What are the ways of providing for the aged after emigrating to the United States?
One is the American community "nursing home" with full-time nursing system.
Complete facilities and thoughtful service. Facilities include infirmary, library, computer room, gym, laundry room, emergency call system, etc. American community care services include eating, cleaning rooms, organizing activities and arranging trips.
The second is the American community "care center", which has a day care system.
Exercise in the center during the day and go home to rest at night. The center is fully equipped and provides star-rated services. The living room has one bed for one person and one room for one person. There are also reading rooms, health care rooms and activity rooms. In addition to worrying about three meals a day, the elderly can also read, communicate and do handicrafts to spend their old age safely.
The third is to organize American communities to "support each other for the aged".
Let the elderly recognize each other and help each other to support the elderly.
The fourth is to provide American community door-to-door service.
The American government has a welfare home-based care project: the government funds and sends home health nurses to provide home-based care services for the elderly in need in the United States. Family health nurses are different from nannies. They not only cook, wash clothes and clean for the elderly, but also have nursing knowledge. But only American citizens with permanent green cards can enjoy these benefits.
Benefits for retired immigrants in Los Angeles?
Life and fund
Green card holders can enjoy some life insurance types linked to funds that are not available in China but only in the United States, so that they can have more income after retirement.
Medical insurance for the elderly
In the United States, medical expenses are quite high, but any "low-income" green card holder (with no tax record) can apply for a "medical card" after retirement, and it is no longer necessary to spend money to see any disease with the card. This can completely relieve the worries of the elderly who are sick. For non-low-income people, as long as they have a ten-year accumulated tax record and pay a small amount of insurance after retirement, they don't have to bear the medical expenses themselves.
housing allowance
Green card holders can apply for buying apartments for low-income elderly people after retirement. You can buy a house subsidized by your country in the United States at about 35% of the market price.
government subsidy
When a green card holder has no accumulated tax record for ten years before retirement, as long as he becomes an American citizen, the government will directly pay a living allowance (more than 600 US dollars per month) after retirement (65 years old). Even if I don't live in America, I can enjoy the money.
Retirement benefits
Accumulated ten-year tax records (the bottom line is about $50 per month), and after retirement (usually 65 years old), you can receive a pension issued by the US federal government for life (1000 ~ 1200 dollars per month). For many immigrants, the number of years of receiving a pension is more than the number of years of paying taxes.