Personal Agreement 1 Party A:
Party B: Mr. (or Ms., the same below)
On the basis of mutual trust, mutual respect and mutual benefit, Hangzhou xx Enterprise Management Consulting Co., Ltd. (hereinafter referred to as "Party A") and Mr. _ _ _ _ (hereinafter referred to as "Party B") have reached the following cooperation agreement:
1. On the premise of meeting the common interests of both parties, Party A and Party B voluntarily form a strategic partnership on business management consulting business cooperation and other issues. Party B provides business resources for Party A, assists Party A in promoting its business and performance, and realizes a win-win situation for both parties and customers. The latest model of individual partnership agreement.
2. When providing business opportunities for Party A, Party B shall strictly keep the business secrets of Party A and its customers, and shall not damage Party A's business reputation by revealing the business secrets of Party A or its customers for its own reasons.
Three. When accepting the business opportunities provided by Party B, Party A shall act according to its own strength. When it is really impossible to implement or difficult to grasp, it shall openly inform and seek Party B's understanding or assistance, and shall not make a commitment rashly without its ability, thus damaging Party B's customer relationship.
Four. If Party B provides Party A with business opportunities for enterprise management consulting and helps to realize them, Party A shall pay corresponding information resource fees. The amount of fees paid depends on the role played by Party B in the process of business achievement and execution. In principle, it shall be implemented according to a certain proportion of the actual cost, and the payment shall be made according to the actual payment stage and amount, specifically within a few working days after each payment.
Verb (abbreviation of verb) liability for breach of contract:
1. In the course of business execution, if the business reputation or customer relationship between the partner and the customer is damaged due to its own reasons, the injured party may unilaterally terminate the cooperation relationship immediately and demand certain economic compensation. At the same time, the injured party can no longer pay the relevant expenses that should be paid in the unfinished business, and the injured party should continue to fulfill its payment obligations.
2. If Party A fails to pay the information resource fee to Party B as agreed, it shall increase the payable amount by 5% for each day overdue until it is paid in full.
6. Dispute settlement: If there is any dispute, both parties shall actively negotiate to solve it; If negotiation fails, the injured party may apply to Hangzhou Arbitration Commission for arbitration.
Seven. The validity period of this agreement is tentatively set at one year, counting from the date when the representatives of both parties (Party B himself) sign it, that is, from _ _ _ to _ _ _. After the expiration of this agreement, Party A shall continue to pay the unpaid information resource fees according to this agreement.
Eight, after the expiration of this agreement, the two sides did not propose to terminate the agreement, as both sides agreed to continue cooperation, this agreement continues to be valid, can be extended for one year, no renewal.
Nine. During the execution of this agreement, if both parties think it necessary to supplement or change it, they can sign a supplementary agreement. The supplementary agreement has the same legal effect. If the supplementary agreement is inconsistent with this agreement, the supplementary agreement shall prevail.
X. this agreement shall come into force after being sealed by both parties. This agreement is made in duplicate, each party holds one copy, which has the same legal effect.
Party A: Hangzhou Liang Yong Enterprise Management Consulting Co., Ltd. Party B: Mr. (or Ms.)
(official seal)
Representative signature: signature:
Signing place:
Date of signing:
Chapter II of Personal Agreement Party A (online banking customer):
________________
Party B (Industrial and Commercial Bank of China):
_ _ _ _ _ _ _ _ Branch
Party A voluntarily applies to use Party B's online banking service. In order to clarify the rights and obligations of both parties, this agreement is signed through consultation between both parties.
1. To apply for Party B's online banking service, Party A must have Party B's Peony Credit Card, Credit Card or Smart Card.
2. Party B's online banking provides services such as inquiry, transfer, BtoC online payment, foreign exchange trading, tuition payment and loan for Party A..
The above services are limited to Party A's own registration card and account.
