retired from the group, and he didn't know where to go.

The fraud of pretending to be a child is more concise and clear. They will add you as a friend, pretend to be your child, and then ask you to transfer money and remit money on the grounds that you need to pay for study materials or enroll in cram schools.

Eight, gambling fraud

I have a successful career and money in my pocket. If someone tells you that there is a gambling platform, he has made a lot of money himself (in fact, this person is also a fish on the chopping block). At this time, once you trust each other and try, there will be huge debts waiting for you, and your beautiful and harmonious family will become fragmented.

The so-called' platform' is just a false platform built by fraudsters themselves. Maybe you will win a little money at first, but later it is a routine for fraudsters to increase your investment. Needless to say, after that, you increased your investment again and again, only to find that you couldn't get the money out and get on the platform.

Nine, medical insurance (social security) fraud

Old, more or less can't keep up with the trend of the times. The fraudster will pretend to be the relevant staff to inform you that there is a problem with the medical insurance (social security) account and you need to cooperate with it.

Old people will basically believe each other's stories when they hear such news. If they choose to follow each other's instructions instead of giving them immediate feedback to their families, then the money they have worked hard for a lifetime will not only be lost, but even the social security money put into the bank card after retirement will be stolen.

Demystifying those common fraud routines 2 What are the filing standards for WeChat fraud?

The crime of fraud is a crime stipulated in Article 266 of China's Criminal Law, and the filing standard of general fraud is the same as that of theft. For fund-raising fraud, loan fraud, bill fraud and other economic fraud, please refer to the provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the standards for the prosecution of economic crime cases.

Article 266 of the Criminal Law stipulates that whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.

Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Laws in the Trial of Fraud Cases 1. According to the provisions of Articles 151 and 152 of the Criminal Law, swindling public or private property with a large amount constitutes the crime of fraud. Individuals who defraud public or private property of more than 2,000 yuan belong to a "large amount"; Individuals who defraud public or private property of more than 30,000 yuan belong to a "huge amount".

The Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud (implemented on April 8, 201/) stipulates that if the amount of public or private property is more than 3,000 yuan and more than 10,000 yuan, more than 30,000 yuan and more than 100,000 yuan and more than 500,000 yuan, it shall be deemed as "a large amount" and "a huge amount".