Should be paid in full. After a traffic accident, as long as it is reasonable medical expenses, the insurance company should make compensation within the scope of insurance liability. However, if the insurance company is required to negotiate claims, the insurance company will generally ask for a deduction of about 10-20% of the cost of non-medical insurance drugs, and will not fully compensate. Compulsory insurance plus commercial insurance. It can be paid under normal circumstances. But it is generally not recommended to take full responsibility for the accident. Advance medical expenses. Because you have no obligation to pay in advance. If the other party has no money. You can ask the insurance company to pay in advance.

1. Road Traffic Safety Law Article 75 Medical institutions shall promptly rescue the injured in traffic accidents, and shall not delay the treatment because the rescue expenses are not paid in time. If the vehicle involved in the accident participates in compulsory motor vehicle third-party liability insurance, the insurance company shall pay the rescue expenses within the liability limit; Rescue expenses exceed the liability limit, and did not participate in compulsory motor vehicle third-party liability insurance or escape after the accident, the road traffic accident social assistance fund shall advance part or all of the rescue expenses, and the road traffic accident social assistance fund management institution has the right to recover from the person responsible for the traffic accident.

2. The compensation items of compulsory insurance include: compensation for death and disability, compensation for medical expenses and compensation for property losses. These three compensation items basically cover all the compensation items that the responsible party should bear in traffic accidents, but compared with general insurance, these three compensation items all have the maximum amount limit. The compensation scope of compulsory insurance includes:

(a), motor vehicle road traffic accident liability limit 1, death and disability compensation limit; 2, medical expenses compensation limit; 3, property damage compensation limit;

(2), motor vehicle road traffic accident liability compensation limit 1, death and disability compensation limit; 2, medical expenses compensation limit; 3. Limit of compensation for property losses. When the victim intentionally causes a traffic accident and all the property of the insured and the property loss on the insured motor vehicle, some cases do not belong to the compensation and advance payment scope of compulsory insurance. After the full purchase of auto insurance, it is suggested that you can choose a driver accident insurance as a supplement. Auto insurance is to protect the car, not the insured.