3. When applying to use Party B's online banking service, Party A must fill in the Application Form for Personal Customer Registration of China Industrial and Commercial Bank's online banking business and sign it for confirmation, and agree to abide by the Articles of Association of China Industrial and Commercial Bank and the Rules for Personal Online Banking Transaction of China Industrial and Commercial Bank. At the same time, I will provide my valid ID card and related cards, which can only be opened for use after inspection by Party B. The power of attorney of the company is required to register the Peony Business Card.
Party A shall fill in the registration card number/account number on the registration application form.
Party A can use the online banking service on the next working day after registration.
Four. When using Party B's online banking service, Party A shall operate correctly according to Party B's regulations. Party B shall not bear any responsibility for the losses caused by improper operation.
5. Party A must properly keep his online banking login password and payment password, and all operations with the above passwords are regarded as his own actions. Electronic information records of various foreign exchange settlements handled according to electronic information such as passwords are valid vouchers for this transaction.
6. If Party A forgets or divulges the above password, he/she must bring his/her valid ID card and relevant cards to Party B's business outlets to fill in the "Application for Change of Personal Customers of Online Banking" and go through the password reset procedures. All consequences arising before the formalities are completed shall be borne by Party A. ..
7. All payments made by Party A through B2C online are authorized to be credited to the payment card account registered by Party A. ..
Eight, Party A through Party B's online banking procedures for reporting the loss shall be regarded as temporary reporting the loss, and Party B only assists in prevention and does not assume any responsibility. After temporary loss reporting, Party A shall go through the formal written loss reporting procedures at Party B's business outlets within five days. Online loss reporting will automatically expire in 5 days.
Nine. Party A shall not use special websites or other websites.
X. If Party B fails to correctly execute Party A's instructions due to the following circumstances, Party B shall not bear any responsibility:
(1) The instruction information received by Party B is unknown, wrong or incomplete; (2) Party A's account balance is insufficient or the credit line is insufficient; (3) The funds in Party A's account are frozen or deducted according to law; (4) Force majeure or other circumstances not attributable to Party B. ..
1 1. When Party A requests to unfreeze the registration card or add the registration card, it must fill in the "Application for Change of Personal Customer of Online Banking" at Party B's business outlets with its valid ID card and related cards, which will take effect on the next working day after Party B handles relevant formalities. Party A may also entrust others to handle account cancellation procedures, but shall issue a written power of attorney to the client.
12. Party A shall not defame or damage Party B's reputation or intentionally defraud bank funds in various ways, otherwise Party B shall have the right to unilaterally terminate the online banking service provided to Party A, and may investigate the losses caused thereby.
13. Party B may improve the online banking service according to the specific conditions of technological progress and business development, but before making the improvement, Party B shall notify Party A in an appropriate way.
Fourteen In case of force majeure events such as natural disasters or other unforeseen special circumstances, which affect Party A's online banking business, Party B shall not bear any responsibility.
15. Party B shall keep the application materials and other information provided by Party A confidential, unless otherwise stipulated by laws, regulations and rules.
16. Party A's suggestions and comments on Party B's online banking services can be directly reflected and complained at Party B's business outlets or by calling' 95588'. In case of any dispute during the performance of this agreement, both parties shall settle it through consultation. If negotiation fails, either party may submit it to a local arbitration institution for arbitration.
17. Matters not covered in this contract shall be handled in accordance with Party B's relevant business regulations and financial practices.
18. This agreement shall come into effect as of the date of signature by both parties, and shall be terminated on the next working day of Party B when Party A handles the written account cancellation procedures of online banking at Party B's business outlets.
Nineteen. Disputes related to this Agreement shall be governed by the laws of People's Republic of China (PRC).
Signature of Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signature of authorized person: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (bank seal): _ _ _ _ _ _ _ _ _ _ _
Signature of authorized person: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Chapter III Personal Agreement In order to ensure the legal and standardized use of individual joint accounts of Industrial and Commercial Bank of China, clarify the rights and obligations of both parties and standardize their business behaviors, Party A and Party B sign this agreement on the basis of equality and voluntariness in accordance with relevant laws and regulations of the People's Bank of China on the management of local and foreign currency savings settlement.
