From the perspective of insurance, both of them belong to the category of life insurance, but there are some simple differences. For example, you can get some life insurance, which is similar to the function of saving, and there is a kind of health insurance called medical hospitalization insurance, which can solve some medical expenses. So specifically, life insurance and health insurance are very different. The following is my simple and superficial analysis.

1. Personal insurance: life insurance for short, is an insurance that takes the life and death of a person as the subject matter of insurance, and the insured survives or dies during the insurance liability period, and the insurer pays the insurance money according to the contract.

2. Health insurance: also known as sickness insurance. It is an insurance whose insurance condition is disability or death caused by the insured's own disease rather than accidental injury.

3. Accidental injury insurance: refers to life insurance with death or disability caused by accidental injury as the condition for payment of insurance benefits.

At present, many portfolios are main insurance, life insurance plus critical illness insurance, hospitalization insurance and other health insurance. Together, the guarantee function is great.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.