When it comes to Shenyang, people always talk about it. Shenyang dialect is also a good business card to promote Shenyang. I have been working in Shenyang for a long time, but I want to settle in Shenyang but I don't know how to choose a house. This is a problem that many people who work hard in Shenyang encounter. Is there room for appreciation in Shenyang Evergrande Health Valley? How much is the down payment for buying a house in Shenyang? Bian Xiao will introduce this knowledge to you, and I believe it will help you through the following introduction.

Is there room for appreciation in Shenyang Evergrande Health Valley?

Of course, there is room for appreciation. Evergrande Health Valley is still in the subscription stage, with a subscription capital of 60,000 yuan, which is expected to be further promoted on the 30th of this month. The opening apartment is 83 _ ~ 146 _, and the average price is about 1.08- 1.3 million. 744 sets, 3 sets of garden houses and 24 sets of scenic houses. With decoration (fresh air system with floor heating), one staircase and two households.

How much is the down payment for buying a house in Shenyang?

If it is a commercial house, only a down payment of 20% is enough. If it is a second-hand house, the minimum is 30%.

The new down payment policy for buying a house is still 20% in many places. We know that last year, the state encouraged real estate to go to stock. In this context, the state relaxed the mortgage policy and reduced the down payment ratio from 30% to 20%. What is the general down payment for buying a house with a loan? According to Bian Xiao, except for some big cities, the current down payment policy in most places is still 20%, and the calculation method is as follows:

New down payment policy: According to national regulations, as long as it is the first suite, the down payment shall not be less than 30% of the total house price. For example, if you want to buy a house of 654.38+00,000 yuan, then your down payment should be at least 654.38+00,000 * 30% = 300,000 yuan. Although there are regulations, as long as you take 30% of the total house price, there is still a loan problem.

Take the above-mentioned house with a total house price of 6,543,800 yuan as an example. If the provident fund loan is adopted, both husband and wife can borrow 450,000 yuan, then the remaining house price must be paid down, that is, 6,543,800 yuan-450,000 yuan = 550,000 yuan, that is, the down payment is 550,000 yuan. If you use a commercial loan, you need to examine your family income and repayment ability to see how much you can borrow. The total house price minus the loan amount is also the down payment.