1. Party A (the owner of each joint account) voluntarily applies for using the relevant functions and services of Party B's personal joint account (Industrial and Commercial Bank of China) and abides by the relevant business provisions of the Personal Joint Account Management Agreement.
Two. The meanings of relevant terms in this agreement.
(1) joint account. Refers to 2-5 (inclusive) individual customers, some of whom open current accounts in the bank for the purpose of * * * managing deposits in order to realize the needs of multi-person management such as operating funds and family property. Its account type is current deposit settlement account in local and foreign currencies (hereinafter referred to as current joint account) or fixed deposit account in local and foreign currencies (hereinafter referred to as fixed joint account).
(2) Business operation card. Refers to the bank cards used by Party A to open and operate joint accounts, including wealth management account cards or peony cards.
(3) Agreed withdrawal method. Refers to the business processing methods of joint account withdrawal (cash withdrawal and transfer withdrawal), which are divided into * * * same processing methods and authorized processing methods. There are only * * * same handling methods for withdrawal business of fixed-term joint account, and the funds in the account must be withdrawn at one time, while there are two ways for current joint account: * * same handling and authorized handling.
(4) * * * The same treatment method. It refers to a way that when Party A handles the withdrawal of joint account, all joint account owners must take their joint account business operation cards and card passwords to any branch of Party B in the joint account opening area. This method is the default withdrawal method when Party A opens a joint account.
(V) Authorization means that when Party A opens a joint account, it designates one or more joint account owners as authorized persons, and the authorized persons can independently handle the withdrawal business with the joint account business operation card and card password. When the authorization handling method is agreed, it is also necessary to set the "authorized withdrawal cumulative limit" for the licensee to control the maximum amount of the licensee's withdrawal business, which can be set to be greater than the account balance. If the authorized handling method is selected, Party A can still handle the withdrawal business through the same handling method.
(six) the account funds * * * have a way. It means that when Party A opens a joint account, it agrees on the ownership form and share of the funds in the joint account, which is the basis for handling the funds in the joint account in case of dispute. Divided into the form of average distribution and the form of set proportion. If it is in the form of setting a proportion, it is necessary to clarify the actual share of funds held by the joint account owner in the account.
Three. Apply for opening a joint account
(1) Before opening an individual joint account, Party A has read and understood the terms applicable to its account opening (including the articles of association of wealth management account and smart card) and agreed to be bound by the above terms.
(2) The applicant for Party A's joint account shall provide all valid identity documents to Party B, and promise that the information provided is true and valid, and bear legal responsibility if there is forgery or fraud; At the same time, Party A shall also provide my own wealth management account card or Peony Link card opened in this area as the business operation card of the joint account, and the password of this card is the operation password of the joint account.
(3) Party A * * fills in the application for opening (changing) an individual joint account, selects the business type of "opening an account", and stipulates the number of joint account owners, joint account type, currency, withdrawal business mode, account fund * * * mode, authorized person, authorized withdrawal cumulative limit, etc.
Four. Joint account change application
The joint account owner of the current joint account may change some agreed contents of this agreement. When Party A needs to change the agreement, it must bring all its valid identity documents, business operation card and card password * * * to any outlet of Party B in the joint account opening area to fill in an application for opening an individual joint account, and select "change" business type, which may include "agreed withdrawal method" and "authorized withdrawal cumulative limit".
Verb (abbreviation of verb) deposit and withdrawal of joint account
(1) Party A handles the deposit and withdrawal of joint account through Party B. When Party A handles the deposit of current joint account, it can handle it separately through any branch of Party B or electronic bank with the joint account business operation card according to the deposit process of wealth management account or peony card. When handling the withdrawal of joint accounts, if it is handled in the same way, Party A shall go to any outlet of Party B in the joint account opening area with the business operation card and card password of each joint account. If authorized, the Licensee can handle the business operation card and card password of his joint account independently through any outlet of Party B within the authorized withdrawal cumulative limit, and the Licensee can also handle the transfer and withdrawal business from the joint account to the business operation card through self-service equipment such as Party B's ATM in the card opening area of the business operation card. If the licensee's business operation card is Party B's electronic banking registration card, it can also handle the withdrawal of the joint account separately by transfer through Party B's electronic banking channel.
