Two million, it must be RMB. Deposit in the credit union, with regular interest of 480,000 yuan for five years. Spending 96,000 a year, only paying interest, and the cost of providing for the aged for 10,000 years remains unchanged. The premise is that prices do not rise and the RMB does not depreciate.
At present, if you go to a restaurant for three meals in rural areas, the per capita daily consumption in 50 yuan is a medium living standard, and the per capita daily consumption of 100 yuan is a high living standard. If you buy rice, noodles and vegetables and cook them yourself at home, the average person will spend 50 yuan a day, which is considered a high standard of living.
According to the daily consumption of 50 yuan, one year is 18000 yuan, which is more luxurious than all rural people. In winter, there are 2,000 yuan for heating, 1000 yuan for electricity, 1000 yuan for clothes, 3,000 yuan for walking, 2,000 yuan for a mobile phone every two years, and 36,000 yuan for other unexpected consumption.
96,000 MINUS 36,000 leaves 60,000. If you spend all this 60 thousand on medical care for one year, you will get fresh blood every two years. Why not stay at 58 forever?
You know, the elderly in rural areas are sick for 60,000 yuan, and they have emptied their homes. When they got sick again, they gave up treatment and died.
These two millionaires can spend 60 thousand interest on medical care every year. Can they not say "Lang Lifu Ⅰ ongl Ⅰ ⅴ eve" in America?
The problem of rural old-age care has always attracted much attention, and many people have also put forward some solutions. For example, direct payment of pensions to rural retired elderly, or recovery of rural old people's homesteads and fields, and then monthly compensation. Unfortunately, the measures mentioned above to solve the problem of old-age care have not been implemented, and the problem of old-age care in rural areas remains to be explored.
The problem of providing for the aged in rural areas is directly a matter of money. Nowadays, rural retired people enjoy a monthly pension of more than 100 yuan. Although this 100 yuan can't solve all the problems in life, it can reduce a lot of stress after all. So from this perspective, it is no problem for 58-year-old people in rural areas to have 2 million deposits for their old age.
The cost of living in rural areas will not be very high. The cost of living in rural areas will not be very high. There are no property fees, garbage disposal fees and other fees in the city. Daily necessities, especially vegetables and meat to be eaten every day, don't cost much. Vegetables, for example, are tender, delicious and cheap, a handful 1~2 yuan. If you want to further reduce the cost of living, vegetables can be grown by yourself, and meat can be raised and produced by yourself. Since we stay in the countryside to support the elderly, there is nothing else. Why not develop a vegetable field and plant seasonal vegetables according to the season? Develop another pigsty and raise 2 or 3 pigs, and all vegetables and meat will be solved this year.
In this way, a person's daily expenditure in rural areas will be 10 ~ 20 yuan, and the higher the 20 yuan/day, the deposit of 2 million can last 65,438+/kloc-0,000 days for 274 years, which is enough.
If you only spend 2 million on daily living expenses, you can't spend it all. Therefore, we can consider developing some small industries, while supporting the elderly and starting businesses, so that the elderly can live a more fulfilling life.
Develop small industries and enrich the lives of the elderly. Many people dream of returning to the countryside to provide for the aged and living a carefree pastoral life when they are old. However, the reality is that after returning to the countryside, I just eat and sleep every day, sleep and wander around, and feel bored within a week. So after returning to the countryside, we should find something to do, accompany the rest of our lives and enrich ourselves. So, what can we do?
Suggestion 1: Raise native chickens. Pack a hill, buy chickens and put them in the mountains as pheasants. Feed the pheasant at a fixed time every day, and let the pheasant feed itself the rest of the time. The chicken cultivated in this way is very delicious. You can not only eat it yourself, but also sell it. The price of a pure chicken will not be lower than 100 yuan. The most important thing is that this kind of farming investment is not too big, and it doesn't have to be intentional and energetic. Sometimes, willows grow into shadows unintentionally.
