When the car was renewed in the second year, after a year of driving, the owner's driving skills became more and more skilled, and he gradually became familiar with the knowledge of auto insurance. When renewing the car insurance in the second year, car owners who are familiar with car skills not only "slim down" the car insurance to save premiums, but also want to know the preferential conditions of the car insurance in the second year. This is the second year discount for auto insurance.