(2) A depositor/depositor's valid identity certificate is required for a large deposit and withdrawal business with a single amount exceeding RMB50,000 or the equivalent foreign currency exceeding USD 65,438+0,000. If you entrust others to handle it on your behalf (one person is not allowed to act for more than one person), you must also show the valid identity certificate of the agent.
(3) The current joint account can handle off-site deposit business, and the current joint account with authorized handling method can also handle off-site withdrawal business. Party A shall pay a handling fee of 0.5% of the deposit amount or 1% of the withdrawal amount, with a minimum of 1 yuan and a maximum of 50 yuan.
Intransitive verb joint account inquiry
All joint account owners of Party A can independently inquire about the customer information and account information of joint accounts through their own outlets, e-banking and self-service equipment channels with their business operation cards and card passwords.
Seven. Loss reporting/cancellation of joint account business operation card
The loss reporting/cancellation of Party A's joint account business operation card shall be handled according to the loss reporting/cancellation process in the era of wealth management account/peony card. If the joint account owner handles the business of reporting the loss of the business operation card, it will not affect the joint account business that other joint account owners with normal business operation cards can handle separately, such as inquiry, demand deposit and withdrawal business in the authorized mode (withdrawal business is only handled by the authorized person).
Eight, joint account cancellation
When Party A cancels the joint account, all the joint account owners shall go to any of their own outlets in the joint account opening area with the operation card and card password of each joint account. For large-value businesses with the withdrawal amount exceeding RMB 50,000 or the equivalent foreign currency exceeding USD 654.38+0,000, and for the early cancellation of fixed joint accounts, the valid identity documents of all joint account owners shall be presented. This agreement shall be automatically terminated from the date when the joint account of Party A is officially closed.
Nine. If Party A's joint account owner's business operation card has signed Party B's service agreement of "balance change reminder" or "personal comprehensive reconciliation", Party B will automatically provide customers with joint account balance change reminder or comprehensive reconciliation service.
X. The account service fee for the joint account is 20 yuan every year. When Party B opens a joint account with Party A, it will charge the account service fee for the first year, and the annual account service fee will be deducted from the joint account of Party A on the basis of the annual fee collection date of the first year. When Party A cancels the joint account, Party B will not refund the account service fee. If the balance of Party A's account is insufficient to pay the service fee, Party B will stop providing relevant services.
XI。 Other matters not involved in the joint account, such as interest settlement, freezing, unfreezing and deduction, shall be handled in accordance with relevant laws and regulations and Party B's business rules. Party A agrees and knows; If one or more joint account owners are involved in economic disputes or lawsuits. Causing the relevant authorities to inquire, freeze or deduct the funds in the account. Other joint account owners cannot claim any rights to themselves. Party B does not assume any responsibility.
12. Party B shall keep the deposit information and related materials of the individual joint account opened for Party A confidential according to law. Except as otherwise provided by national laws. Party B has the right to refuse the inquiry of any unit or individual. However, if the competent authority inquires about the deposit information of any joint account owner in accordance with relevant laws and regulations. Party B has the right to provide relevant information of the joint account. If Party A illegally uses an individual joint account. Party B has the right to stop using the individual joint account.
13. After Party A opens an individual joint account with Party B, all joint account owners shall properly keep their joint account business operation cards and card passwords, and Party A shall be responsible for the losses caused by improper keeping due to Party A's own reasons. Party B has no obligation to keep the joint account business operation card and card password for Party A. ..
