After winning a seven-year life, you can get a full premium 100% refund. If you retire during the hesitation period of Yue Yue life insurance policy, the difference between premium and product cost can be refunded. If you apply after the hesitation period of Yue Yue life insurance policy, but the payment is less than two years at the time of application, you can refund the difference between the policy and the product refund premium. If Yue Yue life insurance policy has been paid for two years, you can apply for surrender according to the accumulated cash value of the policy corresponding to the policy payment period.