Recommendation 2: Raise sows. It is much easier to raise sows than cattle and sheep. You don't need mowing or grazing, just feed it on time every day, and the labor input is not big. At that time, sows can breed and sell money after giving birth. Piglets are quite expensive now. A piglet weighing less than 10 kg can be sold to 1800 yuan, with a considerable profit margin. The above two suggestions are low-cost and low-energy aquaculture projects, which can be used to enrich the old-age care time.
At the age of 58, he has 2 million deposits in the countryside, which makes him a rich man. If you don't get seriously ill, you can live for another 50 years, with an average of 40 thousand a year and about 40 thousand interest in the bank, which is equivalent to the annual income of a family of five or six in rural areas.
Hello, everyone, I am the creator of the field of agriculture, countryside and farmers @ Beans on the Edge, and I am glad to answer your questions.
Honey, if you were a real farmer, you probably wouldn't ask this question. If you had stayed in the countryside for a long time, you wouldn't have asked this question. Although the rural areas have developed rapidly in recent years, it is very powerful for young farmers or rural families to have 65438+ 1 100 million cash on hand. As for what is said here: Is it enough for 58-year-old people in rural areas to have 2 million deposits? It can only be said that it is not farmers who are asked, but from the perspective of urbanites. 1. If it is really rural, there are 2 million people who can support the elderly. Rural people are simple and simple. If you are supporting the elderly in the countryside again, there will be no other extra support. Three meals a day is very simple. How can it not be enough? As the Prime Minister said in his report, there are still 600 million people whose monthly income is insufficient 1000 yuan. Employment is a huge thing, and it is necessary to ensure employment now. So how much is 2 million a month for 30 years old and 88 years old? 5555 yuan/month, I believe this data can answer your question intuitively.
Of course, if inflation and investment income are considered, it will be more enough. If you are a real farmer, I believe that 5555 yuan/month will definitely be enough.
Finally, farmers are not a topic to be laughed at. Is it too much for you and college students to ask your parents for 1 0,000 monthly living expenses? Then, I want to ask, do friends who ask this question know farmers?
The above is my humble opinion on this topic. If you have other ideas about this topic, please leave a message to give advice and discussion.
Is it enough for 58-year-old people in rural areas to have 2 million deposits? I'm Simon Baifu, and I'm here to discuss this problem with you.
In my opinion, 2 million deposits are definitely not enough for the elderly.
I'm only 58 years old, so it's no problem to live to 158. There is also 100, 2 million yuan, which needs 100, with an average of 20,000 yuan per year and an average of 1666 yuan per month. How can people with 2 million deposits spend enough?
People with a deposit of 2 million should live in luxury villas, right? Even in the countryside, it costs 500 thousand to build a three-story villa, right? People who deposit 2 million yuan must have at least 6.5438 million yuan of furniture in it, right?
People with 2 million deposits must put on airs when they go out. They must let people know that I have money and at least have a similar car. Not to mention Rolls-Royce, at least buy a BMW of around 200,000.
People with 2 million deposits should not have only one co-pilot, nor should there be three or four. It takes at least 654.38+ 10,000 to raise a co-pilot a year, right?
How can people with 2 million deposits eat ordinary meals? You should eat delicacies, squid and sea cucumber every day.
How can a 58-year-old with 2 million deposits cook and clean up the housework by himself? At least hire a nanny to serve you. number
Forget it, you calculate, is this 2 million deposit enough for the elderly? You're here to show off your wealth, not ask questions.
You ask this question, which makes most rural elderly feel embarrassed.
Most of the rural elderly in China live in relative poverty. They sometimes spend less than 20 pounds a day or even less.
You have 2 million, and it is safest to deposit it in the bank. Qian Shengqian, don't listen to some people talking about what wealth management products to buy. You will eventually lose money.
A pension is enough.
A: Absolutely enough. 2 million is enough to support the elderly, and the interest for one year can't be eaten up. It is not a problem to live to 120. You can also hire a nurse to take care of it and make your life interesting.
And get 2 million? 20 thousand yuan is not available to the elderly in rural areas.