Fourteen Matters not covered in this agreement shall be settled by both parties through consultation; If negotiation fails, it shall be settled through litigation in the court where Party B is located.
15. This agreement has one page and is made in duplicate, one for each party, with the same legal effect.
Special instructions:
1. The agreement signed by Party A and Party B uses the agreement certificate uniformly printed by Party B, and all other informal agreements are invalid.
2. If Party A has any questions about this agreement, please consult Party B's unified customer service hotline 95588 in time.
Personal Agreement Article 4 Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: China Bank Co., Ltd. _ _ _ _ _
Article 1 According to the Measures for the Administration of RMB Bank Settlement Accounts of the People's Bank of China, Party A and Party B have reached the following agreement on matters related to personal settlement accounts, which shall be abided by both parties.
Article 2 Party B shall bear the following responsibilities
(1) Ensure the safety of Party A's funds and keep the information of Party A's bank settlement account confidential according to law. Unless otherwise stipulated by national laws, Party B has the right to refuse the inquiry, freezing or deduction of any unit or individual.
(2) Timely and accurately handle Party A's fund collection and payment business, and provide services such as account inquiry, loss reporting, temporary loss reporting and password change for Party A. ..
(III) During the performance of this agreement, the information about Party A provided by Party A to Party B that Party B cannot obtain from public channels constitutes confidential information of Party A, and Party B shall not disclose or use the confidential information to any third party, unless Party B is obliged to disclose it according to China laws or other laws and regulations on use in order to fulfill its obligations under this agreement, and both parties have agreed otherwise in other agreements.
Article 3 Party A shall guarantee the truthfulness, completeness and legality of account opening materials, and shall not cheat Party B to open a bank settlement account by forging or altering supporting documents. Where Party A opens a personal bank settlement account in temporary id card, it shall bring its official ID card to Party B's business outlet before the expiration of temporary id card, and modify the contents of the certificate in the account information. If there is any change in personal data, Party A shall promptly notify Party B to handle the change procedures. The losses caused by Party A's failure to provide correct information to Party B in time shall be borne by Party A. ..
Article 4 When opening an individual settlement account, Party A shall provide valid identity documents. Passwords should be kept when opening debit and passbook accounts. After receiving the debit card, Party A shall confirm that the debit card is intact, change the password in time and keep it properly. If Party B handles business for Party A according to the debit card (or passbook) and password, the losses caused by password leakage shall be borne by Party A..
Article 5 When opening a personal checking account, Party A shall handle it in person and reserve a signature, and Party B shall handle the business for Party A according to the signature. If Party A loses or replaces the reserved personal signature, I shall issue a written application confirmed by my signature and handle it at the account opening branch.
Article 6 Party A shall take the initiative to reconcile with Party B on a regular basis. Party A shall conduct reconciliation through the counters, telephone banking, online banking, self-service equipment and other facilities provided by the bank in time, and raise any objection to Party B in time. If Party A fails to ask Party B for account information within 3 months (calculated on natural days) from the date of the transaction, it shall be deemed that Party A has no objection to the transaction record.
Article 7 Party A understands and agrees to the following practices.
(1) When the debit card is opened, it is automatically confirmed that the debit card and its main account are personal settlement accounts; Debit card cancellation is regarded as personal settlement account cancellation, and the current account associated with debit card is automatically converted into a savings account.
(2) Debit cards and associated current accounts are personal bank settlement accounts.
Article 8 Individual settlement accounts that are handling settlement business such as wage payment, deduction of consumer credit and payment on behalf of others shall not be closed. If the debit card is associated with a book-entry treasury bond custody account or an open-end fund trading account, it shall not be cancelled.
Article 9 Party A shall bear the losses caused by violating the Measures for the Administration of RMB Bank Settlement Accounts and this Agreement.
Article 10 If the above contents are changed, Party B shall notify Party A by way of announcement.
Article 11 This Agreement shall come into force after being signed and sealed by both parties. This agreement is made in duplicate, one for each party.
Party A: _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _